I just closed a DSCR home equity loan (HELOAN) on an investment property with Griffin Funding, and I can't say enough good things about Mallorie and Justin. My property has a mix of short-term and... See more
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See what reviewers are saying
Okay so you definitely want to give this Company a chance to earn your business. Kent & Mallorie are amazing representatives! Patient, available, above & beyond in the Customer Service department. T... See more
Griffin funding has several different options when it comes to what a person may need and I highly recommend them!
Great working with them!
Company details
- Mortgage Lender
- also in
- Finance broker
- Financial advisor
- Loan agency
- Mortgage broker
- Non-bank financial service
About Griffin Funding - Scottsdale
Written by the company
Loan programs
Griffin Funding is a national direct mortgage lender based in San Diego, California. We underwrite in house, so we make the credit decision ourselves rather than passing your file to a third party.
We specialize in borrowers whose income does not fit a standard W-2 box: self-employed business owners, real estate investors, and veterans. The online application takes about 10 minutes, and files move in days rather than weeks. Since 2013 we have funded more than $3.6 billion to over 8,000 clients.
Loan programs we offer
- Bank statement loans — qualify using 12 or 24 months of business or personal bank statements instead of tax returns. Built for self-employed borrowers, contractors, and business owners who write off heavily.
- DSCR loans — qualify an investment property on its own rental cash flow (debt service coverage ratio) rather than your personal income. No W-2s, no tax returns.
- VA loans — purchase and refinance options for veterans, active-duty service members, and eligible surviving spouses, including zero-down purchase loans.
- Home equity loans and HELOCs — including fixed-rate HELOCs and reverse second mortgages, for pulling cash out without touching your first mortgage rate.
- Conventional, FHA, USDA, and jumbo loans — the full traditional suite alongside our non-QM programs.
What sets Griffin Funding apart?
- In-house underwriting and common-sense review, so self-employed income is not a dead end.
- A platform of institutional non-QM loan buyers, which is why we can place files other lenders decline.
Terms and conditions apply. Equal Housing Lender. NMLS# 1120111. (844) 305-2067. Visit griffinfunding.com
The Griffin Guarantee
Most lenders stop thinking about your loan the day it closes. We don't.
We treat your mortgage as something we manage, not something we sold you. After closing we keep watching the market against your rate and terms, and when refinancing would genuinely save you money we call you. You do not have to track rates yourself or wait for a mailer, and if the numbers do not work we tell you that too.
That relationship is the point. It is why most of our business comes from clients and referrals rather than lead lists.
Contact info
East Greenway Parkway 7033, #110, 85254, Scottsdale, Arizona, United States
- 844-305-2067
Griffin Funding
4.0
Great
4 reviews
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Replied to 100% of negative reviews
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Great customer service
Griffin funding has several different options when it comes to what a person may need and I highly recommend them!
2 October 2026
Great Company
Okay so you definitely want to give this Company a chance to earn your business. Kent & Mallorie are amazing representatives! Patient, available, above & beyond in the Customer Service department.
Thank you guys so much!
2 October 2026
Smooth and professional DSCR home equity loan process…
I just closed a DSCR home equity loan (HELOAN) on an investment property with Griffin Funding, and I can't say enough good things about Mallorie and Justin. My property has a mix of short-term and long-term rental units, which got me turned down by several other lenders. Griffin was one of the few that could actually work with it.
Mallorie was on top of everything from day one. She was responsive, organized, and clear about exactly what she needed from me, and she kept me updated at every step so I never had to wonder where things stood. Justin made the loan side easy and adjusted the loan amount quickly once the appraisal came in. They worked together to get me to closing on time.
If you're a real estate investor looking at a DSCR product, especially with short-term rental income, I'd recommend Griffin and this team. Thank you both!
25 September 2026
Great working with them!
1 September 2026
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