It was handled very professionally while still being friendly and nice. Hillary Albertson and Tammy Krause could not have been more delightful. Hillary had phone tech issues but remained calm. Tammy... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
This company is extremely competitive. You could spend weeks applying elsewhere, or you could just give them a shot. They’re fast, fair, and make aggressive but reasonable offers. Once I was... See more
Company replied
I worked with two great individuals. Alvin was my rep during the application process and Tammy Krauss to sign the contracts. Both were incredible, answered all my question, super friendly, knowledgeab... See more
Company replied
Borrowing money for business is typically a difficult process but the entire process with IOU Financial was easy and straightforward. Tammy Krause was extremely friendly, helpful and made what’s ty... See more
Company replied
Company details
About IOU Financial
Written by the company
IOU Financial provides small businesses throughout the U.S. access to the capital they need to seize growth opportunities quickly.
Typical customers include medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, and restaurants. In a unique approach to lending, the IOU Financial advanced, automated application and approval system accurately assesses applicants' financial realities, with an emphasis on day-to-day cash flow trends.
IOU makes new and renewed loans of up to US$1,500,000 to qualified U.S. applicants within a few business days, with affordable charges favorable to cash-flow management. Its speed and transparency make IOU Financial a trusted alternative to banks.
IOU Financial has been lending to small businesses since 2009 and funded over US$1.5 billion in loans. IOU Financial operations is based in metro Atlanta, Georgia. For more information, visit http://IOUFinancial.com.
| IOU Financial was formerly known as IOU Central |
Contact info
600 Townpark Lane, 30144, Kennesaw, United States
- 866.217.8564
- sbloans@ioufinancial.com
- ioufinancial.com
4.9
Excellent
969 reviews
Hasn’t replied to negative reviews
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See how their reviews and ratings are sourced, scored, and moderated.
Very helpful
Very helpful, understanding and went above and beyond! Best experience ever!
3 October 2024
Unprompted review
Reply from IOU Financial
We're so glad to know you had a good experience and we appreciate your business!
Reply from IOU Financial
We appreciate your feedback!
We had a great experience with Karen
We had a great experience with Karen. She answered every question in a timely manner. We look forward to continue to do business with her.
2 October 2024
Reply from IOU Financial
Thank you. We look forward to working with you again in the future!
I have worked with IOU for years and…
I have worked with IOU for years and their processes are first rate. I work with Tammy and she has always been professional and met our company’s needs.
26 September 2024
Unprompted review
Reply from IOU Financial
We appreciate your continued business!!
This is a blind-sided decision not…
This is a blind-sided decision not because I knew, but the name stands out. It's very understandable as a no nonsense institute for loans with indecent credit approval for clients. Accordingly, it seems likely that this last resort must come true. Also some of the names that gave rave reviews are very trusted pupil that I knew before. Thus, these are my trusted words for you from me. I hope this business deal is made in Heaven straight up to max. May God bless our efforts! Thankfully, the applicant.
26 September 2024
Unprompted review
Reply from IOU Financial
Thank you!
Reply from IOU Financial
Thank you!
Its easy
the representative on the phone I dealt with Tyra was incrediable explaining everything in detail and helped with another issue. I was very thankful of.
25 September 2024
Reply from IOU Financial
Thank you so much for your business and your feedback.
Reply from IOU Financial
We appreciate your comments.
Judith and Tammy were great
Judith and Tammy were great. Made the experience easy and professional.
16 September 2024
Unprompted review
Reply from IOU Financial
Thank you for your feedback!
The brokers worked with us to secure a…
The brokers worked with us to secure a deal that made sense for us. They took care of a bad deal and made a good deal out of it
5 September 2024
Reply from IOU Financial
We appreciate your comments!
Reply from IOU Financial
Thank you for your feedback, Johnny!
Borrow 48k paying back 67k for weekly…
Borrow 48k paying back 67k for weekly payment of 1k.This people will kill you after putting you in the grave ,slaughter you again ,they worse than vampire .Taking advantage on people. May the hell fire be your paradise
24 January 2024
Unprompted review
Reply from IOU Financial
We take reviews very seriously and strive to understand how to improve our services and communication. Our goal is to offer small business owners quick and affordable access to capital. Due to our fast process, our rates can differ from a traditional bank, but they serve a different purpose.
Tammy Krause was professional and very…
Tammy Krause was professional and very clear with explain how the loan worked . It was a seamless experience .
22 August 2024
Unprompted review
Reply from IOU Financial
Thank you for your feedback!
Tammy is amazing as always!!
Tammy is amazing as always!!! So helpful, informative, patient, and friendly!!!
14 August 2024
Unprompted review
Reply from IOU Financial
We appreciate your comments!
Great service!
Tammy was the best in helping us finalize a loan for working capital.
14 August 2024
Unprompted review
Reply from IOU Financial
Thank you for the feedback!
Tyra demonstrated excellent customer…
Tyra demonstrated excellent customer service skills. Very thorough in explaining details and answered all questions. In addition, your online platform is very user-friendly. Thank you!
2 August 2024
Unprompted review
Reply from IOU Financial
We appreciate your comments!
Easy process and quick with friendly…
Easy process and quick with friendly customer service - Tammy
31 July 2024
Unprompted review
Reply from IOU Financial
Thank you for your feedback!
To be honest I was really nervous about…
To be honest I was really nervous about doing this but Mr Josh , ms Samantha , ms Tammy and ms Karen made it really easy for me and made me feel comfortable with the whole process all of my future business will be done through them I can’t thank them enough!
31 July 2024
Unprompted review
Reply from IOU Financial
Michael, we're so glad you had a great experience and we look forward to working with you again in the future!
Reply from IOU Financial
We appreciate your comments!
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