It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
This company is extremely competitive. You could spend weeks applying elsewhere, or you could just give them a shot. They’re fast, fair, and make aggressive but reasonable offers. Once I was... See more
Company replied
I worked with two great individuals. Alvin was my rep during the application process and Tammy Krauss to sign the contracts. Both were incredible, answered all my question, super friendly, knowledgeab... See more
Company replied
Borrowing money for business is typically a difficult process but the entire process with IOU Financial was easy and straightforward. Tammy Krause was extremely friendly, helpful and made what’s ty... See more
Company replied
Company details
About IOU Financial
Written by the company
IOU Financial provides small businesses throughout the U.S. access to the capital they need to seize growth opportunities quickly.
Typical customers include medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, and restaurants. In a unique approach to lending, the IOU Financial advanced, automated application and approval system accurately assesses applicants' financial realities, with an emphasis on day-to-day cash flow trends.
IOU makes new and renewed loans of up to US$1,500,000 to qualified U.S. applicants within a few business days, with affordable charges favorable to cash-flow management. Its speed and transparency make IOU Financial a trusted alternative to banks.
IOU Financial has been lending to small businesses since 2009 and funded over US$1.5 billion in loans. IOU Financial operations is based in metro Atlanta, Georgia. For more information, visit http://IOUFinancial.com.
| IOU Financial was formerly known as IOU Central |
Contact info
600 Townpark Lane, 30144, Kennesaw, United States
- 866.217.8564
- sbloans@ioufinancial.com
- ioufinancial.com
4.9
Excellent
969 reviews
Hasn’t replied to negative reviews
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Tammy our representative at IOU…
Tammy our representative at IOU Financial was excellent to deal with in our latest transaction. Professional and extremely helpful.
28 March 2025
Unprompted review
Reply from IOU Financial
So glad you had a good experience with Tammy. We look forward to helping you grow!
Tammy was amazing
Tammy was amazing. Thorough in every detail, friendly like in a small town bank where everyone knows everyone, showed an interest in our unique business.
20 March 2025
Unprompted review
Reply from IOU Financial
We think she's amazing, too! Thank you for your feedback.
Reply from IOU Financial
We appreciate your comments.
Great team to work with
Luis was great to work with thru the process. Tammy was very professional and pleasant to do the final closing with. I would work with both of them again.
18 March 2025
Unprompted review
Reply from IOU Financial
Thank you for your feedback!
Tammy was a pleasure to work with
Tammy was a pleasure to work with
She was very patient and went out of her way to accommodate us
18 March 2025
Unprompted review
Reply from IOU Financial
We appreciate your comments.
It was a pleasant experience dealing…
It was a pleasant experience dealing with IOU .
I appreciate them giving me a loan to help me grow with my business.
12 March 2025
Reply from IOU Financial
Thank you for your feedback!
IOU financial is the best Tammy help me…
IOU financial is the best Tammy help me from the beginning to the end would highly recommend her and her team
5 March 2025
Unprompted review
Great service Tammy was excellent !!!
Great service Tammy was excellent !!!
4 March 2025
Unprompted review
Reply from IOU Financial
We're so glad you had a good experience. Thank you for your feedback!
Tammy was very professional
Tammy was very professional, knowledgeable, friendly and explained the details very well.
Was a pleasure to do business with her
26 February 2025
Unprompted review
Reply from IOU Financial
Thank you for your comments.
was not made aware of iou until last…
was not made aware of iou until last minute, tried to communicate several times and 2 days later was able to connect.
26 February 2025
Reply from IOU Financial
We appreciate you taking the time to give us your feedback. We take our reviews very seriously and always aim to understand how we can improve any services or miscommunications. Please let our Client Services team know how we can reconcile any issues. They are available at 866-217-8564.
Very smooth process
Tammy was friendly, knowledgeable and attentive. Pleasure speaking with her.
21 February 2025
Unprompted review
Reply from IOU Financial
Thank you for your feedback!
Tammy was so professional and polite
Tammy was so professional and polite. She was also very thorough.
14 February 2025
Unprompted review
Reply from IOU Financial
We appreciate your business and your comments.
Reply from IOU Financial
We appreciate your feedback!
Top notch
This was such an easy experience. The help and support was top notch and I will definitely come back as a customer. Very professional.
4 February 2025
Unprompted review
Reply from IOU Financial
We're so glad to hear you had a great experience! Thank you for your feedback.
Reply from IOU Financial
Thank you for your feedback!
Reply from IOU Financial
We appreciate your comments!
Reply from IOU Financial
Thank you for leaving your feedback!
My experience with IOU WAS GREAT all…
My experience with IOU WAS GREAT all because they have a great person in dealing with great customer services skills!! Her name is Tammy!! Super courteous and kind!
14 January 2025
Unprompted review
Reply from IOU Financial
We're so glad you had a positive experience with IOU and Tammy!
Tammy rocks!
Tammy was great, super professional, very knowledgeable. Her approach made me feel like your company is in business to help small businesses grow and not just to make money.
14 January 2025
Unprompted review
Reply from IOU Financial
Thank you for your feedback!
Tammy was so helpful
Tammy was so helpful! She was very patient with the all my questions and does a great job!
8 January 2025
Unprompted review
Reply from IOU Financial
Shawn, we appreciate your business and your comments.
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