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Insure4Music Reviews 

2,361
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 359 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently highlight the ease and speed of the process, from getting quotes to completing their insurance setup. People frequently praise the website for its user-friendly navigation and straightforward online quote system, making the experience simple. Many also appreciate the excellent service and communication, noting the helpfulness and clear information provided by the company. Consumers are very satisfied with the competitive pricing and the great value for money offered for their coverage needs. Reviewers found that the company provides exactly the level of cover required at a fair price, often being a budget-friendly option.

What people talk about most

Price

Clients share positive opinions on price, with many reviewers finding the prices to be good, fair, and... See more

User experience

Consumers find the user experience to be positive, with many describing it as very easy, straightforward, and... See more

Service

Reviewers mention positive feedback about service, highlighting it as helpful, knowledgeable, and efficient.... See more

Website

People report positive experiences with the website, finding it easy to navigate and use for obtaining quotes... See more

Value for money

Reviewers highlight positive aspects of value for money, consistently praising the good and affordable... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This was an easy choice for Band Cover gets our band secured in the knowledge that we are covered for most eventualities that can raise its head whilst performing. Good coverage tailored to your needs... See more

Company replied

Rated 5 out of 5 stars

We always shop around each year when our Public Liability Insurance becomes due. We hadn't heard of this Company before but was put onto them by fellow Musicians on a Facebook site. The product they o... See more

Company replied

Rated 5 out of 5 stars

Insurance policy needed for my son’s school instrument hire. The Team on both email and the phone especially from Bailey and William was fantastic. Bailey, talked me through best options prompt a... See more

Company replied

Rated 5 out of 5 stars

The insurer was fantastic his name was Pete and he was so helpful. Took his time to explain the coverage in great detail and we went through a few scenarios as well and I now know what and who and wh... See more

Company replied


Company details

  1. #24 of 138 best companies in Insurance company
  2. #67 of 230 best companies in Insurance agency

About Insure4Music

Written by the company


We arrange specialist music insurance for artists who love what they do.

Whether you’re an avid DJ, a band on tour or teaching guitar, our policies are designed to help financially protect musicians and their instruments from risks such as theft and damage, personal accident and more.

We focus purely on music insurance which means no additional costs for unnecessary extras, a range of cover options and a specialist, UK-based customer service team with expert knowledge.

Most of all, we understand the needs of musicians, that’s why we try to make it easy to obtain a quote and take out a policy. Take a look at our reviews below to see what some of our policyholders are saying.

Contact info

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4.8

Excellent

TrustScore 5 out of 5

2k reviews

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4.8

All reviews

(2,361)

350 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy and informative

Easy and informative

28 May 2026
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Clear quick and easy.

Clear quick and easy.

26 May 2026
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Great value for the insurance

Great value for the insurance but I had misjudged my start date and the guys at Ripe quickly sorted it out . Top Notch!

29 May 2026
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Very good service and easy to…

Very good service and easy to understand the process of acquiring a quote. The website is extremely easy to follow and all at a very good price. Will continue to recommend.

26 May 2026
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Easy peasy!

Easy peasy!

24 May 2026
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Happy so far.

So far the experience I have had with this company have been excellent. Having said that, this is an insurance company and I haven't yet had to make a claim.
If that happens the proof will be in the pudding.
But the cost for the insurance was reasonable and the staff were very courteous on the phone.

28 May 2025
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars
Insure4Music logo

Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Very easy process and covered the…

Very easy process and covered the people not the band which is great as most of us perform in 2 bands.

23 May 2026
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

quick and easy

quick and easy

22 May 2026
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Quick and easy.

23 May 2026
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

It was quick and easy to take this…

It was quick and easy to take this insurance

23 May 2026
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Very good value with just a small…

Very good value with just a small increase in price.

21 May 2026
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Easy to navigate website clearly well…

Easy to navigate website clearly well done

20 May 2026
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars
Insure4Music logo

Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 3 out of 5 stars

The only thing I dislike is.....

The only thing I dislike is I paid extra to include my husband, that fee was not noted as the fee for my husband rather as an administeration fee?
...sounds a bit ominous especially if he had to claim.
When I phoned I4M they assued me that he was covered...HHMMM i hope so but why not just state it in as plain text?! ...Please just make plain text ..."persons covered under this policy are as follows" everything else is fine!

17 May 2026
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Reply from Insure4Music

Hi Elizabeth, thank you for your feedback and taking the time to leave a review. 

I’m sorry for the confusion caused by the wording on your documents. To reassure you, your husband is absolutely covered under the policy and I can confirm he is listed as an additional insured person on the cover.

The additional cost was not specifically an “add your husband” fee, but rather reflects the increased level of cover when adding another insured person to the policy.

Regarding the administration fee, this is a standard fee included on new quotes and renewals. It covers the costs involved in arranging and managing the insurance policy, including agreeing terms with the insurer, setting up the policy, creating documentation, and regulatory fees and levies. This fee can vary depending on the policy type, duration, and any optional additions to the cover.

We appreciate that the wording may not have appeared as clear as it could have been, and we will certainly take your comments on board.

If you’d like to discuss this or anything further, please feel free to reach out to us via the following link: https://www.insure4music.co.uk/contact/

Kind regards,
The Insure4Music Team

Rated 5 out of 5 stars
Insure4Music logo

Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Good service and price

Good service and price

1 July 2025
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Fantastic service very quick to get…

Fantastic service very quick to get organised with my cover

16 May 2026
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

Quick and easy

12 May 2026
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

Rated 5 out of 5 stars

This was an easy choice for Band Cover…

This was an easy choice for Band Cover gets our band secured in the knowledge that we are covered for most eventualities that can raise its head whilst performing. Good coverage tailored to your needs and the initial contact was by phone and got me covered in minutes and the web route would have been easy too. Would recommend, obviously not claimed so can’t comment on that and hope to not need to!

12 May 2026
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Reply from Insure4Music

Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.

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