Fair for You Reviews 

19,486
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 812 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the straightforward application process and user-friendly website, noting that it is very simple to navigate and get quick decisions for household purchases. People also appreciate the genuinely helpful customer support team, alongside flexible payment options that provide much-needed relief and fit comfortably into tight household budgets. However, some customers also noted frustrating experiences involving unexpected payment processing delays, sudden application rejections after years of consistent use, and rigid financing decisions. A few individuals also mentioned communication hurdles, such as ignored emails and a lack of support availability during weekend hours when urgent help was needed.

What people talk about most

User experience

Customers had positive experiences with user experience, consistently praising the straightforward and quick... See more

Service

Customers consistently note positive experiences with service, highlighting easy payment options, helpful... See more

Product

Reviewers mention positive feedback about product, highlighting the great range of household goods and... See more

Payment

Clients share positive opinions on payment options, highlighting that consumers can choose convenient payment... See more

Customer service

Consumers find customer service to be positive, highlighting quick, friendly responses and brilliant support... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Absolutely amazing and for me a lifesaver! After my old washing machine broke down I was in a panic, wondering how I was going to afford this unexpected expense! I found fair for you and I can now spr... See more

Company replied

Rated 5 out of 5 stars

I have been with Fair4U for years now and cannot fault it. I would love to see more items on there. The whole experience from joining to ordering is really easy and the website is easy to navigate. Yo... See more

Company replied

Rated 5 out of 5 stars

Resolving issues and going above and beyond in finding resolutions for any problems that might occur. As a customer, I am truly grateful that this is an option for me. Improving one room at a time.... See more

Company replied

Rated 5 out of 5 stars

I have been a customer of fairforyou for a few good years, and in my time with them I have found them very helpful and the goods they offer are of a high quality and a very good payment structure to w... See more

Company replied


Company details

  1. Non-bank financial service
  2. also in
  3. Alternative Financial Services

About Fair for You

Written by the company

Unsurprisingly, being called ‘Fair for You’, we really care about fairness. We believe that people who are less well-off or whose financial circumstances are more difficult than most should not have to pay more for credit.

Fair for You helps you buy essential household products directly from our trusted retailers by providing you with fair, affordable finance. You apply for a loan from us, which we pay directly to the retailer of your chosen product when you complete your purchase.

Your product will come to you straight from the retailer, ensuring you get top quality products from well-known retailers like Whirlpool, along with all the delivery, installation, and aftercare support you’d expect.

With a Fair for You loan, you can choose how long you’d like to borrow for and how frequently you’d like to pay. You can pay weekly, fortnightly, four-weekly or monthly and borrow for as long or short a period as you like. You can even change your repayments if your circumstances change.

The shorter the loan period you choose the less interest you pay overall. We’re a bit different from other lenders, which means there are no charges or fees if you’d like to pay a bit extra towards your loan. The faster you pay, the less you pay.

You can pop over to the Fair for You website to find out more about our flexible finance options and how they may be able to help you: www.fairforyou.co.uk/how-it-works

Written by the company

Fair for You is your alternative to high cost weekly payment stores. We're a British-based, not-for-profit lending company, set up for the benefit for you and your family.
We understand that circumstances can change from day to day and that sometimes this is out of our customers control.
We don’t charge late fees and will work with you to rearrange a payment plan should you fall off track. We will not repossess your item/s if you’re finding it difficult to keep up with your payments or use bailiffs.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

19k reviews

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This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 1 week

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4.6

All reviews

(19,486)

785 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Process easy to do no stress from loan…

Process easy to do no stress from loan to delivery love this company always go above and beyond

2 October 2026
Fair for You logo

Reply from Fair for You

Hi Tracey,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 1 out of 5 stars

I have been with this company for years…

I have been with this company for years and all of a sudden I’m being refused for everything, they can’t use finance as an excuse because my finances are better than ever with less going out. They have just become a seriously bad company to deal with, then come out with rubbish as an excuse. Do not recommend dealing with them😡

Cant reply to their reply so putting it here, the excuse you gave is rubbish. If I'm in a better financial position and only have a £17 fortnightly payment too you then how is it that when my financial situation wasn’t that great I got nearly £100 credit a month off you yet now its better I can’t even get £35 a month. It’s just bull that you claim these statements about helping but when something is needed not wanted you say no..

30 September 2026
Unprompted review
Fair for You logo

Reply from Fair for You

Hi Gayner,

Thank you for taking the time to leave us a review.

We understand that being declined for a loan can be disappointing, particularly when you have something important you need to purchase, and we appreciate you sharing your experience with us.

At Fair for You, we want to help our customers wherever we can. As a lender regulated by the Financial Conduct Authority (FCA), we have a responsibility to ensure that any lending we offer is affordable and sustainable for our customers, both now and in the future.

Our affordability criteria are developed with specialist input and are regularly reviewed to help ensure we continue to lend responsibly. Although we understand that you may want to know exactly why your application was declined, we are unable to disclose the specific reasons, as this would reveal our internal lending criteria.

However, we do have an appeals process, and we would welcome the opportunity to review your application again if you feel there is additional information we should consider. You can contact us at loans@fairforyou.co.uk, explaining why you believe the decision should be reconsidered and providing any supporting evidence. Our team will then review the information you provide.

