FIMC Reviews 271

TrustScore 4 out of 5

3.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 3 out of 5 stars

Policy paid for towing with just a receipt. Reimbursement for repair require all kinds of extra proof of ownership and they only paid about half of the 30% owed on the bill. That was only $50 more tha... See more

Company replied

Rated 3 out of 5 stars

I have not taken advantage of anything in my savers there aren't a lot of options for my demographics. Not really sure why I received a RYRE email I suppose it's just a review bomb campaign. Als... See more

Company replied

Rated 5 out of 5 stars

Membership plan came with free Telehealth calls and this was such a fantastic option to have. Super quick, have used them a couple times and made me realize it was even a better option than the provid... See more

Company replied

Rated 5 out of 5 stars

5/5 Stars! Amazing roadside, towed me as many times as I needed when my car broke down due to alternator issues. Unlimited tows and always quick and super helpful, kind staff. Definitely will be recom... See more

Company replied

Company details

Written by the company

FIMC is a trusted provider and servicer of membership plans that protect our customers from the most common expenses families encounter. In a perfect world, having a budget would be enough. But real life doesn’t work that way. Unexpected auto, home, family and healthcare events can happen at any time – and insurance doesn’t always cover the costs. Our benefits are designed for the moments when life gets all too real and you need someone to have your back. We’re a safety net that helps pay the expenses you didn’t plan on, so you can get on with the business of living. Whether it’s solutions for your home, auto, or pets we offer comprehensive benefits that can help save you money.


Contact info

3.9

Great

TrustScore 4 out of 5

271 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars
FIMC logo

Reply from FIMC

Dear KP, Thank you for your 5 star review! We’re delighted to hear that you appreciate our commitment to providing up-to-date claims. Our team works diligently to ensure accuracy and reliability. We value your feedback and look forward to continuing to serve you!

Rated 1 out of 5 stars

I was told when I got this policy that…

I was told when I got this policy that for any reason I was to take my car into the shop to get it fixed y’all would reimburse a part of what I payed for. And I have and been turned down on my reimbursement. If I knew how to cancel the policy I would but I will figure it out and also let my friend know y’all don’t stand by your words and also the loan company that gave it to me lied about it. If you don’t get the policy you don’t get a loan that’s not right either.

17 April 2024
FIMC logo

Reply from FIMC

Dear Jamie, Thank you for taking the time to share your feedback. We apologize that your experience with our Auto Repair Reimbursement benefit fell short of your expectations. If there is still an opportunity to address this matter for you, please don’t hesitate to contact us at 800-621-5287.

Rated 5 out of 5 stars

Very helpful

Very helpful and because of my benefits I only paid $80 extra. I wish it was less for the 2 miles though

16 January 2024
FIMC logo

Reply from FIMC

Dear mscaligirl, thank you for sharing your positive experience! We’re thrilled that our service was helpful to you. As for the over-mileage cost, we appreciate your feedback. If you have any more thoughts or suggestions, feel free to reach out us at 800-621-5287.

Rated 3 out of 5 stars

I think overall,you did a great job

I think overall,you did a great job. What I wasn't satisfied with. I had sensors that was put in my car and an internal oil leak. You said that was routine work that you don't discount on. I had to pay out a tremendous amount and was expecting a better refund.

10 January 2024
FIMC logo

Reply from FIMC

Dear Robin, thank you for taking the time to share your feedback. We’re delighted that you recognize our overall great job! We apologize for any disappointment you experienced with the results of your recent auto reimbursement claim. If you have any further concerns or questions, please don’t hesitate to call us at 800-621-5287. We’d be more than happy to explain what’s covered.

Rated 1 out of 5 stars

Your med pay is misleading

Your med pay is misleading. Ended up with nothing from med pay. Was planning on renewing my plan but it’s not worth it

28 October 2023
FIMC logo

Reply from FIMC

Dear Doris, thanks for sharing your feedback. We’re sorry your experience with our Emergency Medical Reimbursement benefit didn’t match your expectations. Your feedback has been shared with our team members in an effort to improve our service going forward. If there is still an opportunity to resolve this for you, please contact us at 800-621-5287.

Rated 1 out of 5 stars

Can't submit reimbursement for 30 days

Only paid for this service through a loan I got to repair my car. The lender said this was a great benefit especially since the loan I was getting was to have a hefty amount of car repairs done. Paid for it because it sounded beneficial, only to be denied my reimbursement because no one, including the lender that sold me this product, didn't mention you have to wait a full 30 days to submit any reimbursements. Obviously I couldn't wait a month to fix my car, so the whole reason I got this "benefit", I couldn't even use it on the repairs I needed.

7 June 2024
FIMC logo

Reply from FIMC

Dear Stephanie, thank you for sharing your experience. We apologize for any inconvenience you faced regarding the reimbursement process. It’s essential to us that our members have a clear understanding of the terms. We appreciate your feedback, and we’ll take it into account for future improvements. If you have any further concerns, please don’t hesitate to reach out 800-621-5287. We value your satisfaction!

Rated 5 out of 5 stars

The process was seamless and great…

The process was seamless and great customer service.

19 April 2024
FIMC logo

Reply from FIMC

Thank you, Bonnie, for leaving such a glowing 5-star review! We’re thrilled to hear that the process was seamless and that you received great customer service. We value your feedback and look forward to continuing to serve you!

Rated 1 out of 5 stars

lousy service

i was never helped at all when i needed help.

7 June 2024
FIMC logo

Reply from FIMC

Dear John, thanks for sharing your feedback. We’re sorry your experience with us didn’t match your expectations. If there is still an opportunity to resolve this for you, please contact us at 800-621-5287.

