Was super easy to apply and set up. Requesting money is as easy as signing in and hitting a few buttons. Money comes that day if requested before noon. Making a payment reflects immediately, no wai... See more
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Fora is proud to offer the flexibility of a Line of Credit and serve Canadians from different parts of the country. Currently, we are offering a Line of Credit to residents of Alberta, British Columbia, New Brunswick, Nova Scotia, Ontario, and Saskatchewan but additional provinces will be operational soon. Applying for a Line of Credit from Fora is easy and 100% online. Credit limits range from $1,000 to $15,000. The annual interest rate for a Fora Line of Credit ranges from 19.9% to 34.9%.. Actual rates may vary and are subject to eligibility, underwriting and creditworthiness. You only pay interest on the amount of credit you use, not on your credit limit. It’s the flexibility in a credit product you have been looking for! BC Licence#: 84559; BC Licence#: 84740
Contact info
Toronto, Canada
- 1-888-899-3672
- service@foracredit.ca
- foracredit.ca
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Replied to 85% of negative reviews
Typically replies within 1 week
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Limited Payment Options and Lack of Help to Make more money off you
Sure, sure; receiving money is easy, and the one- to two-day wait isn't a bad thing, so people might think twice about impulsive spending.
The problem is the interest is a daily rate that is based on an annual rate of an extremely high number (its nearly half). So you could be paying hundreds a month on only $4000.
To make it worse, they say they only accept debit. I couldn't wrap my head around what I wasn't understanding because my debit does not have a security number, like most debit cards in Canada. Upon contacting customer service multiple times, they failed to explain anything. I was told to just 'use the security number on the back of my debit card.' I asked a few times over the span of a couple months, getting so fed up I had to give it a break before I called them and lost it. REMEMBER THIS IS A DAILY INTEREST RATE.
I had to put it together myself when I found out about a virtual Visa debit card, paid off the emergency funds I used, and will never ever draw money from this credit line unless I am about to die and have no other options.
I highly suggest running an AI detector on this review and others for forums. Then make a judgment on that.

Reply from Fora Credit Inc.
Money isdued
Its a great help to me at a time when have finanicial difficulties,easy to use and fast hopefully will be able to pay off soon,
Everything happened without any…
Everything happened without any problems at all smooth sailing
The ease with which I can contact…
The ease with which I can contact customer service, just for questions not because of anything not working. Everything has just been better than I expected.
It was very well with fora service was…
It was very well with fora service was excellent each time I call
Phone experience was good but I am…
Phone experience was good but I am disappointed that your website doesn’t work outside the country.
Fora Forever
Fora Forever
Fora was very efficient and clear with the transaction process.
The Fora agent was both very professional and courteous.
It was a pleasure to do business with Fora. I highly recommend them to future clients.
I would recommend fora as the are…
I would recommend fora as the are commentating and affordable pay back . If ur looking for a small line of credit I highly recommend fora
Line of credit
I'm very glad I found fora,easy and simple to login and to request to get money exallent service.
Experience is definitely 5 stars
Experience is definitely 5 stars, but I feel it takes too long to receive the funds, maybe deposits could be an e-transfer option.
I am so grateful to have found Fora…
I am so grateful to have found Fora credit. It has been so helpful to have access to extra cash available to me when I need it.
Very straight forward process
Very straight forward process. Easy to go through and immediate answer.
Nothing really concerning. I did not really need the line of credit but did it to reduce my credit usage.
I however took $100 on the line just to make sure the process was working. All good. As "advertised".
It’s easy to withdraw funds and the…
It’s easy to withdraw funds and the rates are within your reach.
Easy to use app with easy to get funds…
Easy to use app with easy to get funds when needed
The line of credit has helped me out…
The line of credit has helped me out when I needed most and easily available .
Experience has been great so far
Fora
Fora is always there when I need them. They've helped me out tremendously and still is.
Process is fast
Process is fast, easy, well explained, and Fora was there offering financial support when I needed it. Thanks Fora!
Very helpful when needed
Very helpful when needed, highly recommend using fora for your credit need's.
Everything was done over the phone with…
Everything was done over the phone with a very nice lady that helped me through the application.
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