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Hippo Insurance Reviews 

72
•
TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Looking at 55 reviews, reviewers had a great experience with this company. Consumers frequently highlight the dedicated staff members and helpful representatives who provide responsive assistance, ensuring a smooth and pleasant purchasing process from start to finish. Users deeply appreciate the intuitive website, noting that reviewing account documents, finding competitive coverage details, and managing policies online is extremely straightforward and convenient. However, some customers also noted that annual policy prices increased significantly over consecutive years without receiving proper explanations, clear communication, or advance notice. A few reviewers additionally reported encountering unhelpful support representatives, noticeable language barriers, and technical issues when trying to access their online accounts.

What people talk about most

Price

Users describe mixed feelings regarding the pricing, with many customers appreciating the affordable rates,... See more

Customer service

Consumers find customer service to be positive, highlighting responsive, friendly, and helpful support agents... See more

Staff

Reviewers express great satisfaction with the staff, highlighting empathetic and knowledgeable agents who... See more

Service

Clients share ambiguous opinions on service, with some reviewers praising the easy online process and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting how easy it is to access... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Customer service was the big win here. Hayley provided literally the most empathetic, caring, and compassionate experience I've had with a home insurance person in my 44 years of life. Give her a rais... See more

Rated 4 out of 5 stars

Everyone at Hippo Insurance has always been very easy to communicate with and very helpful. We are disappointed that or rates went up. We are in a safe are, have security monitoring the development... See more

Rated 5 out of 5 stars

Price customer service and how they inform you about what is needed to be done around my home

Rated 5 out of 5 stars

They found us reasonable homeowners insurance when other companies simply said ‘no’ because of our canyon zip code or quoted an exorbitant annual rate. And they renewed us with a very modest increase... See more


Company details

  1. Home Insurance Agency
  2. also in
  3. Insurance company

Written by the company

Homeowners are building their lives, families, and dreams—and we’re building a smarter way to protect them. At Hippo, we offer home insurance designed around the way homeowners live today, with personalized quotes in under 60 seconds to flexible coverage across auto, flood, and more. As a technology-enabled insurance group, Hippo brings deep industry expertise and advanced underwriting together to deliver proactive, tailored homeowners insurance. Beyond coverage, we support homeowners with ongoing care—like seasonal maintenance tips and helpful home resources—so they can stay prepared, protected, and confident in the place they call home.


Contact info

3.8

Great

TrustScore 4 out of 5

72 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 88% of negative reviews

Typically takes over 1 month to reply

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3.8

All reviews

(72)

57 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Awful company

Awful company, does not pay fulling claims and the pricing has more than quadrupled in less than 5 years. Customer service awful don't understand English definite language barrier they are in the Philippines do not use this company.

21 July 2026
Unprompted review
Hippo Insurance logo

Reply from Hippo Insurance

Hi Suesan, we’re truly sorry to hear about your experience. A member of our team is reaching out to speak with you about your experience.

Rated 1 out of 5 stars

Terrible customer service

Terrible customer service. Trying to cancel my policy after I sold my house and they made it much more difficult than needed. Mack and Francis were specifically not helpful. Talking in circles and not answering my questions. Never again!

17 June 2026
Unprompted review
Hippo Insurance logo

Reply from Hippo Insurance

Hi Garrett, we're sorry to hear this was your experience canceling your policy. A member of our team will be reaching out to help resolve this with you directly.

Rated 1 out of 5 stars

They couldn’t possibly be a worst…

They couldn’t possibly be a worst insurance company. Slow claims processing and they partner Wardlaw Claim Service which is an absolutely atrocious company. I picked them because they were the cheapest and I definitely got what I paid for. Don’t do it.

Update 1-I have been contacted by them and will update if they ever quit talking in circles.

Update 2- I have submitted an invoice for work done to two different individuals and still haven’t received a penny back. No acknowledgement. No nothing. If you value your home or at least expect an insurance company to do their job, for Christ sake look elsewhere. I have since purchased another policy with lower rates from an actual company with a good reputation (bundle your car and house. Big money saver) and cancelled my policy with this absolutely useless company. Kept the claim open, they do owe me money. Although I don’t expect to see a penny back on a major claim. Learn from my experience and stay far away. They’re not going to help you

Update 3- After submitting paid invoice and pics to the adjuster I get a email from another adjuster asking for the same thing I had submitted last week. Good god it’s like a bunch of clowns that run that place. It’s just comical at this point. Almost 3 months after the initial claim and still going back and forth.

5 June 2026
Unprompted review
Hippo Insurance logo

Reply from Hippo Insurance

Hi Benjamin, we’re truly sorry to hear about your experience. A member of our team is reaching out to speak with you about your experience.

Rated 1 out of 5 stars

THEY SELL YOUR PERSONAL INFORMATION

I am extremely dissatisfied and concerned that my personal information has clearly been shared or sold without my consent. I am now being continuously contacted by multiple motor warranty and insurance companies, which indicates that my data has been distributed unlawfully.

