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Evlo Reviews 11,516

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 3,103 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their professionalism, helpfulness, and friendly demeanor, often highlighting their ability to explain complex information clearly and make the process feel secure. The service is consistently described as excellent, efficient, and easy to understand, with many appreciating the smooth user experience and quick transfer of funds. However, some people were dissatisfied with the loan application process, finding it intrusive and time-consuming due to extensive personal information requirements. A few other people also felt that customer service was lacking, mentioning issues with communication, slow updates, or a perceived lack of respect and accountability.

What people talk about most

Staff

Reviewers highlight positive aspects of staff. Customers consistently praise the staff for being very... See more

Service

Customers consistently note positive experiences with service, often highlighting its smoothness, ease of... See more

Customer service

Customers had positive experiences with customer service. Many reviewers praised the professional, friendly,... See more

User experience

Clients share positive opinions on user experience. Many customers found the service smooth, easy to... See more

Payment

People report ambiguous experiences with payment. Many customers praise the speed of fund transfers, with... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Adam was smartly dressed, polite & courteous at all times. Very professional and knowledgeable about his role, made me feel welcome (even offered me a cuppa) made me feel at ease whilst I was there or... See more

Rated 5 out of 5 stars

I am with the Scunthorpe branch. The service is perfect. My account manager John is approachable and always infomative and friendly; he even remebers me in between long periods of confact. I am moving... See more

Company replied

Rated 5 out of 5 stars

The process was easy to follow from start to finish very professional with a personal touch. Paul my constant was honest, direct, kept in the loop with updates regularly and helped me throughout th... See more

Rated 5 out of 5 stars

I had a consolidation with evlo specifically Stratford branch. I say a big kudos to the Staff Obinna for his professionalism. He seems to be a young man but quite knowledgeable on dealing with matt... See more

Company replied


Company details

Written by the company

Evlo is a business committed to financial inclusion, helping customers build a stronger financial future by empowering them with a personal, human approach and responsible borrowing options.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

12K reviews

5-star
4-star
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1-star

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Rated 5 out of 5 stars

I was struggling to find a good loan…

I was struggling to find a good loan and Evlo stepped in. I can't thank them enough. All the team were very nice and calm and professional over the call and in person. The process was not long and they even help building on credit score. Definitely worth a try.

5 May 2026
Rated 1 out of 5 stars

Customer Service go's along way this…

Customer Service go's along way this company seems to no have any customer service skills.didnt even have the decency to let me know about my loan application

6 May 2026
Unprompted review
Evlo logo

Reply from Evlo

Dear Customer,
Thank you for your feedback. We are very sorry to hear about your experience with us.
If you would like to raise this as a complaint, please email complaints@evlo.co.uk so this can be looked into further.

Regards
Evlo

Rated 1 out of 5 stars

Data-Harvesting

I filled on my information online via a broker. Gave Evlo access to my bank via open banking and was “provisionally approved” over the weekend for £5,000 and bombarded with text messages about it and how my local branch would be in touch.

Contacted me today, asking me the same information they already had from me filling in the form and open banking, but the agent asked me information about my home and living arrangements. It is complicated due to me being a live-in, part time carer for a family member but told him the average rent I pay, where he (in not so many words) called me a liar and said he didn’t believe the figures I gave him. He told me to phone back when I had the figure and he’d reconsider.

Hung up the phone and sent me a text and email saying I could not be approved for a loan.

My living arrangements and average rent have never been an issue with any financial institution over the last four years it’s been like this. But from reading the other reviews here, seems as if Evlo are just data-harvesting from forms and open banking, with the promise of being approved, and then turning people down for loans. I don’t know why we needed to go through my data over the phone considering it was filled in on a form, and confirmed with open banking. Definitely something fishy here.

5 May 2026
Unprompted review
Evlo logo

Reply from Evlo

Dear Customer,
We appreciate you bringing this to our attention. We are very sorry to hear about the
difficulties you experienced with the loan process and the impact this had on your time.
Although your application had been completed on line, as a responsible lender we have to verify the information.
If you would like to raise this as a complaint, please email complaints@evlo.co.uk so this can be looked into further.

Regards
Evlo

Rated 1 out of 5 stars

Scammers

Pre approved my loan, then made me take part in half a dozen phone calls over the corse of 2 days, only to change there terms in the final call doubling the interest rate and increasing the sum that I wanted to lend. Used bamboo loans and got a better interest rate than initially offered by Evlo and had the money within 2 hours of submitting the application.

Absolutely laughable all round. Scammer level business model and service. Only reason you would use this company is either total desperation or not shopping around.

1 May 2026
Unprompted review
Evlo logo

Reply from Evlo

Dear Customer,
Thank you for your feedback and bringing this to our attention.

Kind Regards,
Evlo

Rated 1 out of 5 stars

Recently I have a applied loan started…

Recently I have a applied loan started receiving phone calls text messages, I spoke to one of agent over the phone call who was asking some many questions that was not related to my application how many kids do you have under 18, how many kids over 18 are they married how many kids they have etc I have to close my application

1 May 2026
Unprompted review
Rated 2 out of 5 stars

They constantly email you saying you’ve…

They constantly email you saying you’ve been accepted but then once they call you often get someone that doesn’t speak same language. I then got put to someone else days later to be told can’t get a loan they said at the start they try everything well my call wasn’t even 5 mins and felt they weren’t interested in even trying don’t waste time It’s high APR as well try somewhere that value you.

10 April 2026
Unprompted review
Evlo logo

Reply from Evlo

Dear Customer,

Thank you for your feedback. We are very sorry to hear about your experience with us.

While we aim to approve as many loan applications as possible, we are also committed to lending responsibly. This means there may be instances where a customer’s credit profile does not meet our lending criteria. In such cases, it is our responsibility to make the appropriate decision and decline the application, ensuring we act in the best interests of the customer. We sincerely apologise for any inconvenience this may have caused during the application process. We appreciate your understanding and hope to have the opportunity to assist you under more favourable circumstances in the future. Sincerely, Evlo

Rated 5 out of 5 stars

It was very easy

It was very easy, staff was professional and everything was explained in a way it was understood, everything was communicated effectively and all was understood

1 May 2026
Rated 1 out of 5 stars

Terrible company.

Terrible company.
Preying on vulnerable households and inflicting high APR charges then threatening with court when they struggle to make repayments.
AVOID, unless you want to pay waaaaay back more than you borrow.

21 August 2025
Unprompted review
Evlo logo

Reply from Evlo

Dear Customer,
Thank you for your feedback.
Interest rates are dependent on a number of factors such as your credit rating at the time of taking the loan, loan amount and term so unfortunately if you have a poorer credit score this will result in a higher interest rate. This is standard with most lending companies.

Kind Regards,
Evlo

Rated 5 out of 5 stars

It was very good indeed the staff that…

It was very good indeed the staff that served me was very accommodating and very understanding with my frustration with this loan application. Though it took a while to finalise this loan application I will say that it was worth it in the end!, this was the Enfield branch that eventually dealt with my application. So over all this company and the Enfield branch that dealt with my application did with the type service I would expect from any business it was done with face to face rather than AI or online interaction old school style this is rare type of service and I didn't think it still existed but this company/ Enfield branch done that for me. I would defo recommend them to anyone who truly want the customers well being truly!!!.

30 April 2026

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