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granitefunding.com Reviews 146

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TrustScore 3.5 out of 5

3.7

Alternative Financial Services
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Rated 1 out of 5 stars

I have unsubscribed from their emails at least 4 times since I have no desire whatsoever to receive funding from any outside source, much less through an unsolicited email. However, they continue spa... See more

Company replied

Rated 5 out of 5 stars

It was a smooth quick process. Even when I had questions about repayment they kindly explained it more than once until I was clear on terms and condition, that made me feel safe and un pressured. I en... See more

Rated 3 out of 5 stars

The payoff process is awful. It has been a over a week since I sent in the money for our payoff. The debit has posted on our end yet they're telling me another 2 days until it is complete & for me to... See more

Rated 5 out of 5 stars

Frank did a great job managing our application and communication. From the start inquiry to receiving funding, we were at 3 days! As a small business owner only looking to expand, this meant the world... See more

Company details

  1. Alternative Financial Services

Written by the company

Granite Merchant Funding provides fast and reliable revenue-based financing, offering businesses $750K–$2MM in capital to support growth. We understand that access to funding is essential for expansion, operations, and new opportunities—that’s why we’ve designed a seamless process that gets you the capital you need without the restrictions of traditional loans. Our funding solutions are built for businesses that generate strong revenue and need flexible financing without rigid repayment structures. With a quick and straightforward application process, no hidden fees, and a dedicated team to guide you, we make it easier for you to focus on running and growing your business. At Granite, transparency and efficiency come first. We work with you to ensure you receive funding that aligns with your business goals, whether you’re investing in inventory, expanding locations, or managing cash flow. Our process is designed to move fast so you can seize opportunities without delays. Secure the capital your business needs with a financing partner that prioritizes your success. Granite Merchant Funding—helping businesses grow, without the hassle.

Contact info

3.7

Average

TrustScore 3.5 out of 5

146 reviews

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Replied to 100% of negative reviews

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Rated 3 out of 5 stars

Terrible Payoff Process

The payoff process is awful. It has been a over a week since I sent in the money for our payoff. The debit has posted on our end yet they're telling me another 2 days until it is complete & for me to spend my time to call back & request a payoff letter when it should be them reaching out to me so I'm not constantly calling trying to figure out if it's ready or not. Even after all this, I will then still have to wait 4-5 days for my reimbursement check since they have been debiting my account this entire time. Small businesses' cannot afford to continue to pay the daily amount even after our payoff has posted to our bank account. Be better.

9 October 2023
Unprompted review
Rated 5 out of 5 stars

Awesome service

Awesome service, when you need funds fast this is the place too go

4 October 2023
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Reply from granitefunding.com

Thank you for choosing Granite Merchant Funding!

Rated 5 out of 5 stars

My experience was great with…

My experience was great with granitefunding I have never seen funding so easy like that it was quick and very professional.

13 September 2023
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Reply from granitefunding.com

Thank you for choosing Granite Merchant Funding!

Rated 5 out of 5 stars

Good Experience

Granite Funding provided my company with a boost needed in a very timely manner..Great experience so far.

31 August 2023
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Reply from granitefunding.com

Thank you for your review and for choosing Granite Merchant Funding!

Rated 3 out of 5 stars

Rapid Funding but Insane fees

While I appreciated the rapid funding, it is definitely NOT ideal. Amount funded will be a minimum of $400 in fees, yet you must pay the fees AND interest even if paying off early!

While I did not get the amount I requested, which is understandable, I received less, still more than nothing, but in the less was an exorbitant amount of fees. Funds came in same day but I have extremely mixed feelings about it and hope I would not have to use again. I would recommend to the next desperate person but with a precaution.

8 August 2023
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Reply from granitefunding.com

Dear Merchant,

Thank you for choosing Granite Merchant Funding for your working capital needs. Granite Merchant Funding does not provide interest based loans, we purchase the company's future receivables. Granite Merchant Funding has proudly provided fast working capital to thousands of merchants such as yourself.

All costs are clearly stated on the agreement ,however, if you are unhappy with this transaction, you are welcome to return our net purchase price, less any tender of receivables to date by End of Day Thursday August 10th, 2023 and we will cancel the agreement.

Please contact our treasury department at: (800) 619-2943 should you wish to cancel your agreement and return our net purchase price monies. We wish you and your business the best.

Rated 4 out of 5 stars

Fast and easy....

Fast and easy..... when everyone else said no, you said yes..... I'm thankful

1 August 2023
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Reply from granitefunding.com

Thank you for choosing Granite Merchant Funding!

Rated 5 out of 5 stars

Everyone in the team showed they care

Everyone in the team showed they care, they listened and answered questions to the point, indeed just what my business needed right now.

14 July 2023
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Reply from granitefunding.com

Thank you for choosing Granite Merchant Funding!

Rated 4 out of 5 stars

Speedy

Speedy, and legit !!!!!!!

6 June 2023
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Reply from granitefunding.com

Thank you for choosing Granite Merchant Funding!

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