Fora Credit Inc. Reviews 

I have been using Fora for approximately one year. Their level of service and transparency is absolutely amazing. They are very easy to deal with and clear about payments and credit limit limits. I would highly recommend Fora to anyone looking for an easy to use straightforward credit line supported by excellent customer service.

Tawnya was very professional and very quick and friendly to obtain my withdrawal

Fora helped me when I needed it the most.
No judgement no hoops to jump through.
They are professional and efficient.
I have recommended them to others.

I just wanted to share that I’ve had a really good experience with Fora Credit. The process was quick and straightforward, and their team was helpful and professional throughout. Everything was clearly explained, and I felt supported the whole way. I would definitely recommend them to anyone looking for a reliable credit option.

Great service and friendly fast service.

I wasn’t expecting to be approved for this, it came in when i needed it most thanks a lot now I got my first car.

Accessible

Applied with fora for a line of credit through koho I sent all the documents and even did the the login where they access your bank account and can see the transactions they were offering my 30 percent interest and that was really high also in the span of a month of a half they asked me 6 times to verify my account re upload the same documents 5 times sign the agreement again the people working for this company are not smart at all or animals just working there and I closed my application

The process was fast and easy ,talking with staff on the phone was helpful they were great answering all the questions that I had so far so good

After application, I was approved for 14,800
I accepted and was disappointed that after reviewing my bank account your underwriter would only approve me for half the approvals amount. I wonder what they saw to change the approved limit. I would never have gone forward if I thought the approved amount would be cut in half afterwards.
Feels like a kind of bate & switch.

Fora is a great option if you need financial help. However, I wish they would re-evaluate each customer’s interest rate annually, taking into account how responsibly they’ve managed their credit throughout the year.

I'm thankful first of all, that they were able to lend, and extend, a hand when I needed it most. The screening was pretty straightforward. The policy and fees are clear as well. The only downside or gripe for me is that the monthly payment computation is a 70/30 split. 70% interest and only 30% of the amount goes to principal. I understand this a business. I understand that they did help me at the beginning, despite my low credit score, at the time I needed emergency money. However, given this ratio, it proves quite difficult to get out or pay it off early. The only way they said I can significantly add to the principal is to pay more on top of what their system computes I pay monthly. At this time, I am still struggling with my finances as I do live paycheque to paycheque. It's embarrassing but its just honest truth. It's a slow and painful road to recovery, if it even leads to that. No offense to Fora but this is how I see it and feel about it right now. How I wish there was some kind of reward or incentives, like adjusting that ratio in favor of putting more onto the principal.

I love fora bedt lending company out there i would recomend to all my friends and family thank you fora for helping me when times are tuff

Overall a very useful and relatively simple way to utilize credit. I have had no negative issues thus far, and Fora has assisted me when needed (quickly). Only area of improvement I would suggest is with the credit limit increase. Apparently it’s by invitation only, and so far no invitation received. I have been with them a while now, so I can’t say what criteria they are looking for, or if I am even being considered. Just a thought.

It was the best experience I cever had with loans. Followed the steps and was approved in few hours. I would recommend it for anyone who is trying to get a loan or a line of credit.

Everything with my line of credit works so smoothly and without delays. Actually pleasantly surprised.

Your interest is extremely high

Draw from account was in a timely manner. Now just have to work on the interest rate. Cheers