Simple, clear easy to use website. Haven't had claim experience yet, thankfully, so can't comment. But very happy after several years & rates extemely competitive.
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Review summary
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As someone just starting in dinghy sailing this was my first experience with insuring a dinghy as I had never owned one before. RipeInsure4 Boats was straight forward to use and competitively priced.... See more
Company replied
After dealing with at least half a dozen boat insrance company's over the last 30 years, and especially the last few years being so complex combining online and over the phone, I would rate the servi... See more
Company replied
Easy change from towergate marine,instant quote,clear concise information from phone call to agree secure payment for new policy.many thanks
Company replied
Company details
- #51 of 137 best companies in Insurance company
- #102 of 230 best companies in Insurance agency
About Insure4Boats
Written by the company
We arrange specialist boat insurance for boaters who love what they do.
Whether you own a yacht, sailing boat, narrowboat or SUP, our policies are designed to help financially protect boaters from potential risks such as theft, loss, and damage. Plus, we offer optional extras such as European cover if needed.
We focus purely on boat insurance which means no unnecessary extras, flexible cover options and a specialist, UK-based customer service team with expert knowledge.
At Insure4Boats, we understand the needs of boaters, that’s why we try to make it easy to obtain a quote and take out a policy. Take a look at our reviews below to see what some of our policyholders are saying.
Whether you own a yacht, sailing boat, narrowboat or SUP, our policies are designed to help financially protect boaters from potential risks such as theft, loss, and damage. Plus, we offer optional extras such as European cover if needed.
We focus purely on boat insurance which means no unnecessary extras, flexible cover options and a specialist, UK-based customer service team with expert knowledge.
At Insure4Boats, we understand the needs of boaters, that’s why we try to make it easy to obtain a quote and take out a policy. Take a look at our reviews below to see what some of our policyholders are saying.
Contact info
One Stockport Exchange, Railway Road, SK1 3SW, Stockport, United Kingdom
- 0800 668 1661
- admin@insure4boats.co.uk
- insure4boats.co.uk
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4.7
Excellent
4k reviews
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Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
The advisor was excellent and tried hard to get me covered with a good deal
The advisor was excellent and
9 May 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Very easy to do
10 May 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Reply from Insure4Boats
Hi John, thanks for leaving us a review.
I have had a look into this for you and can see we have had no contact from you so far in 2026 regarding your policy, there has been no request for a cancellation or a refund, so this hasn't been confirmed or denied.
You are within your cooling-off period currently so if you get in touch with us, we can have a further look into this and sort a refund out.
Thank you for understanding and if you’d like to discuss your experience further or need any further assistance, please don’t hesitate to get in touch with us here: https://help.golfcare.co.uk/hc/en-gb/requests/new
We’d be more than happy to help.
Kind regards,
The Golfcare Team
Renewal
Turned out not to be so great, they said they would take payment around the 15th but took it on the 10th leaving me overdrawn.
4 May 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Friendly and professional team
Friendly and professional team. Realistically priced product.
Overall a truly worthwhile experience.
8 May 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Easy to renew my insurance
8 May 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Pays to shop around
Been insured for a good number of years, the boat yard this year changed its cover requirements to £5m indemnity required. Insure4 boats only offers £3m so had to find an alternative insurer.
In doing so got better cover and lower premium so not all bad in the end but could have done without the hassle!
7 May 2026
Reply from Insure4Boats
Hi Steve,
Thank you for your review and for being a loyal customer with Insure4Boats over the years — we really appreciate your continued support.
We’re sorry to hear about the inconvenience you experienced following the change in your boatyard’s indemnity requirements. We completely understand how frustrating it can be when external changes require you to review your cover at short notice.
At present, our policies offer up to £3m public liability, and we appreciate that this may not meet every marina or boatyard’s specific requirements. Your feedback is important, and situations like this are exactly what we review when considering how our products evolve.
That said, we’re glad to hear you were able to secure suitable cover elsewhere, even if it came with some added hassle along the way.
If your circumstances change in future, we’d be very happy to welcome you back.
Kind regards,
The Insure4Boats Team
Reply from Insure4Boats
Thanks for leaving us a review! It’s really important to us that we make our customers happy, so your feedback is really appreciated. If you have any further comments on how we can make your experience so far even better, then please get in touch.
Very easy to do on line got a quick…
Very easy to do on line got a quick quote at a good price
5 May 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Rip off
Plz plz plz don’t give these boat insurers your money they are great at taking it and reminding you when it’s due until you need to genuinely claim.what you think your insured for and what they tell you your insured for is totally the opposite . I just got my letter back today off them I got the old didn’t maintain my boat properly excuse , total bull s… Avoid
6 May 2026
Unprompted review
Reply from Insure4Boats
Hi Mr L Goodwin,
Thank you for taking the time to leave us a review.
We are very sorry to learn that you are unhappy and the experience you have had when making a claim.
Our policy wording is available to all new , old and existing customer. In addition, we ensure a copy of the policy wording tailored to your insurance is sent within 24 hours of purchase, we also offer a 14 day cooling off period to cancel, should the policy not be required after receiving them.
If you’d like to discuss this further or need any assistance, please don’t hesitate to get in touch with us at admin@insure4boats.co.uk and a member of our team will be happy to help.
Kind regards,
Alicia
The Insure4Boats Team
I received an online quote which was a…
I received an online quote which was a sensible price.
The only way to see how any company works on when you come to use there service's and then there response.
1 May 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
I wasn't happy about the auto renewal…
I wasn't happy about the auto renewal as I wanted to pay monthly this year due to loss of my job
3 May 2026
Reply from Insure4Boats
Hi Paul
The policy has been auto renewed as per email sent on the 6 April. However, I have asked one of my colleagues to give you a ring to change it over to refund payment and set up on the monthly installments for you.
Best Regards
Maureen
Easy yearly insurance
Easy yearly insurance. No thousands of questions quick and easy. Haven’t had to use them in any claim though.
29 April 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Great service and value
1 May 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Not very keen on the automated service when trying to speak with someone
Reasonably happy with cover and price of my insurance at this time.
Not very keen on the automated service when trying
to speak with someone to discuss my insurance.
Prefer a direct phone contact with a live response.
28 April 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
There was no communication at all…
There was no communication at all before the renewal. Therefore the company have just assumed they could take money without prior notice of cost and no opportunity to decline renewal.
30 April 2026
Reply from Insure4Boats
Hello Alan, thank you for your review.
We understand your concerns regarding auto-renewal and I would like to clarify this for you.
We issue a renewal invitation approximately 28 days before the policy is due to automatically renew, which outlines the upcoming renewal and provides the opportunity to opt out of auto-renewal as confirmed in our Terms of Business Agreement found both online and in your documents. Customers can opt out of automatic renewal at any point during the policy, either by contacting us directly or by managing their preferences within their online account.
I can see that we issued your renewal notice to the email on your policy as of 03/04/2026. This notice shows the date of your renewal, your renewal quote and the payment method which would be used.
If you still need assistance or have any questions, please don’t hesitate to get in touch via the following link, and we’ll be happy to help during our opening hours:
https://help.insure4boats.co.uk/hc/en-gb/requests/new
Kind regards,
The Insure4boats Team
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Everything dealt with quickly and…
Everything dealt with quickly and effectively brilliant
28 April 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
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