I have had a very good experience with Holvi. The service is simple and easy to use, and it helps me manage my company’s banking and payments efficiently. The application is clear and reliable, and I’... See more
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After several years as a customer, I’m done with Holvi. Prices keep rising while the service gets worse, support is slow and frustrating, the app is buggy, and useful new features are nowhere to be s... See more
Company replied
Easy to start your business account on Holvi. For a small business the Holvi Flex fills our needs perfectly and the pricing and connectivity to banking and accounting is easy to setup. Customer servic... See more
We bought a restaurant last year. All the big banks in Finland: OP, Nordea especially refused to open a bank account for us to operate the restaurant. We don’t have any credit marking - me and my wife... See more
Company replied
Company details
Written by the company
Think of Holvi as the financial home for small and medium-sized businesses. It’s a business account with an integrated VAT calculator plus invoicing, expense management and accounting tools for tax prep – all in one place. Holvi eliminates the time-consuming distractions of financial management, so small business owners can focus on the actual work.
Holvi – Home for your business finances
Written by the company

- We 💛 small business
- Banking, invoicing and bookkeeping – plus smart payment cards. All in one place, so you can focus on what matters. That’s work life simplified.
Contact info
Berlin, Germany
- holvi.com
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 95% of negative reviews
Typically replies within 1 week
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best experience with holvi
Excellent service.
This company stole my money
This company stole my money. Be very carefull, lot's of empty promises.

Reply from Holvi
The customer care service it’s great…
The customer care service it’s great and fast.
Great business banking
Great business banking, missing access to USD, and other normal banking credit services.
Easy to open an account and support…
Easy to open an account and support service supportive😁very pleased.

Reply from Holvi
Bad customer service
Bad customer service. Steady increase in money you have to pay, but therefore the customer get less service in exchange. Price/ service is as far away from good as possible. Use an other bank if possible.
On the front they try to look like they are interested in the customer but the couldn’t care less. Just take a look at the other reviews here. If the review is positive they responde. If you say something critical they ignore you instead of trying to find a solution…

Reply from Holvi
A little rigid in matching invoices
A little rigid in matching invoices, so from now untill forever the app expects money that is overpayed under another invoice number, but other than that, great service!
Great service and superior…
Great service and superior professionalism towards customer care. Cheers guys, you guy rock.
Had a lot of issues with payments…
Had a lot of issues with payments appearing and disappearing. Due to this I payed my taxes twice almost sending me into financial debt. Also a very expensive bank for one that used to be free.

Reply from Holvi
what are some of you complaining...haha…
what are some of you complaining...haha trying verification for a year now with legit docs for one of my companies. never was able to open one account.i give up
Holvi is one of the best options…
Holvi is one of the best Fintech options you can find. This is a cheap and good service if you need an online bank account, they have a very good live chat always ready to help you.
Just works, what else do you need
Phone app and web site just work, and contain the everydays thing I need. Using the account for over 3 years I never thought about contacting support. I wish all banks be like this.
Terrible Bookkeeping
Everything works fine...for the first month.
The interface is great, easy to understand and works nicely. The problem are the people behind it, the accountants that are meant to help you know nothing about how Finnish tax work or anything else, they make mistake after mistake and you are the one that needs to pay for it at the end.
Was a nice idea but...
Was a nice idea and I liked the interface and the ease of use. But then, they started charging account fees. Charging fees for a good product isn't the issue, but not being upfront or sneaky about it - that's where I take issue.
Split the payment into two
It would be good if the developers fixed the following thing. When two invoices were sent to one client, and he paid them in one payment, then at this moment I cannot indicate to the program that this is the payment of two invoices. As a result, there is one bill as overpaid, and the second as unpaid.

Reply from Holvi
Excellent solution that goes far beyond…
Excellent solution that goes far beyond banking. Really helps me to minimize cost for external accountancy support and when there is an issue, Holvi support team is really fast to solve it.
Very good bank
Very good bank, never had a problem. Very good support

Reply from Holvi
Does what I need it to do
Does what I need it to do. Great Bank for my ssmall Business :)

Reply from Holvi
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