I had a great experience with a loan officer whose last name was Thomas when I applied for my loan. The loan process went smoothly, without any hiccups, because he was consistently available and alway... See more
Company replied
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Worst mortgage experience I have ever had (among many)! Terms were constantly eroding and with delays, it forced decisions we wouldn't have typically made. definitely didn't feel like they were lookin... See more
Company replied
I just closed a DSCR home equity loan (HELOAN) on an investment property with Griffin Funding, and I can't say enough good things about Mallorie and Justin. My property has a mix of short-term and... See more
Company replied
Okay so you definitely want to give this Company a chance to earn your business. Kent & Mallorie are amazing representatives! Patient, available, above & beyond in the Customer Service department. T... See more
Company replied
Company details
- Mortgage Lender
- also in
- Finance broker
- Financial advisor
- Loan agency
- Mortgage broker
- Non-bank financial service
About Griffin Funding - Scottsdale
Written by the company
Loan programs
Griffin Funding is a national direct mortgage lender based in San Diego, California. We underwrite in house, so we make the credit decision ourselves rather than passing your file to a third party.
We specialize in borrowers whose income does not fit a standard W-2 box: self-employed business owners, real estate investors, and veterans. The online application takes about 10 minutes, and files move in days rather than weeks. Since 2013 we have funded more than $3.6 billion to over 8,000 clients.
Loan programs we offer
- Bank statement loans — qualify using 12 or 24 months of business or personal bank statements instead of tax returns. Built for self-employed borrowers, contractors, and business owners who write off heavily.
- DSCR loans — qualify an investment property on its own rental cash flow (debt service coverage ratio) rather than your personal income. No W-2s, no tax returns.
- VA loans — purchase and refinance options for veterans, active-duty service members, and eligible surviving spouses, including zero-down purchase loans.
- Home equity loans and HELOCs — including fixed-rate HELOCs and reverse second mortgages, for pulling cash out without touching your first mortgage rate.
- Conventional, FHA, USDA, and jumbo loans — the full traditional suite alongside our non-QM programs.
What sets Griffin Funding apart?
- In-house underwriting and common-sense review, so self-employed income is not a dead end.
- A platform of institutional non-QM loan buyers, which is why we can place files other lenders decline.
Terms and conditions apply. Equal Housing Lender. NMLS# 1120111. (844) 305-2067. Visit griffinfunding.com
The Griffin Guarantee
Most lenders stop thinking about your loan the day it closes. We don't.
We treat your mortgage as something we manage, not something we sold you. After closing we keep watching the market against your rate and terms, and when refinancing would genuinely save you money we call you. You do not have to track rates yourself or wait for a mailer, and if the numbers do not work we tell you that too.
That relationship is the point. It is why most of our business comes from clients and referrals rather than lead lists.
Contact info
East Greenway Parkway 7033, #110, 85254, Scottsdale, Arizona, United States
- 844-305-2067
Griffin Funding
3.9
Great
12 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 77% of negative reviews
Typically replies within 1 week
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The agent was misleading..
The agent I was working with mislead me about the availability of a construction loan option. When I went to follow up after the months of payments I was told they had left the organization and no assistance was available to service my loan. Frustrating.
13 December 2025
Reply from Griffin Funding - Scottsdale
Elizabeth, we're sorry for the frustration this caused. We understand how upsetting it is to make payments based on what you were told, only to find out later that the option wasn't available and you couldn't get the help you needed. You deserved clearer communication and support, and we appreciate you sharing your experience.
Overall great first experience
Overall great first experience. Quick close with competent staff!!! Thank you look forward to the next close
6 October 2026
Reply from Griffin Funding - Scottsdale
Allyn, great to hear your first experience with us went so well! We’re glad the team made the process smooth and got you to closing quickly. Looking forward to the next one!
Loan application experience
I had a great experience with a loan officer whose last name was Thomas when I applied for my loan. The loan process went smoothly, without any hiccups, because he was consistently available and always answered my calls. However, Thomas has since left the company, so I’m not sure whether the excellent service he provided reflected his personal professionalism or the company’s overall culture.
1 February 2026
Reply from Griffin Funding - Scottsdale
We’re glad Thomas was consistently available and helped make your loan application such a smooth experience. We appreciate you sharing this, and we hope to provide that same level of service to you moving forward.
Wish for more follow up
Wish for more follow up. More assistance and communication once funded.
29 January 2026
Reply from Griffin Funding - Scottsdale
We appreciate you bringing this to our attention, Ian. Support and communication shouldn't stop once a loan is funded, and we're sorry you haven't received the follow-up and assistance you were hoping for.
Reply from Griffin Funding - Scottsdale
Sometimes getting exactly what you needed says it all! We’re happy we could help, Mariela. Thanks for taking a moment to share your experience!
Reply from Griffin Funding - Scottsdale
We love hearing that the closing was hassle-free and the paperwork stayed manageable, Delroy! Making the process as straightforward as possible is always the goal. Thanks for sharing your experience!
Worst mortgage experience I have ever…
Worst mortgage experience I have ever had (among many)! Terms were constantly eroding and with delays, it forced decisions we wouldn't have typically made. definitely didn't feel like they were looking out for my interests. Incredibly disappointing, we ended up walking away from a second deal because it no longer made financial sense.
30 July 2026
Reply from Griffin Funding - Scottsdale
We're sorry this experience left you feeling disappointed, Robert. We understand how concerning it is when terms change and delays affect the financial viability of a deal. You should feel informed and confident in the decisions you're making throughout the process, and we're sorry that wasn't your experience.
Reply from Griffin Funding - Scottsdale
We appreciate you sharing this, James! It's great to hear our team was considerate and kept things moving in an orderly, timely way.
Great customer service
Griffin funding has several different options when it comes to what a person may need and I highly recommend them!
2 October 2026
Reply from Griffin Funding - Scottsdale
We’re glad you found Griffin and that our different loan options were able to give you the flexibility you needed. We really appreciate the recommendation!
Great Company
Okay so you definitely want to give this Company a chance to earn your business. Kent & Mallorie are amazing representatives! Patient, available, above & beyond in the Customer Service department.
Thank you guys so much!
2 October 2026
Reply from Griffin Funding - Scottsdale
Kimberley, thank you! Kent and Mallorie will be so happy to see this. It sounds like they really went above and beyond to make sure you felt supported throughout the process. We appreciate you giving us the opportunity to earn your business!
Smooth and professional DSCR home equity loan process…
I just closed a DSCR home equity loan (HELOAN) on an investment property with Griffin Funding, and I can't say enough good things about Mallorie and Justin. My property has a mix of short-term and long-term rental units, which got me turned down by several other lenders. Griffin was one of the few that could actually work with it.
Mallorie was on top of everything from day one. She was responsive, organized, and clear about exactly what she needed from me, and she kept me updated at every step so I never had to wonder where things stood. Justin made the loan side easy and adjusted the loan amount quickly once the appraisal came in. They worked together to get me to closing on time.
If you're a real estate investor looking at a DSCR product, especially with short-term rental income, I'd recommend Griffin and this team. Thank you both!
25 September 2026
Reply from Griffin Funding - Scottsdale
This is such a great review for Mallorie and Justin! We’re glad they were able to work through the unique details of your investment property and keep everything moving toward closing. It’s great to hear you always knew where things stood. Thank you for trusting Griffin with your HELOAN!
Great working with them!
1 September 2026
Reply from Griffin Funding - Scottsdale
We’re glad to hear it, Andriy! Thanks for choosing Griffin and taking a moment to share your experience.
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