Debenhams Finance - Credit Card Reviews 

142
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 91 reviews, reviewers had a great experience with this company. Customers consistently find the credit card easy to use and manage, appreciating the smooth online experience, clear payment reminders, and secure payment system. Many praise the excellent service, highlighting its reliability as a helpful financial tool for emergencies and its contribution to making smarter financial decisions. However, some customers also noted issues with customer service. People reported difficulties resolving problems, being locked out of the app, and experiencing unhelpful responses from the complaints department regarding blocked cards or reward points.

What people talk about most

User experience

Consumers find the user experience to be positive, with many praising the ease of use of the mobile app and... See more

Service

People report positive experiences with service, with many customers expressing satisfaction and calling the... See more

Payment

Users describe positive interactions with payment, often highlighting the ease of use for shopping and... See more

Customer service

Reviewers mention ambiguous feedback about customer service, with many praising the staff as polite,... See more

Product

Customers had positive experiences with the product, with many expressing satisfaction and comfort with their... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I enjoy my Debenhams card. I have had my card a long time now, with no complaints. They have stopped payments immediately when I have asked them, either when I don’t recognise them or made a... See more

Company replied

Rated 5 out of 5 stars

The Debenhams credit card has been a great companion and very helpful, especially in times of need. It’s easy to manage, from checking statements to making payments, and the offers and rewards add rea... See more

Rated 5 out of 5 stars

Regular update on monthly payments and statements. I have information on ways to use my credit card effectively and reward options available to me. As well as credit card increase review as at... See more

Rated 5 out of 5 stars

No fuss credit card, easy to use , easy to keep up with monthly payments through reminders. not yet needed to contact customer services but clear ways to contact them. ive had this card for a while no... See more


Company details

  1. Shopping & Fashion

Written by the company

Welcome to Debenhams.com – your favourite online shopping destination where you’ll find the latest fashion and accessories for women, men and kids, plus bestselling makeup, fragrances and hair products from the biggest brands in beauty, and design-led homeware to liven up your living space. Shop online at Debenhams.com. This page relates to our financial services, including Debenhams Mastercard credit card.


Contact info

4.2

Great

TrustScore 4 out of 5

142 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.2

All reviews

(142)

88 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

I’m living overseas and they have given…

I’m living overseas and they have given me no way to contact them apart from a phone call. I need to email, and this is not an option. So my card remains active but unused until I can visit the UK one day. Which is doubtful.

13 September 2025
Unprompted review
Rated 1 out of 5 stars

I ordered four blue kitchen dinning…

I ordered four blue kitchen dinning chairs about three weeks ago. I emailed Debenhams to let them know that one of the chairs was scratched. They asked me to send them some pictures and my order number which I did. I even sent them my delivery. I was told someone would get in touch. Someone did via what’s app. I was asked to send the pictures again and my order number including all details of the chairs and was again told someone would be in touch. My last communication with Debenhams was the 22nd of August asking me what would I like to do. I asked them to send me another chair and collect the damaged chair. They haven’t replied back since. I still have the damaged chair and it looks awful. I won’t be buying anything from this company again. I am so disappointed.

22 August 2025
Unprompted review
Rated 5 out of 5 stars

Excellent service from Debenhams…

Excellent service from Debenhams Mastercard fraud customer service today. Flagged an unusual transaction on my account, asked me to contact them and they blocked and reissued a new card. The advisor I spoke to was excellent, thank you for your help.

29 August 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi Julia,
Thank you for leaving us a 5* review.
I am pleased to hear that you are pleased with our service.
We always appreciate your kind words.
Take care and have a lovely day!
- Nagina

Rated 5 out of 5 stars

Safest way to shop on line.

Having my Debenhams card is a great way to spend on line or in the shops,it’s handy to have at the moment because I am decorating the house, new curtains a must.

22 August 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi Teresa,
Thank you for leaving us a 5* review.
I am pleased to hear that you are pleased with our service.
We always appreciate your kind words.
Take care and have a lovely day!
- Nagina

Rated 5 out of 5 stars

I have been with Debenhams for several…

I have been with Debenhams for several years now. They are fab. They gave me a very high balance amount from the start and have raised it. They do not reduce this allowance when I spend less or reduce my balance which is great. It is my go to card for emergencies and I know if I need a high expense Debenhams will be there and I have time to pay. I have maxed this card snd also had nil balances and its just a great go to card. I dont get loads of fussy letters about reaching max or about reducing balance because not spending all the time. They leave me alone and know I will lay what is needed.