We appreciate that this may not be the outcome you were hoping for, and we hope this helps explain our approach. Thank you again for giving us the opportunity to address your concerns.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Excellent service

This is a very easy experience. It is so straightforward to apply and you are told immediately if you're approved. My card for Iceland has been dispatched and my daughter has already received her card

23 September 2026
Fair for You logo

Reply from Fair for You

Hi Linda,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

This is 2nd time I have had a appliance…

This is 2nd time I have had a appliance through fair for you an have been very happy with how easy they make it .

25 September 2026
Fair for You logo

Reply from Fair for You

Hi Sid,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Great site for shopping cards &…

Great site for shopping cards & household stuff

3 February 2026
Fair for You logo

Reply from Fair for You

Hi Paul,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Very good condition brilliant delivery…

Very good condition brilliant delivery service 🤗

23 September 2026
Fair for You logo

Reply from Fair for You

Hi Harry,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Been using for several years now and it…

Been using for several years now and it is all easy application quick response

25 September 2026
Fair for You logo

Reply from Fair for You

Hi Tish,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

From start to finish i have bein in…

From start to finish i have bein in firmed nxt steos very qk also just brilliant

21 September 2026
Fair for You logo

Reply from Fair for You

Hi Deborah,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Absolutely fantastic experience with…

Absolutely fantastic experience with fare for you always had good quality items from them at an exceptional speed and can check my balance any time and pay extra payments to reduce my balance would definitely recommend my family and friends

20 September 2026
Fair for You logo

Reply from Fair for You

Hi Annie,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 4 out of 5 stars

Easy to apply for

Easy to apply for, quick response

18 September 2026
Fair for You logo

Reply from Fair for You

Hi Tracey,

Thank you for your 4-star review and for choosing Fair for You.

We’re pleased to hear that you had a positive experience with us. However, we’re always looking for ways to improve, and we would really like to understand what we could have done differently to make your experience worthy of a 5-star review.

If you would be happy to share any further feedback, please contact us at contactus@fairforyou.co.uk. We would really appreciate hearing from you, as your comments can help us continue to improve our service.

Thank you again for taking the time to leave us a review.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Excellent received card very quickly …

Excellent received card very quickly and great idea for the people whom are struggling thankyou all

10 September 2026
Fair for You logo

Reply from Fair for You

Hi Beverley,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Very easy to complete with a wide hoice…

Very easy to complete with a wide hoice of appliances

18 September 2026
Fair for You logo

Reply from Fair for You

Hi,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Very good

Helps me budget. Very good

15 June 2026
Fair for You logo

Reply from Fair for You

Hi Michelle,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 1 out of 5 stars

Glad I left as a very upset customer no…

Glad I left as a very upset customer no help no help no manger s to help
Only rude on the phone allso staff members to am Leaving a bad review and they default your credit file and will not take it off at all long as the company policy s are ok i will not come back again as a customer

16 September 2026
Unprompted review
Fair for You logo

Reply from Fair for You

Hi Kevin,

Thank you for taking the time to leave your review.

As part of our collections process, we have set timescales for when an account may be reported as being in default. Before an account reaches this stage, we make several attempts to contact customers by email and text, encouraging them to speak with our team so we can discuss their circumstances and, where appropriate, arrange a suitable payment plan.

As a responsible lender, we also have a responsibility to ensure that the information we report to credit reference agencies is accurate and reflects the true status of the account. Where an account has reached the required stage for a default to be reported, we are therefore required to report this information accurately.

We appreciate that this may be frustrating, but we must ensure that the information we provide to credit reference agencies is a true reflection of the account.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

The whole process was very easy and…

The whole process was very easy and quick very professional

16 September 2026
Fair for You logo

Reply from Fair for You

Hi Lesley,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

So easy and quick

16 September 2026
Fair for You logo

Reply from Fair for You

Hi Susie,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Brilliant service and reaching a…

Brilliant service and reaching a decision quickly

16 September 2026
Fair for You logo

Reply from Fair for You

Hi Patricia,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 1 out of 5 stars

Got an iceland card used it once.

Got an iceland card used it once.
Didn't send me a card through the post paid all of that off.
Applied to use it again they accepted. Have taken money but I have still have no card after waiting for months!
I will never use again.
They have money for services I did not receive.
Emails are getting ignored and they will be taken more money in a few weeks and there's nothing I can do.

26 April 2026
Unprompted review
Fair for You logo

Reply from Fair for You

Hi Stephanie,

Thank you for taking the time to leave your review.

Unfortunately, we have been unable to locate your account from the information provided. Could you please contact our team on 03334 330 739 and ask to speak with Has, the manager?

I have made Has aware that you may be contacting us, and he will be happy to look into this personally, explain what has happened, and discuss how we can help resolve your concerns.

We look forward to speaking with you.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

Great company been with them a good few…

Great company been with them a good few years now .never had any problems always helpful .

27 August 2026
Fair for You logo

Reply from Fair for You

Hi Sadie,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

Rated 5 out of 5 stars

A very good service I highly recommend…

A very good service I highly recommend them always happy to help .

22 April 2026
Fair for You logo

Reply from Fair for You

Hi Sherrie,

Thanks so much for your kind words. We really appreciate it!

We’re always looking for customers to share their stories in more detail - it really helps other people who may not know us to feel more confident in choosing Fair for You. If you'd be happy to talk more about your experience, please email us at marketing@fairforyou.co.uk, and we'll explain what’s involved and what we offer in return.

Thanks again for your support. It really does mean a lot to our team.

Kind regards,

Customer Experience Team

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