Frost Bank Reviews 60

TrustScore 2 out of 5

2.1

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Rated 1 out of 5 stars

I used my overdraft and they closed my account without warning. Right before a large deposit came in. After forcing me to go into a branch while suffering from a kidney stone they said they had to ge... See more

Rated 5 out of 5 stars

My husband and daughter are in Vietnam and got declined when using a debit card. They called frost at 11:20pm, talked to a live person and immediately got it resolved in less than a minute. Amazing! T... See more

Rated 1 out of 5 stars

I used the overdraft option. When my check was direct deposited on May 30th, plus I made an additional $50 deposit, they closed my account on June 2nd during the night. Their reason was I haven’t rece... See more

Rated 1 out of 5 stars

Very disappointed with Frost Bank. My son's car loan is secured by a CD, meaning the bank already has collateral protecting the loan. When it came time to renew, Frost ran a credit check and said th... See more

Company details

  1. Bank
  2. Financial Institution

Information provided by various external sources

Frost Bank is a Texas-chartered bank based in San Antonio with 134 branches and 1,300 automated teller machines, all in Texas.


Contact info

2.1

Poor

TrustScore 2 out of 5

60 reviews

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No history of asking for reviews

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Rated 1 out of 5 stars

Horrible bank

Horrible bank. I’m going through some things on Venmo where a person I was “friends” with had me send the money to their cashapp and the “friend” did a dispute on the charge through Frost Bank. Venmo said it’s up to the bank. I contacted the bank telling them I am part of a dispute they have going on and wanted to provide my evidence and documents of all my bank statements and everything and they said they would not accept anything. It’s $1,250 worth of money in negative on my Venmo frozen account. I had asked them if they even investigate before they just take their bankers word and they said no they trust their bankers 😅 what a joke.

9 July 2024
Unprompted review
Rated 5 out of 5 stars

Amazing graceful people

Hello,

I have banked with chase ,and boa nothing impressive Frost bank is absolutely wonderful they are all so nice. It’s a neat bank different in a good way. The staff at the branches , and customer service 800 number they are all just great every single employee whether on the phone or in a branch are fluent. Fluent in kindness fluent with caring for us customers and fluent in meeting our financial needs , and last but not least they are very fluent with customer service… thanks frost for all you do at their bank “we the customers matter”!

29 March 2024
Unprompted review
Rated 1 out of 5 stars

I would never borrow money from this…

I would never borrow money from this bank. They wasted three weeks of my time due to the underwriters. The underwriters lending approval is unreasonable, They want me to provide a 2023 tax return and also I need to restructure my business and incorporate before they would lend to me. Second they also did not believe I was sole owner of the company and that they kept getting hung up the the cover page of the filed taxes by a cpa firm did not have perfect cover sheets. This is the most ridiculous process and request I have ever heard of. NEVER USE THIS BANK FOR HELOC LOANS. I never usually do these reviews but the public should know. They only are for big rich people not the regular consumer.

8 April 2024
Unprompted review
Rated 1 out of 5 stars

Be very careful when having a trust…

Be very careful when having a trust through them. They will use tricks to get more of your money, they bend their own policies to control your trust. They lie about why they do things. They have more fees and make more money off your trust than any other bank world wide. Absolutely do not have your trust through them!! They cost us thousands each month that key bank, chase, wafed wouldn't charge and the other banks offer the same exact types of trust and services.

8 December 2023
Unprompted review
Rated 1 out of 5 stars

Why does every atm not work

Everytime I try to go to any atm, it’s not working, every atm I go to doesn’t work, every time!!! That’s waste of my gas and time when I need to make a deposit!! Get your stuff together frost bank, cause this is ridiculous!!!!

22 November 2023
Unprompted review
Rated 5 out of 5 stars

Best bank ever

Best bank ever. Seriously. I've been banking for over 40 years - and they are far and away the best. When you call in you go RIGHT to someone who says "hello" (like humans used to do). Everyone you deal with is trained, knowledgable and FRIENDLY.

They are incredibly generous in refunding overdraft fees if you call right away. Hell, they don't even charge fees in many cases.

Their banking App works flawlessly and allows a one-tap connection to a banker on the phone (and you're already authenticated when you connect).

27 August 2023
Unprompted review
Rated 5 out of 5 stars

Frost Bank

Every location of Frost Bank that I have visited has above standard employees. Always willing to help in any way possible.

29 July 2023
Unprompted review
Rated 3 out of 5 stars

Frost or McDonalds…

When I started using Frost Bank several years ago, I was so impressed with their customer service. I always knew someone at “my” bank and, just as importantly, someone knew me, called me by name and made an effort with good Texas service. When I go to Frost today, I might as well be at McDonalds. I’m anonymous. I am never recognized. It is a real damn shame.

20 March 2023
Unprompted review
Rated 1 out of 5 stars

I was try to open an account but when i…

I was try to open an account but when i upload everything is just put me back to the same page i was texting in the chat after 1 week they text me back and they say have to do manual veryfication and is will be longer than usual it was 4 month ago and still nothing happen!!

4 September 2022
Unprompted review
Rated 2 out of 5 stars

I was excited now disopointed

I was excited about joining Frost but I'm having occasional issues with card being declined when I have funds on the card.
It started when the whole frost service went down.they did send a blanket email to explain the problems and was back after a few hours.
At first frost team responded to messages quickly but now I have left several messages about my card being declined but they haven't bothered to reply. so sadly I'm leaving a low rating.
Started great now below average. Just as well to stick with M**zo card

24 June 2022
Unprompted review
Rated 5 out of 5 stars

I have been with Frost for 5 years and…

I have been with Frost for 5 years and I am so happy
we found them. The Frost App is great and I love that branches can print debit cards on the spot. We have never had any negative experiences with Frost, unlike
some other banks. I recommend them to everyone.

30 December 2021
Unprompted review
Rated 1 out of 5 stars

Do not bank with them

Do not bank with them! I've had a horrible experience, I wanted a manager to call me ( which they never did). I had a problem and asked if they could work with me to solve a problem to which the answer I got was sorry not our problem, even though it was with an account with them. They just never seemed to care to keep me as a customer and one person I did talk to about a problem was just strait up rude to me. I just don't like frost and at all now!

18 November 2021
Unprompted review

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