Forces Mutual Reviews 

335
•
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 160 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the friendly staff for taking the necessary time to explain insurance policies thoroughly, ensuring that individuals find the exact coverage they need without feeling rushed during consultations. Reviewers consistently note that customer support representatives are always polite, attentive, and extremely professional. People also note the exceptional value for money, stating that setting up various protection plans is completely straightforward, transparent, and remarkably affordable. Though some customers were dissatisfied with the service, a few individuals experienced frustrating communication gaps, extended delays, or a complete lack of proper documentation after purchasing their policies.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting advisors who are exceptionally... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting agents who take the time... See more

Service

People report positive experiences with service, frequently highlighting professional, knowledgeable advisors... See more

User experience

Customers expressed absolute satisfaction with the overall user experience, describing the process as... See more

Price

Consumers experience great satisfaction with the affordable rates, noting that they were able to secure the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Lynne Dickaty was fantastic. My car renewal quote was given with outdated information held on account (my fault) she quickly updated the system which cut my final payment in half next month. The renew... See more

Company replied

Rated 5 out of 5 stars

Jennie Lewis from Forces Mutual was exceptional. She went above and beyond to help me find the right policy, explaining everything clearly and making sure it suited my needs. She even took calls outsi... See more

Company replied

Rated 5 out of 5 stars

Dianne (Cyprus office) is fantastically helpful. She’s helped us with so much this year: cover notes for two cars, insurance renewal, quotes and any driver cover. At all times her responses have been... See more

Company replied

Rated 5 out of 5 stars

I have been very impressed with the process of taking out this policy. On ringing the customer care line, to make initial enquiries, a young man named Luke, was extremely helpful. The following proc... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

Committed to offering a competitive range of insurance, money and health products to meet the needs of the Army, RAF, Royal Navy and Royal Marines, we exist only to improves the lives of the military and their families.


Contact info

4.9

Excellent

TrustScore 5 out of 5

335 reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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4.9

All reviews

(335)

150 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very helpful and kind person

Very helpful and kind person

3 March 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Jordan,
Thank you for taking the time to leave a positive review. We are pleased to hear that our advisor was helpful, we will ensure this is shared with the wider team,

Clare - Regional Manager

Rated 5 out of 5 stars

Very easy to set up

Very easy to set up. Kind workers. Supplied plenty of information which made it easier to choose the right insurance.

4 March 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Alfie,
Thank you for taking the time to leave a positive review, we are delighted our advisor was able to help.

We will ensure your feedback is shared with the team.

Clare - Regional Manager

Rated 5 out of 5 stars

Definitely recommended

I found Paula to be very helpful, she explained all the information and details very thoroughly. If I need any more help I’ll definitely be going back to her.

11 February 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi James
Thank you for taking the time to leave a positive review, we are happy to hear Paula was helpful and thorough.

We will ensure your feedback is shared with Paula and the team.

Clare - Regional Manager

Rated 5 out of 5 stars

She took her time to explain everything…

She took her time to explain everything and provide me with a lot of options and ideas to choose from.

16 February 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Oheneba,
Thank you for taking the time to leave a positive review, we are delighted our advisor was able to help with options to meet your needs.

We will ensure your feedback is shared with the team.

Clare - Regional Manager

Rated 4 out of 5 stars

Helped me find the best insurance for…

Helped me find the best insurance for me and then helped when issues arose in the process and followed up if things were missing

18 February 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Vinnie,
Thank you for taking the time to leave a positive review, we are delighted our advisor was able to help throughout the process of setting your cover up.

We will ensure your feedback is shared with the team.

Clare - Regional Manager

Rated 5 out of 5 stars

Life insurance

My Partner and I wanted to set up a life insurance policy, so I sought guidence from Forces Mutual.

After giving Lisa Buffey (Forces Mutual) a call to discuss some options, I was able to arrange a face to face meeting for the next day.

Lisa was very helpful, she took me through the process step by step and explained everything carefully with full transparency.

By the end of the meeting, Lisa provided me with several policy options that best suited my situation as well as the knowledge for me to make an informed decision.

My experience with Forces Mutual was excellent and I would recommend them to anyone.

25 February 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Ash,

Thank you for leaving positive feedback for Lisa. We are very happy to hear you had an excellent experience and that you would recommend us.
We will ensure this gets fed back to Lisa and the rest of the team.

Heidi
Regional Manager

Rated 5 out of 5 stars

Great Representative

Had a great briefing from Sophie who really explained things well. We then had a meeting afterwards where we went in to depth about my needs and she was really accommodating and honest with everything. Highly recommended

26 January 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Samuel,

Many thanks for taking the time to leave a review for Sophie. Its great to hear she explained things well and that she was accommodating and honest.
We will feed this back to Sophie and the rest of the team.

Heidi
Regional Manager

Rated 5 out of 5 stars

Really engaging and helpful staff who…

Really engaging and helpful staff who explain everything to a great degree

26 February 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Thank you Cam for taking the time to feedback, we appreciate you leaving a positive review.

Heidi
Regional Manager

Rated 5 out of 5 stars

Really thorough

Really thorough, explained everything perfectly and always had my best interests.

16 January 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Spike,

Many thanks for leaving us positive feedback, its great to hear you had everything thoroughly explained to you.

