etika United Kingdom Reviews 1,580

TrustScore 4.5 out of 5

4.4

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Rated 5 out of 5 stars

Straight forward process to arrange finance for not just one, but two personal number plates for myself and my wife. Instant approval meant I didn’t miss out on securing the much sought after plates I... See more

Rated 4 out of 5 stars

One of the best repayment platforms I've ever used, I can make extra payments really easily and very easy for you to see what you owe. Getting accepted for a number plate I bought was pretty easy, re... See more

Rated 5 out of 5 stars

Used Etika for an Amazon prime membership through my Vitality rewards. I got an instant approval and completed my purchase. You can setup an online account that serves as a handy reference for future... See more

Rated 5 out of 5 stars

Seemed really easy to set up online. Just had a wee issue with payment plan but was easily resolved via a quick call, which again proved very easy & convenient. Customer service was very helpful.

Company details

  1. Non-bank financial service

Written by the company

The name etika means ‘ethical’ in several languages and that’s exactly what we want to bring to finance – a responsible and fair approach to lending money.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

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Rated 5 out of 5 stars

Etika was so easy to navigate to see if…

Etika was so easy to navigate to see if you are eligible for finance, I saw a number plate for my motorbike I got a decision in a hour and i put a deposit down. you can put a 10% or upwards for a deposit down and the more deposit you put down the monthly repayments are lower And how many years you want too take your finance over, you get a decision that day you put in for finance. It was so easy to understand the monthly payments and how much you ask for the finance.

22 August 2022
Unprompted review
Rated 2 out of 5 stars

Confused and in the dark…

Applied for the Amazon Prime membership via Etika as part of the Vitality Rewards schemeZ
We were told we were successful but never heard from them again.

21 August 2022
Unprompted review
etika United Kingdom logo

Reply from etika United Kingdom

Thank you for your review and feedback, its much appreciated.

We requested more information from you, so we could help with the issue you have reported but unfortunately you never came back to us.

If you are awaiting a code from Vitality for your Amazon prime, then further details on where to find this in your member zone are here:
https://www.vitality.co.uk/support/amazon-prime/faqs/

If you issue is in relation to the finance agreement, then please feel free to email us at hello.uk@etika.com and we would be more than happy to help

Rated 5 out of 5 stars

Excellent service

Excellent service, fast and efficient getting everything sorted and keep staying in touch if needed help which is good
Would definitely recommend to anyone else

31 August 2022
Unprompted review
Rated 1 out of 5 stars

Read the other 1 star reviews before…

Read the other reviews before approaching this company, it’s not worth the hassle.
Operates like we like are still in the 1980s very slow and impractical for the value of the application.
You will find the majority of the time they spend dealing with defending their archaic & intrusive methods than actually providing a service.

10 August 2022
etika United Kingdom logo

Reply from etika United Kingdom

Hi

Thank you for your feedback, its much appreciated. We are sorry we haven't met your expectations on this occasion.

We have requested some more information from you so we can investigate what's happened and ensure we can help you in the most efficient way.

We assess applicants’ ability to manage a new financial commitment as a fair and responsible lender.

As part of our application, we will approach a credit reference agency (CRA) to get a complete credit report, referred to as a 'hard credit check'. This data, together with details provided by the user, are used to assess the application.

On occasion we are unable to complete all our checks automatically so we may request additional documentation to ensure we maintain our stance as a fair and responsible lender.

We apologise for any inconvenience we may have caused.

Rated 5 out of 5 stars

Great service

The process implemented by the company is very quick, hassle-free and you know if you are approved or not straight away.

5 August 2022
Unprompted review
Rated 4 out of 5 stars

Easy and quick

The process was easy and quick with a decision in less than a minute,pleased with the service

4 August 2022
Unprompted review
Rated 5 out of 5 stars

Etika

Great company etika got back to me straight away everything went smoothly in no time at all,would definitely recommend to my friends

3 August 2022
Unprompted review
Rated 5 out of 5 stars

Etika…brilliant

Second time of using and straight forward no hassle experience. Really easy process and would recommend to anyone.
Will use again next time I need them without fail.

3 August 2022
Unprompted review
Rated 5 out of 5 stars

Fast Process

Fast, Easy and stress-free process. Happy that I was able to get both a gift 🎁 and health insurance at the same time. Thank you Etika

3 August 2022
Unprompted review

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