growcredit.com Reviews 

124
TrustScore 3.5 out of 5

3.3

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Rated 1 out of 5 stars

I signed up and so no change in my credit. Then they stopped paying for my platforms and my account was disconnected from their payment system. None of my platforms would allow access due to nonpaymen... See more

Rated 1 out of 5 stars

I was deceived into filling out their information during an application to buy a bike. It wasn’t needed at all. Then when trying to cancel the company makes sure it can’t be done online and basically... See more

Rated 5 out of 5 stars

Like many folks, I didn't properly manage my credit while in college. Didn't realize what an impact this would have as I got older. I couldn't get an apartment without my parents cosigning even though... See more

Rated 5 out of 5 stars

Grow Credit is a great program. They could make it even better by increasing credit limits and adding more subscriptions faster. I’ve had this program for at least 2 years now and non of the requeste... See more

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3.3

Average

TrustScore 3.5 out of 5

124 reviews

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No recent history of asking for reviews

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3.3

All reviews

(124)

5 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

My GF and I used grow creditband we…

My GF and I used grow creditband we both have our highest life scores. They really teach you credit education. With the ability to improve your credit score with subscription services repayment is amazing. Highly recommend!

7 April 2023
Unprompted review
Rated 5 out of 5 stars

Boosted my score

This app has been amazing for me to build my credit score. I was surprised at how quickly I saw results from using it. Really grateful that a service like this exists.

28 August 2023
Unprompted review
Rated 5 out of 5 stars

Grow Credit is Awesome

With the help of Grow Credit my credit score has gone up and continues to keep going up. It's so easy to use Grow Credit. I would definitely recommend this app to anyone who needs help raising their credit score.

24 August 2023
Unprompted review
Rated 2 out of 5 stars

So-so company with so-so results

So-so company with so-so results. Hard to decipher if this account actually helps credit scores increase. The best and fastest way to go about doing such is to apply for several different credit score increasing accounts/companies. You can tell rather quickly which ones make the most difference. This doesn't seem to be a major factor in that. Not all subscriptions can be added that show on their list I have come to find as well. Which in my opinion should be removed but have not been.

24 August 2023
Unprompted review
Rated 5 out of 5 stars

My experience...

My experience since 07/2023 has been amazing! My credit score has increased by 25 points. Thank you so much!

24 August 2023
Unprompted review
Rated 5 out of 5 stars

Effortless!

I sit back and do absolutely nothing (other than make sure there’s money in my bank account to pay the bill each month, and GrowCredit let’s me know if there isn’t before the due date) and watch my credit score increase each month. It’s that easy.

24 August 2023
Unprompted review
Rated 1 out of 5 stars

Horrible lies automated emails big cap…

Horrible lies automated emails big cap on increasing

24 August 2023
Unprompted review
growcredit.com logo

Reply from growcredit.com

We don't know what you're referring to, sorry.
You can contact us at behappy@growcredit.com and we will be happy to help you.

Rated 1 out of 5 stars

So far, so NOT good

So far, so NOT good. My bill is due in 10 days and I can't pay it early manually? What the heck? I am ready to do my bill-paying. This is the ONLY account I can't pay. I am extremely vigilant about paying my bills on time, since I am recovering from a major financial setback and horrible credit. I often have my cards locked to prevent fraud, which means autopay is not a great option for me.

I have 100% on-time payment history for the last year on my credit report, and now I've opened this account a couple of months ago and it's already driving me nuts that I have no control over being able to pay early. There's a balance of $15.99 on the account, so why the heck can't I pay it?? Like some others have said, I see the "statement in progress" note in the app, which is just ridiculous. The amount is clearly there. I should absolutely be allowed to pay it when I'm ready to pay it!

Now, reading some of these reviews I'm thinking the best thing to do is to cancel it as my payment method for the $15.99 streaming service I've used it for twice, so at least it will have a zero balance and I can't "accidentally" end up with late payment due to the debacles I'm now reading about from people who found out their autopay wasn't working and ended up being reported for late payments.

At worst, this company is malicious, but I think their real problem is their technology is garbage, doesn't work right, and combining that with people who are trying to fix their credit is a disaster waiting to happen. They need to get their tech team together and make an app that actually WORKS.

Even when I *could* go in and pay it manually last month (I guess I must have done it only a couple of days before the due date so the option was finally available), it is really hard to find where to pay in the app. In every other app there's a "make a payment" button. Duh. On this app, they make you hunt. It's like they don't want you to be able to pay!

I can't imagine them deliberately trying to ruin people's credit (what's in it for them?) but they are definitely one of those companies who need to get their act together or they're going to fold, fast.

29 July 2023
Unprompted review
growcredit.com logo

Reply from growcredit.com

We're sorry if you had any trouble making a payment. You can only make a payment after a statement is available. Your monthly payment is due 10 days after your statement, you can initiate a payment after your statement posts or we automatically make the payment with your default payment method on the due date. To make a payment when a statement is ready, you can go to your recent statement in the app or to the Payments tab on the website. The Grow Credit card has a monthly spending limit, so it's not designed to be able to make multiple payments in a month. Please keep in mind that unlike a credit limit, a spending limit does not reset when you make a payment. In the event your payment is unsuccessful, you will be able to retry it. Rest assured, Grow Credit will not charge any penalties or fees, and you have until your next statement to successfully apply a payment before your account is reported late to the credit bureaus.

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