Heidi
Regional Manager

Rated 5 out of 5 stars

The girls were friendly,

The girls were friendly,
Polite, unjudgemental and really easy to work with.

10 February 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Thank you for taking the time to leave a review, we are pleased that you had a positive experience and will share your feedback with the wider team.

Clare - Regional Manager

Rated 5 out of 5 stars

Sally was excellent

Sally was excellent. Made the whole process simple and answered any questions I asked.

14 February 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Thank you for taking the time to leave a review for Sally. We are happy to hear that she made the process simple and your questions where answered so you had all the information you needed to make an informed choice.

We will share your feedback with Sally and the wider team.

Clare - Regional Manager

Rated 5 out of 5 stars

Excellent Service from advisor Jennie Lewis

I recently joined Royal London insurance and I was supported by a very friendly and professional advisor, Jennie Lewis. She explained everything clearly and made sure I fully understood my insurance options. It makes such a difference when the person on the other end of the phone is knowledgeable, patient, and genuinely polite.

Thank you, Jennie — I’m very happy and satisfied with the insurance I’ve taken out, and your guidance made the whole process easy and reassuring.

4 February 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Thank you for taking the time to leave positive feedback for Jennie. Its great to hear she explained everything clearly and ensured you fully understood your options.
We will share your review with Jennie and the wider team.

Heidi
Regional Manager

Rated 5 out of 5 stars

Sophie at forces mutal was so helpful

Sophie at forces mutal was so helpful - she looked into my circumstances on an individual level, being very empathetic and giving me as much time as needed. Her solutions has ensured I am no covered in areas I was even unaware of, and potentially saving me £100pcm on a plan which the company was charging me for a dept consolidation plan (Sophie was able to sign post me to one which doesn't). I will always be grateful for her help.

12 February 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Rebecca,

Many thanks for leaving a positive review for Sophie. Its fantastic to hear you were happy with the service she provided and you found her helpful.
We appreciate the time you have taken to leave feedback and will ensure we share this with Sophie.

Heidi
Regional Manager

Rated 5 out of 5 stars

Sophie made the process extremely easy…

Sophie made the process extremely easy and spoke it in a way I could understand clearly and the whole process was user friendly. The atmosphere was nice and open and I felt I could answer questions honestly. I really appreciated the time spent by Sophie to help me with any question I had

12 February 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Amanda,

Thank you for your positive feedback. Its great to hear Sophie made the process extremely easy for you. We will ensure this gets fedback to Sophie and the wider team.

Heidi
Regional Manager

Rated 5 out of 5 stars

Direct renewal is best with Forces Mutual.

Lynne Dickaty was fantastic. My car renewal quote was given with outdated information held on account (my fault) she quickly updated the system which cut my final payment in half next month. The renewal quote was better then any I found using compare websites. Renewing directly with Forces Mutal is saving me in excess of £600 for the next 12 months cover. Thank you Lynne. :)

13 February 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Hi Barry,

Many thanks for leaving positive feedback for Lynne. We're delighted to hear you were happy with the quote and service provided and appreciate you taking the time to leave a review.

Heidi
Regional Manager

Rated 1 out of 5 stars

Failure to honor their own policies

We are extremely disappointed with the service or lack of from this company. We made a valid claim that was approved for payout, but since then, it has been a nightmare of misinformation and silence. Every time we call, we are given a different story or told there is a 'technical issue' with the payment. It’s clear they are just fobbing us off in hopes that we stop calling. Avoid this company!

30 January 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

We are sorry to hear you are unhappy with the service provided.

We have requested further details from you so we can look into this further, however we haven't yet heard back from you.

If you change your mind please get in contact.
https://www.forcesmutual.org/contact

Rated 5 out of 5 stars

Life Insurance

Our experience with Suzanne was fantastic. Her knowledge and expertise were outstanding and immediately put both my partner and me at ease when proceeding with our life insurance plan. Communication was clear and consistent throughout, and everything was completed promptly, exactly as promised. We will definitely be using Forces Mutual again for any future needs.

28 November 2025
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Thank you for taking the time to leave a positive review. We are delighted to hear that with Suzanne's help you were able to plan your cover.

We will ensure your feedback is shared with Suzanne and the wider team,

Clare - Regional Manager

Rated 5 out of 5 stars

Sophie Travers the my Advisor was very…

Sophie Travers the my Advisor was very patient and explain everthing clearly before assisting me to sign up. The questions were clearly explained. This made me feel relaxed knowing that I have given all the relevant information with acuracy.

26 January 2026
Unprompted review
Forces Mutual logo

Reply from Forces Mutual

Many thanks for leaving Sophie positive feedback.
Its great to hear you were happy with the service she provided and your questions were clearly explained.
We will ensure we feed this back to Sophie and the rest of the team at FM.

Heidi
Regional Manager

Rated 5 out of 5 stars

User-friendly website for quotes. Swift response when taking out a policy.

Website is easy to navigate to get an instant quote and take out a policy. Documents emailed same day.

15 January 2026
Forces Mutual logo

Reply from Forces Mutual

Thank you for taking the time to leave a positive review. We are happy to hear that you found the website easy to use and your policy was set up quickly.

We will ensure your feedback is shared with the wider team,

Clare - Regional Manager

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