Future Finance Reviews 894

TrustScore 2.5 out of 5

2.3

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Rated 1 out of 5 stars

STAY AWAY! They will harras you even after you’ve paid. They don’t apply early repayments as they are made so you are charged higher interest. They prey on international students and only agree to yo... See more

Company replied

Rated 1 out of 5 stars

I canceled the loan but they're taking money from my account... "Hi Daniel, Thanks so much for your call today. Your loan has been cancelled in full as per your request. Please... See more

Company replied

Rated 1 out of 5 stars

This company is not even 1 Star. I advise all students, especially International students, don’t fall prey to the temptation. Don’t borrow from Future Finance. You will be indebted for life. In 10... See more

Rated 1 out of 5 stars

This company does the opposite of financing your future rather enslaves you into debt beyond imagination. The worst is when you are hoping to pay up quickly within two years, you still end up paying... See more

Company details

  1. Loan agency
  2. Alternative Financial Services
  3. Financial Institution
  4. Non-bank financial service

About Future Finance

Information provided by various external sources

Investing in You

We are Future Finance. The next generation of student lending.

We believe in helping you to unlock your potential and we do this by offering private students loans that are based on where you’re heading, not where you’ve been.

Founded in 2014, we are Dublin-based student loan specialists. We were brought to life by a group of ambitious entrepreneurs with experience building consumer finance companies all over the world.

We were the UK’s first dedicated private student loan provider and we’re proud to be backing the next generation of professionals.

Apply   FAQs   Get in Touch  


Contact info

2.3

Poor

TrustScore 2.5 out of 5

894 reviews

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Hasn’t replied to negative reviews

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Rated 4 out of 5 stars

there was initial confusion about the…

there was initial confusion about the whole process and have to make repeated calls to get this over the line. However, the moment the loan has approved
the rest is fine

18 July 2020
Unprompted review
Future Finance logo

Reply from Future Finance

Hi Ronald, apologies to hear there was some confusion at the beginning. We are currently reviewing our comms and processes. Thanks for the feedback and the review.

Regards,

The Future Finance Team

Rated 5 out of 5 stars

Great company

Great company to use to help with my study costs. A bit of a fiddly process with sending over pictures of proof of identity but only took a few hours to clear it all up. Great customer service.

13 July 2020
Unprompted review
Future Finance logo

Reply from Future Finance

Hi Daniel.

Thanks so much for taking the time to leave us a review.

Regards,

The Future Finance Team

Rated 5 out of 5 stars

Great customer service .. take notes

I have an account for the last 2 years and I have nothing but good praises. Customer service team is very on point and shouts out to Sarah for helping with very query and question I had because I left the call feeling way more confident about my account issues. I would have to give 5 stars because with even through the application process their team had been so helpful to me I definitely would recommmend

30 June 2020
Unprompted review
Future Finance logo

Reply from Future Finance

Hi Kyra. Thank you so much for leaving us such a great review. We appreciate the feedback.

Best,

The Future Finance Team

Rated 1 out of 5 stars

Pity I have to give one star!

Pity I have to give one star!

I submitted an appilcation for finance. The application itself was so basic..... name, address and email address. Two minutes later, I got rejected. I emailed to ask why but got a standard 'smokescreen' response. I wouldn't touch these with a barge-pole!

25 June 2020
Future Finance logo

Reply from Future Finance

Hi Graham. We're really sorry to see you were not fully satisfied with the service you received from Future Finance. A member of our team has reached out to you and we will investigate further the feedback left in your review.

We look forward to speaking with you.

The Future Finance Team

Rated 5 out of 5 stars

Full marks

After a very difficult process of sending my proof of identity documents I was glad to hear the payment in full for my course was processed and i received the full first instslment for my maintenance loan. Very glad I chose this route for learning grant to stsrt my career path in data management.

23 June 2020
Unprompted review
Rated 5 out of 5 stars

Brilliant

Brilliant, fast and straight forward to use. Thank you future finance for helping me study my course to better my future.

14 June 2020
Unprompted review
Rated 4 out of 5 stars

Easy to make application for funding to…

Easy to make application for funding to study. Kept u-to-date throughout process

8 June 2020
Unprompted review
Future Finance logo

Reply from Future Finance

Hi Mr.Banks. Thanks so much for leaving us such a great review. We appreciate the feedback.

Best,

The Future Finance Team

Rated 1 out of 5 stars

I'm self employed and have been unable…

I'm self employed and have been unable to get work due to covid and had no support from the government. I recieved an email with a banner reading 'We're here to support you'. In it they claimed to be able to help if you were struggling with repayments and urged me to get in touch with them if I needed support. When I did I got a generic auto response telling me to fill in a form on the website. When I went to fill in the form it turned out that, like many banks, they will still be charging interest during any payment holidays. So rather than support, they are profiting from the global pandemic. I try to be sensible with money and times are tight at the moment so there's no way I want to incur more debt if I can help it. I emailed to ask if there was anything else they could do and I recieved a flippant and rude email in response. Then they tried to take money out of my account even though I had reached out to them for help and that hadn't been resolved. I recieved a email threatening to get in touch with my guarantor and telling me my credit rating would be impacted. It also contained account details to make my payment which differed from the ones I had on record. I emailed back to complain about their rude customer service, to point out they were profiting from a global pandemic which is already destroying people's livelihoods and to ask for clarification of the account number. I emailed another 2 times since then and I got an email saying someone had tried to call but didn't have an up to date number. I gave them my number but recieved no call. I sent a follow up email and still nothing. Then yesterday I got a response to my initial complaint which neither acknowledged anything I said nor apologised. It simply said 'once you have made your payment if you still want to take a payment break you must fill out the form we sent you asap' (they have never sent me a form) and detailing a payment reduction scheme that will involve me paying even more money to them. The customer service is beyond atrocious. Emails are either responded to with rudeness or generic copy paste jobs of tangential information. The responses are so late that I have normally sent several follow ups emails in the intervening time and the responses are from multiple different people so its impossible to keep track of. Basically they just want my money and are not prepared to listen to me or even answer my questions. Also their interest rates aren't competitive. I would avoid this company of greedy bullies at all cost. There are better career development loans available and their customer service is not just inadequate, it is offensive.

6 June 2020
Unprompted review
Future Finance logo

Reply from Future Finance

Hi Mark. Thanks for the review. Sorry to see that you were not satisfied with the service you experienced with Future Finance. We have reached out to you and would love to hear back so we can discuss the feedback left in your review.

Kind regards,

The Future Finance Team

Rated 5 out of 5 stars

I was so very surprised how easy it was…

I was so very surprised how easy it was for me to apply and be accepted for a student loan with a stable credit score.

30 May 2020
Unprompted review
Future Finance logo

Reply from Future Finance

Hi James. Thank you so much for leaving us such a great review. We appreciate the feedback.

Best,

The Future Finance Team

Rated 1 out of 5 stars

Speed & Efficiency of applications

It took 6 working days to upload requested documents to you in order for my student loan application to proceed. I had problems doing that on my phone & laptop. Eventually I had to send those documents to your finance team by email.

That was a very disappointing experience.

26 May 2020
Unprompted review
Future Finance logo

Reply from Future Finance

Hi Raoul. Thank you for your review. Sorry that you were not satisfied with the service you received from Future Finance. A member of our team has reached out to you to discuss your feedback directly.

Thanks,

The Future Finance Team

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