First Time Finance Reviews 196

I had a very positive experience while trying to secure a mortgage through UK Mortgage Brokers Ripley Salgueiro – First Time Finance. I truly cannot thank the team enough for their unwavering support throughout the entire process. There was a point where I felt like giving up, but the team encouraged me, reassured me, and worked tirelessly to help me secure this property. Their belief in me and determination made all the difference.
A special thank you to Ripley, and an extra shout-out to Ibimina — wow! — for personally guiding me through the whole process until the very end. Her dedication, patience, and constant encouragement made such a difference at a time when I honestly felt like giving up. She went above and beyond to ensure everything was handled smoothly and kept me informed every step of the way. Her professionalism and determination helped me secure my property, and I am truly grateful for her hard work.
The communication, persistence, professionalism, and genuine care shown at every stage were exceptional. I would wholeheartedly recommend UK Mortgage Brokers Ripley Salgueiro – First Time Finance to anyone looking to secure a mortgage.
If I were to give a score, it would be a 10/10 — truly exceptional.

At first time finance you will get an excellent and competent service. They made what seem complex so easy. As foreign nationals we were able to secure mortgage quickly with low deposit at a very juicy rate when all lenders refused us with terms and conditions. With first time finance, our mortgage offer was issued within 3 days after application. A trial will convince you.

Just as we were told when we were looking for a Mortgage broker. First Time Finance went above and beyond to deliver within the set time.

Thank you very much

Excellent!

A very knowledgeable and friendly team who have not only helped with securing a mortgage that works well for us, but also in all aspects of buying our first home. They are very responsive and took the time to understand our unique situation and needs. I couldn't recommend them enough.

I had an excellent experience with First Time Finance. From the day I first made contact to receiving my official mortgage offer, the entire process took just one week, which was far quicker than I ever expected. What also stood out for me was their constant updates through out every step of the process.

I would highly recommend their services to anyone looking for a fast and reliable mortgage application process.

As a first time buyer, the mortgage process felt daunting, but the team at First Time Finance made it incredibly smooth.

A special shoutout to Ripley, he was super helpful in getting everything started and providing clear guidance. My main point of contact, Ibimina, was absolutely brilliant, patient, supportive, and always available to talk me through the details via email, phone calls and WhatsApp chats.
Having that kind of personal support made all the difference. I can’t recommend them enough for their expertise and genuine care. Thank you guys!!

First Finance made getting a mortgage super easy and stress-free. They issued the Mortgage Record of Suitability in 3 days, mortgage offer was obtained in 9 days, and Exchange of Contracts in 63 days. As a foreigner, I was worried but the team made it stress-free!

Here's a polished version of your review:

I had an excellent experience with First Time Finance. The pre-application discussions were top-notch. Clint was very detailed and provided us with multiple options. The documentation was crystal clear—if you follow it diligently, a 99% mortgage approval rate is guaranteed.

Ibimina was outstanding with her updates. She ensured we had all our documents in place, and her professionalism was second to none. The entire First Time Finance team was incredibly helpful and supportive.

Surprisingly, our mortgage was approved in less than 8 days. Thank you to the entire team for your fantastic work and professionalism. I highly recommend First Time Finance for anyone looking for a smooth and efficient mortgage process.
Tosin and Bukky

First time Finance made getting the mortgage so easy. We have seen lots of reviews online about first finance on how effective and efficient the team is. Having experience this, we would recommend First Finance to anyone who is interested in getting a mortgage. They look into what is beneficial and give you opportunities to make changes that is helpful.
Thanks Clint and the team.

We had an excellent experience with our mortgage broker from start to finish. Clint handled our discovery call and explained everything clearly, which gave us confidence from the outset. Ibimina managed our mortgage application and made the entire process smooth and stressfree with clear communication throughout. A special shoutout to Allie as well, who was very helpful and efficient when initially requesting and organising our documents. The whole team worked seamlessly together, and we felt supported. Highly recommended

Henry was really terrific. My case is a tricky one and he took the time to research the best option that could work for me. It is difficult finding help for foreigners wanting to purchase property in the UK but First Time Finance has the experience to give the advice needed.

As first-time buyers, a couple of mortgage and financial advisers told us they couldn't get any lender to help us get a mortgage, without any explanation.

When we met First Time Finance, Ripley reviewed our situation and said it was possible to find a lender, explaining the mortgage process step by step, but also noting the challenges and how long it might take to get the mortgage due to our situation.

The Team was very professional and kept us up to date with the whole process. Within two months of contacting First Time Finance, we got our mortgage offer from a lender.

First Time Finance is unique in their work.

Emma and Pat

They were absolutely good at what they do. From advising to implementing required actions. Other mortgage brokers would want you to pay them before doing anything but these guys do the work and get it done before requesting for payment which was why I chose them. Will definitely recommend.

First Finance are experts at what they do, they asked the difficult questions in the beginning so that we could have a smooth journey, I loved the stress test because that’s where they made me realize how possible it would be to have my dream come true.
I’ll definitely recommend them…

Amazing brokers! Extremely helpful with rapid responses! The team you need when making such a big purchase especially as a first time buyer!

Ripley & Ibimina were absolutely delightful - everything from speed of response, depth of thought, and guidance on the overall mortgage process was brilliant.

This is my second time working with FTF and hats off to them for helping internationals, going above & beyond.

Exceptional Service from an Outstanding Team

As a first-time buyer, securing my first mortgage initially felt daunting, but the First Time Finance team turned what could have been a stressful experience into a smooth, reassuring, and genuinely positive journey.

I would like to give special recognition to Henry, Ibimina, and Allie, who were absolutely exceptional throughout the entire process. Ibimina’s speed of response was outstanding every query was handled promptly and efficiently, which gave me great peace of mind.

Henry and Allie truly went above and beyond. Their level of professionalism, knowledge, and dedication was remarkable. They explained every step with clarity and patience, ensuring I fully understood the process and felt confident at all times. Their calm, reassuring approach made a huge difference, especially as a first-time buyer, and their attention to detail was second to none.

Henry, and Ibimina consistently demonstrated genuine care, excellent communication, and a strong commitment to achieving the best possible outcome for me. Their guidance, encouragement, and expert handling of my application were instrumental in securing my first mortgage offer, and I felt fully supported from start to finish.

This team represents the highest standard of customer service, and Ibimina, Henry and Allie, are outstanding professionals who are a real credit to the organisation and the finance industry as a whole. I cannot recommend First Time Finance highly enough to anyone looking for trustworthy, skilled, and supportive mortgage advisors.

Thank you, Henry, Ibimina, and Allie your work truly makes a difference.

Response time was something I was a bit scared of.
Both they created a WhatsApp group where Response was as swift as possible.
Their services is tremendous and very friendly.
I will recommend First Time Finance again and again.

Beautiful experience. The staffs were very accommodating and unique. We had a wonderful and nice experience with our first time home buying with These staffs. IB and Henry are such a unique and wonderful people.

It’s been such a smooth lovely journey with you. Always keeping us updated with every step. We bless the day we came across you, thank you for making the process lighter and better. We can’t wait to have our key