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Lightyear Reviews 2,458

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 748 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the platform's user-friendly interface, whether on the web or through the app, highlighting its simplicity and intuitive design for managing investments. Many appreciate the clear information provided for each product and the ease of investing in various stocks and ETFs. The low costs and absence of strange fees are frequently mentioned as significant advantages, making it an affordable option for many. However, some people mentioned limitations regarding the availability of certain international stocks and ETFs, wishing for a broader selection of investment instruments. A few other people also felt that the trading options were limited, specifically noting the absence of features like stop-loss for some assets, which could lead to potential profit losses.

What people talk about most

User experience

People report positive experiences with user experience, consistently praising the platform's ease of use and... See more

Website

Customers had positive experiences with the website, describing it as an excellent and well-made platform... See more

Application

Users describe positive interactions with the app, praising its intuitive design and ease of use, with many... See more

Price

Customers consistently note positive experiences with price, highlighting low costs, competitive fees, and... See more

Product

Reviewers highlight ambiguous aspects of product, with some customers expressing satisfaction with the... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have tried a couple of investment platforms both on mobile and pc and so far Lightyear was the only one that had the best overall user experience for me. Regarding the instruments i can see all... See more

Rated 5 out of 5 stars

I love how easy you have made investing in foreign stocks. The integration with the Estonian tax system is also simple and great. I only wish you would have more integration with more foreign markets... See more

Rated 5 out of 5 stars

Lightyear allows me to invest in a wide range of stocks and ETFs with ease. The information available about each product is excellent. I wish I had acces to some other ETFs but it is possible to... See more

Rated 5 out of 5 stars

I have been with them for ... 4 years now. I have had zero issues with them. The recent stocks and shares ISA also opens it up for me further. I remember when I first joined, the number of stocks th... See more


Company details

  1. #2 of 11 best companies in Stock broker
  2. #9 of 23 best companies in Investment company
  3. #22 of 74 best companies in Investment service

Written by the company

Launched in 2021, Lightyear challenges the norm of sneaky fee structures and push the boundaries of new features to make investing lightyears better. Operating across 25 different countries, the platform helps both individuals and businesses build wealth and manage money. With over 5,000 stocks and funds available within a variety of products and tax-efficient investment accounts, Lightyear has all the tools you need to manage your money for a better future. Lightyear has raised $58M in funding and is backed by world-class investors such as Sir Richard Branson, Lightspeed Venture Partners and Nordic Ninja.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

2k reviews

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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 61% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Unpleasant experience

I am actually glad that I have a habit of researching everything before I invest my money. I always read reviews, and I don't just look at the positive ones that appear at the top. I pay particular attention to the 1-star reviews because they often reveal issues that the marketing doesn't mention.

I made this one 5 stars so it float on top for a bit that give people an idea.

I came across this platform through a referral link and initially considered opening an account. I already have a Trading 212 account, which was opened without any problems. I have lived in the UK for over 18 years, work here, pay taxes here, have a UK home address, and provided my National Insurance number. However, because my nationality is different, I felt I was treated unfairly on Lightyear despite clearly being a UK resident I was rejected.

To be honest, that experience alone was enough to put me off recommending this platform.

After reading many of the 1-star reviews, I actually felt relieved that I had not invested my money here. The reviews raised concerns that I believe potential customers should carefully consider before signing up.

I will certainly share my experience with fellow investors and traders who may be considering this platform. This experience has reminded me why it is important to read the negative reviews first and not rely solely on YouTube recommendations, as many creators are sponsored to promote these types of platforms.

For me, thorough research before investing is always the best approach.

6 June 2026
Unprompted review
Rated 5 out of 5 stars

Very good and useful platform

Very good and useful platform, especially for beginners in investing. Everything is explained and very detailed.
Yet, it takes too many attempts for me to find a right place, where I can place buying/selling orders. I´d rather find the opportunity under the arrow of Uninvested money (Investeerimata raha), but there I can find only the list of my previous transactions. This is a bit unlogical for me.
And, I miss the opportunity to place an direct order. I mean there could be an opportunity to set my preferences for cases when new money has arrived to my account. I understand why it´s not reasonable for separate stocks, but it could be there for ETF-s. For example "invest 20% of the uninvested money for this ETF and 30% for that ETF every time when new money arrives".

20 May 2026
Lightyear logo

Reply from Lightyear

Hi Mirel, thanks for the detailed feedback! For the auto-investing piece, our Plans product might be exactly what you're looking for. You can group investments and set up automatic investing whenever you deposit, completely hands-free. Check it out here: https://lightyear.com/help/trading-and-investments/plans and if you have any questions, we're at support@lightyear.com!

Rated 5 out of 5 stars

Always improving and scalable reports…

Always improving and scalable reports of my portfolio. All in all great experience and easy to use. Hope that it will remain the same and conquers the market.

27 May 2026
Lightyear logo

Reply from Lightyear

Hi Árpád, thank you! Staying easy to use while keep improving is exactly what we're going for, so really glad it's landing that way. Happy Lightyearing 🚀

Rated 5 out of 5 stars

Excellent user experience and transparent fees

Excellent investing app. The interface is modern, easy to navigate, and gives a great overview of my portfolio. Transparent fees, smooth execution, and access to a wide range of markets make it stand out. As a user from Estonia, I’ve found it to be one of the best investment platforms available

18 May 2026
Lightyear logo

Reply from Lightyear

Hi Raimo, thank you for your kind words. Really glad Lightyear is working well for you in Estonia! Happy Lightyearing 🚀

Rated 5 out of 5 stars

I’m very impressed with Lightyear

I’m very impressed with Lightyear, very low fx fee, detailed and clear screen, telling you your stocks value both in sterling pound and listing currency, currency impact and more.
However, they need to add some more ETFs like SSLN and IGDA etc.
Overall my experience is very good and I will continue to use Lightyear for my stocks ISA and General accounts.

23 May 2026
Rated 5 out of 5 stars

Very easy to use

I have been with them for ... 4 years now. I have had zero issues with them. The recent stocks and shares ISA also opens it up for me further. I remember when I first joined, the number of stocks they had were low. But you could easily request them and they took action fairly quick.

If you are an investor and looking for a platform. You won't complain with what Lightyear has to offer. Ofcourse, be aware that investing has its own risks.

2 April 2026
Rated 5 out of 5 stars

Lightyear is great

Lightyear is great, especially for business - highly recommend.
My only reservation is Invest Engine offer more ETFs - it would be good for Lightyear to keep offering more ETFs and the same as the competition.

28 May 2026
Unprompted review

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