I have never given permission for my information to be processed, sold, or shared with third parties. This is a direct violation of the Protection of Personal Information Act (POPIA), which protects consumers against exactly this type of abuse.

This behaviour has resulted in ongoing unsolicited calls, amounting to harassment and a serious invasion of my privacy.

I demand that:

My personal information be immediately removed from all databases

Full disclosure be provided on how my data was obtained and shared

Confirmation that no further processing or distribution of my data will occur

If this matter is not addressed urgently, I will escalate it to the Information Regulator and pursue further legal action.

This is unacceptable and must be rectified immediately.

24 June 2026
Unprompted review
Hippo Insurance logo

Reply from Hippo Insurance

Hi Erika, we take this concern very seriously. We were unable to locate your information in our system to review this further.

Please contact our team at customersolutions@hippo.com with your policy number or property address.

Rated 2 out of 5 stars

Double up in year 2

My second year saw a almost twice my previous premium and no roof coverage. WHO DOES THAT!!!

3 February 2026
Unprompted review
Hippo Insurance logo

Reply from Hippo Insurance

Hi Garrett, we appreciate you taking the time to leave your feedback.

Premium changes are driven by several factors, including updated replacement cost estimates and broader rate adjustments in your area. We recognize that doesn't make an increase easier to accept, and we're sorry we weren't able to explain it more clearly along the way.

If you'd ever like to discuss your policy and explore possibilities to lower your premium, our team is available at customersolutions@hippo.com.

Rated 2 out of 5 stars

I am very disappointed with Hippo

I am very disappointed with Hippo. I have been a loyal customer for some time now. Hippo is taking advantage and has raised the price of my home insurance by a $1000 more a year! Because competition is less, Hippo is now gouging its customers. Knowing that there are less companies in California, Hippo is abusing us. I hate greedy people. Most people can't afford living expenses today, and to add to that is evil. Insurance companies are the biggest ripoff businesses taking in more money than they ever pay out. And endless profits and the customer just pays with no return to speak of. This is an outrage. And the other few companies are no better. The world is full of wicked people whose only reason to live is to bring misery on others. Hippo use to be a standard of fairness and economic customer consideration above the rest, but since the company changed underwriters, usury is the new game. I can not recommend Hippo any longer.

30 April 2026
Unprompted review
Hippo Insurance logo

Reply from Hippo Insurance

Hi Al, thank you for sharing your experience. We truly value your loyalty and having you as a Hippo customer.

Premium changes are driven by several factors, including updated replacement cost estimates and broader rate adjustments in your area. We recognize that doesn't make an increase easier to accept, and we're sorry we weren't able to explain it more clearly along the way.

We'd like to help you find a policy that fits your needs and budget. Please reach out to customersolutions@hippo.com with your name and policy number, and we'll connect you with the right person to review your options.

Rated 4 out of 5 stars

Service is prompt and representatives always helpful.

Everyone at Hippo Insurance has always been very easy to communicate with and very helpful.

We are disappointed that or rates went up. We are in a safe are, have security monitoring the development and we have had no claims. Being in our mid 80's, it's difficult to understand the increase. Experience date was sometime in Feb, Not necessarily the 13th

13 February 2026
Unprompted review
Rated 2 out of 5 stars

Rates got to high and I never could log…

Rates got to high and I never could log into website

13 April 2026
Unprompted review
Hippo Insurance logo

Reply from Hippo Insurance

Hi Jack, we really appreciate you sharing your feedback with us.

Please email us at customersolutions@hippo.com with your policy number, name, and address. We'll have someone reach out right away to help troubleshoot your login issue and look into your premium concern. We'll also connect you with the right person to review your options.

Rated 5 out of 5 stars

Hippo Insurance is a winner

I contacted Hippo Insurance while searching for home insurance and was pleasantly surprised and impressed with the responsiveness and professional communication. The representative I worked with provided several options and quotes for both the home coverage and the California Fair Plan. The communication since acquiring coverage and user friendly app have been excellent. I highly recommend Hippo insurance for those looking for competitive rates, excellent coverage and stellar customer service.

14 May 2025
Unprompted review
Rated 5 out of 5 stars

They found us reasonable homeowners…

They found us reasonable homeowners insurance when other companies simply said ‘no’ because of our canyon zip code or quoted an exorbitant annual rate. And they renewed us with a very modest increase.

15 July 2025
Unprompted review
Rated 3 out of 5 stars

Preimium Problem

Have had no experience in claims because I have had no need. Fingers crossed. However, premium wise, last year they raised my home premium by almost 60%, now this year 2026, they doubled the premium with no explanations. Trying to get a better quote.

6 May 2026
Unprompted review
Hippo Insurance logo

Reply from Hippo Insurance

Hi Jose, we appreciate you taking the time to leave your feedback.

Premium changes are driven by several factors, including updated replacement cost estimates and broader rate adjustments in your area. We recognize that doesn't make an increase easier to accept, and we're sorry we weren't able to explain it more clearly along the way.

If you'd ever like to discuss your policy and explore possibilities to lower your premium, our team is available at customersolutions@hippo.com.

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