22 August 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi MNS,
Thank you for leaving us a 5* review.
I am pleased to hear that you are pleased with our service.
We always appreciate your kind words.
Take care and have a lovely day!
- Nagina

Rated 5 out of 5 stars

Great credit card had it for years

8 August 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi Martin,
Thank you for taking the time to leave a lovely 5* review.
It’s great to hear your lovely feedback, it is much appreciated.
Have a great day and take care.
- Nagina

Rated 5 out of 5 stars

Easy to use and excellent service for…

Easy to use and excellent service for money and good for every day shopping

1 August 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi David,
Thank you for taking the time to leave a lovely 5* review.
It’s great to hear your lovely feedback, it is much appreciated.
Have a great day and take care.
- Nagina

Rated 5 out of 5 stars

Helpfully and professionally

Helpfully and professionally
Thanks

16 July 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi Junaid,
Thank you for taking the time to leave us a 5* review!
I’m so pleased you had a wonderful customer service experience. Positive feedback is great to hear and we appreciate your kind words.
Thank you and take care.
- Nagina

Rated 5 out of 5 stars

I enjoy my Debenhams card

I enjoy my Debenhams card.
I have had my card a long time now, with no complaints. They have stopped payments immediately when I have asked them, either when I don’t recognise them or made a mistake in my payment!
The fraud team are exceptional and have queried with me anything they have thought was not right,
Payment system is excellent although I cannot make my payments via Virgin Money but I think that is a problem with Virgin Money!
All in All I would 100% recommend Debenhams Card as being friendly and very efficient.
Thank you !!!

26 July 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi Jean,
Thank you for taking the time to leave a lovely 5* review.
It’s great to hear your lovely feedback, it is much appreciated.
Have a great day and take care.
- Nagina

Rated 5 out of 5 stars

I wasn't paying enough but there…

I wasn't paying enough but there calculator helped me get back on track.

26 July 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi John,
Thank you for taking the time to leave a lovely 5* review.
It’s great to hear your lovely feedback, it is much appreciated.
Have a great day and take care.
- Nagina

Rated 5 out of 5 stars

Great credit card company and a…

Great credit card company and a pleasure to do business with. I have had my account for many years now and would highly recommend them.

24 July 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi Bobby,
Thank you for taking the time to leave a lovely 5* review.
It’s great to hear your lovely feedback, it is much appreciated.
Have a great day and take care.
- Nagina

Rated 5 out of 5 stars

Is been making life easier

Is been making life easier

14 July 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi Ochacho,
Thank you for taking the time to leave us a 5* review!
I am pleased to hear that you're happy with the customer service we've provided.
Thank you and take care.
- Nagina

Rated 1 out of 5 stars

Locked out of account

Locked out of account , team unable to unlock it and in process have blocked all emails !!!

17 July 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hello John,
Thank you for taking the time to leave a review on your recent experience. I'm sorry to hear about the issues with accessing your account.

I'd like to look into this further for you, but I will need a few more details from you first. Please could you reply to the message you will have received off Trustpilot requesting more information. I will require your order number and email address.

Thank you.
- Nagina

Rated 5 out of 5 stars

Good payment security coverage

Good payment security coverage
Quality of customer service, good payment experience at all merchants, good level of security

11 July 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi Marina, thank you for sharing your review. We’re delighted to hear about your positive experience with us! We appreciate your positive feedback. - Georgie

Rated 1 out of 5 stars

Poor customer service

27 June 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi Harold, thank you for sharing your review. I’m sorry to hear you’ve had difficulty with the customer service. We value all feedback and continuously work with the lender, NewDay, to improve our products and services. Please get in touch with NewDay’s dedicated team on 0333 220 2519, and they’ll be happy to discuss any concerns. The opening times are Monday to Friday 9am to 6pm, Saturday 9am to 4pm, Sunday – closed. Alternatively, you can chat to us online via your Online Account Manager or the Debenhams Credit Card app. - Georgie

Rated 4 out of 5 stars

Amazing customer service & promotional rates

Amazing customer service, and product. Clear and concise messaging. Rates amazing too.

29 April 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi Ndawana, thank you for sharing your review. We’re delighted to hear about your positive experience with the customer service. We appreciate your positive feedback - Devon

Rated 5 out of 5 stars

Great service no issues

Great service no issues, very pleased.

22 June 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi Susan,

Thank you for taking the time to leave us a 5* review! Glad to hear you've had no issues.

Positive feedback is always great to hear, and we appreciate your kind words. I will be sure to pass on your feedback.

Thank you and take care.

Rob

Rated 1 out of 5 stars

not an organised company🤦🏻‍♀️

20 June 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi Livia, thank you for sharing your review.

I’m sorry to hear you feel the company in unorganised.

We value all feedback and continuously work with the Lender, NewDay, to improve our products and services.

Please get in touch with NewDay’s dedicated team on 0333 220 2519, and they’ll be happy to discuss any concerns.
The opening times are Monday to Friday 9am to 6pm, Saturday 9am to 4pm, Sunday – closed.

Thank you.
-Stacy

Rated 5 out of 5 stars

Very happy with my credit card and also…

Very happy with my credit card and also the excellent customer service.
Many thanks

20 June 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi Rachael,

Thank you for taking the time to leave us a 5* review! Glad to hear you're happy with your credit card and our customer service.

Positive feedback is always great to hear, and we appreciate your kind words. I will be sure to pass on your feedback.

Thank you and take care.

Rob

Rated 5 out of 5 stars

Absolutely I'm very happy and…

Absolutely I'm very happy and satisfied. Thank you

20 June 2025
Unprompted review
Debenhams Finance - Credit Card logo

Reply from Debenhams Finance - Credit Card

Hi Karim,

Thank you for taking the time to leave us a 5* review!

Positive feedback is always great to hear, and we appreciate your kind words. I will be sure to pass on your feedback.

Thank you and take care.

Rob

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