Excellent they insured my husband when nobody else would, for both our trips to the USA. My husband is as fit as a fiddle after having a stent fitted 10yrs ago, but still the other companies would... See more

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About Insurancewith
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About Us
Written by the company

- Affordable travel insurance for people with medical conditions.
- We specialise in medical travel cover and our policies are created by people with a personal understanding of both long and short term medical conditions. By working with charities, clinical specialists, and you – our customers – we’re always improving our understanding to create products and services to meet your needs. It’s all part of our efforts to address any of the issues people have when looking for specialist travel insurance.
- Awards & Nominations
- We are proud of our work, which helps so many customers find suitable travel insurance at an appropriate price. In 2024, we won the Outstanding Services to Customer award at The Broker Innovation Awards. As well as this, in 2024 we are a finalist in the Insurance Times Awards 2024, in the Customer Champion of The Year category. Along with, finalist in the Insurance Choice Awards 2024, for Best Travel Insurance Provider, Customer Service Champion and Treating Customers Fairly Champion. Fiona Macrae, Founder of Insurancewith, was nominated for Women in Insurance Awards, 2024, and we were also a MoneyFacts Finalist, 2024.
- Personalised medical screening
- We have a specialist person-to-person medical screening for people with more complex medical conditions. Everyone reacts differently to a medical condition and you may not be able to tick all the boxes during an online medical screening, this is where the person-to-person screening comes in. Call us on 0333 005 1066
- Featured in the Which? Best Rate Tables
- To view the Best Rate Policy tables for travel insurance online please follow the link: https://www.which.co.uk/money/insurance/travel-insurance/travel-insurance-reviews/best-and-worst-travel-insurance-ad1xp1C7eKFR
- Charity Donation
- When you take out a policy with Insurancewith, we’ll also donate £1 to charities that help support people like our customers every day. We support a number of charities including FACT, YourSimPal and Make 2nds Count to name a few.
- Air Doctor Connect
- As part of your policy, you also get access to Air Doctor Connect for free, giving you access to over 20,000 doctors in 78 countries. Plus, we’ll waive your excess for outpatient treatment through them!
How we started:
Fiona Macrae
Contact info
Suite 12, 20 Churchill Square, ME19 4YU, Kings Hill, West Malling, United Kingdom
- insurancewith.com
Insurancewith Travel Insurance
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It was quite easy on the phone and the…
It was quite easy on the phone and the advisor was helpful
Great Insurance Company
Great to get reasonably priced insurance with medical history. Couldn't use the on-line form using the drop down boxes so had to call but the customer service team were very helpful.
What a difference in price my wife has…
What a difference in price my wife has lung cancer its been 3 years when we found out Last year we booked one week holiday in spain We went to All Clear travel insurance they charged us 1924.97 for annual trip friends of us said try insurance with so pleased they did they Quote for 1year is 581.93 single trip 154.05which we booked many thanks insurance with mick from dunstable
Affordable insurance for people with…
Affordable insurance for people with health conditions.
Holiday travel
I was a little annoyed having to re go through every question of my medica l information again as used it in June this year. However I was extremely happy with the person who helped me. Manpreet, very kind and helpful
Understanding and helpful
May use AI-assist with repliesRead more
Too expensive, and renewal process was tedious
Renewal process was tedious, and the massive hike in premiums over 3 years cannot be justified.

Reply from Insurancewith
I can always get cover for my holiday
I can always get cover for my holiday. Many companies won’t even give me a quote. This enables me to continue travelling even though I am 82.
Had a great experience with this…
Had a great experience with this company up to now, as a stage four cancer patient i was easy and not expensive, thank you
Simply the Best!
Insurancewith service is excellent and understand the needs of people with pre-existing conditions better than any insurance company that I've used.
Insurance with a terminal illness was…
Insurance with a terminal illness was easy and well priced.
straightforward process
Very pleased with ease of application process - cost fairly competitve
The whole process was easy and the cost…
The whole process was easy and the cost was a lot cheaper than other medical insurance.
we spoke to a lovely lady who went…
we spoke to a lovely lady who went through everything with us..
she was very understanding and patient with us because we had to go through everything..
so we are going to have our holiday although it may be our last depending if we do try to get more insurance
thank you so much
Good site.competitive prices.
Excellent company
Excellent company to deal with. Great cover especially if you have underlying medical conditions. Good price and no hassle.
Ease of use and cost
Easy website to use. Medical conditions listed well with sensible questions asked about illness some sites ask what seem such irrelevant questions. Most of all is the cost a fraction of other equal policies, it has made travelling possible for me again.
Not ideal but still OK
I made two calls to Insurancewith. Planned dates for forthcoming trips meant that renewal of an annual policy would occur in a short window between trips and that the renewal would become due whilst I was away. The first call was a complete waste of time and a promised call back from a more senior adviser never happened. The second call was still a disappointment even though the agent was trying to be helpful. The result was that I have had to begin a new policy early and waste 3 weeks of the original policy as renewal cannot be made more than 28 days before expiry of a policy. This seems very arbitrary but the agent was very helpful nonetheless.
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