Rated 5 out of 5 stars

Fast and easy

Fast and easy, thanks

19 April 2024
FIMC logo

Reply from FIMC

Dear Oliver, Thank you for your fantastic 5-star review! We’re delighted to hear that your experience was fast and easy. Our team is committed to providing seamless service, and we appreciate your positive feedback. If you have any more feedback or need assistance in the future, feel free to reach out 800-621-5287.

Rated 5 out of 5 stars

Vehicle reimbursement

The forms were easy to fill out for reimbursement on our truck repairs. All claims were processed within 10 days and money automatically deposited into our checking account.

31 January 2024
FIMC logo

Reply from FIMC

Dear Joyce, Thank you for taking the time to leave a fantastic 5-star review! We’re thrilled to hear that our reimbursement forms were easy to fill out and that the claims process was efficient. It’s great to know that your money was automatically deposited into your checking account within 10 days. Our team is committed to providing seamless service, and we appreciate your positive feedback. If you need assistance in the future, feel free to reach out 800-621-5287. We’re here to help!

Rated 5 out of 5 stars

I REALLY LIKE IT

I REALLY LIKE IT

31 May 2024
FIMC logo

Reply from FIMC

Dear Victor, Thank you so much for your enthusiastic 5-star review! We’re thrilled to hear that you really liked our service. Your positive feedback means a lot to us. If you need assistance in the future, feel free to reach out 866-522-6232. We’re here to help!

Rated 5 out of 5 stars

The benefits of FIMC It is important to be visible and and…

It is important to be visible and and available. Thamks for the assistance.

1 May 2024
FIMC logo

Reply from FIMC

Dear Lili, Thank you for your fantastic 5-star review! We appreciate your feedback. Being visible and available to our customers is a top priority for us. We’re thrilled that you found our assistance helpful. Please feel free to reach out anytime 800-621-5287. We’re here for you!

Rated 1 out of 5 stars
FIMC logo

Reply from FIMC

Dear Cynthia, thanks for sharing your feedback. We’re sorry your experience with our auto repair reimbursement expense benefit didn’t match your expectations. Your feedback has been shared with our team members in an effort to improve our service going forward. If there is still an opportunity to resolve this for you, please contact us at 800-621-5287.

Rated 5 out of 5 stars

A quick refund for tow I had to pay to…

A quick refund for tow I had to pay to move my car after being involved in an accident.

2 April 2024
FIMC logo

Reply from FIMC

Dear Glenda, Thank you for your 5-star review! We’re glad to hear that you received a quick refund for the tow expenses after being involved in an accident. Our team is committed to providing efficient service, especially during challenging situations. If you need assistance in the future, feel free to reach out 800-621-5287. We’re here to help!

Rated 1 out of 5 stars

Nobody ever contacted me after I called…

Nobody ever contacted me after I called in 2 different times for help getting towed. I was told by 2 different people that you would reach out to tell me when a tow truck was coming. Worst company ever in my opinion.

25 August 2023
FIMC logo

Reply from FIMC

Dear Elizabeth, thanks for sharing your feedback. We’re sorry your experience with our services didn’t match your expectations. Your feedback has been shared with our team members in an effort to improve our service going forward. If there is still an opportunity to resolve this for you, please contact us at 866-522-6232.

Rated 5 out of 5 stars

I just love the reminders on how to do…

I just love the reminders on how to do better each and every week, with my self and my staff.

7 June 2024
FIMC logo

Reply from FIMC

Dear Theresa, Thank you for your wonderful 5-star review! If you have any more insights or need further assistance, feel free to reach out 866-522-6232. We’re here to support you!

Rated 5 out of 5 stars

Help with car repairs!! Wow!

My car repairs were so expensive and it was wonderful to get a portion returned to me by FIMC. A great helpful insurance.

7 June 2023
FIMC logo

Reply from FIMC

Dear Lena, Thank you for your fantastic 5-star review! We’re thrilled to hear that our assistance with your car repairs was helpful. We understand that repairs can be expensive, and we’re glad we could provide some reimbursement. If you need further assistance, feel free to reach out 800-621-5287. We’re here for you!

Rated 5 out of 5 stars

helped me face discrimination

helped me face discrimination

14 October 2023
FIMC logo

Reply from FIMC

Hi Timothy, Thanks for the 5-star review! Your feedback is a great way to let us know we’re on track to help our members when they need it most. We love providing the best in home, auto, pet and other everyday benefits. Check out our other membership plans on www.myrealbenefits.com – and we look forward to serving you again in the future!

Rated 1 out of 5 stars

Make sure that the companies or people…

Make sure that the companies or people you work with or recommend, such as OneMain Financial, tell the right information about you and do not misinform or promise clients what you do not offer in your respective services.

9 January 2024
FIMC logo

Reply from FIMC

Dear Doroteo, Thank you for sharing your feedback, and we apologize for any inconvenience you may have experienced. We take your concerns seriously and appreciate your honesty. If there is still an opportunity to resolve this for you, please contact us at 800-621-5287. We value your input and are committed to improving our services.

Rated 1 out of 5 stars

tow truck…

My vehicle was tended by a tow truck driver that did not perform the task correctly, damaging my vehicle. I have spoken with several representatives, to no avail of
Recouping the out of pocket expense. This incident has been going on since January 27, 2024. I spoke with Ms. Thomas about three weeks ago about the delay, to hear they are a couple of weeks behind. This week makes a month.

27 January 2024
FIMC logo

Reply from FIMC

Dear Cherie, thanks for sharing your feedback. We’re sorry your experience with our tow service didn’t match your expectations. Your feedback has been shared with our team members in an effort to improve our service going forward. If there is still an opportunity to resolve this for you, please contact us at 800-621-5287.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look