Root Insurance Reviews 

3,134
•
TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Considering 227 reviews, most reviewers were somewhat happy with their experience overall. Consumers frequently mention that obtaining auto coverage is quick, simple, and entirely straightforward, featuring very reasonable prices compared to competing providers. Many people deeply appreciate the user-friendly digital application and the smooth, hassle-free setup process for managing their policies efficiently. Some reviewers were not happy with unexpected extra fees and sudden rate increases shortly after starting their new plans. Others also mentioned frustrating experiences communicating with customer service representatives, alongside noticeable communication delays during the claims handling process. People occasionally noted difficulties when attempting to resolve billing problems or getting timely assistance when needed.

What people talk about most

Price

Clients share ambiguous opinions on price, with many reviewers praising the affordable rates, cheaper... See more

Service

Reviewers mention ambiguous feedback about service, with many consumers expressing appreciation for prompt,... See more

Customer service

People report negative experiences with customer service, highlighting rude representatives, unhelpful... See more

Payment

Customers consistently note negative experiences with payment, highlighting unexpected charges after... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I enjoy the cheaper saving on insurance but.. I pay $16 on fees alone for installment fees and renewal policy fee. They seem to want you to want you not to pay monthly. Never had a problem but it... See more

Company replied

Rated 4 out of 5 stars

It was easy to get insurance through root insurance and the rate was perfect for me! My experience getting the insurance was good, no problems. So I only gave it a four because I haven't had to use it... See more

Company replied

Rated 4 out of 5 stars

after shopping around for auto insurance, I came across Root. It was by far, for me, cheaper than any I previously searched. Thanks

Company replied

Rated 4 out of 5 stars

The app was easy, the price of my insurance very reasonable compared to other companies I called and I’ve definitely started referring family members and friends.

Company replied


Company details

  1. Money & Insurance

Written by the company

We use artificial intelligence to help good drivers save an average of $1187 a year on car insurance. Download our free app, take the test drive and get a quote!


Contact info

3.7

Average

TrustScore 3.5 out of 5

3k reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 93% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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3.7

All reviews

(3,134)

211 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

ROOT was a very useful way of renewing…

ROOT was a very useful way of renewing your Auto Insurance because it allowed you to do it on your computer as a multitasking item. I was working on a project, answer emails and was able to accomplish the purchase during lunch time. Sometimes shopping can be a time-consuming ordeal. ROOT was very useful.

8 January 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Thanks for the 5-star review, Ralph. We're glad we could make insurance easy for you. —Root Insurance Social Media Team

Rated 5 out of 5 stars

Quick and very easy

Quick and very easy

7 January 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

It's great to hear that, Tommy. Thanks for leaving a review. —Root Insurance Social Media Team

Rated 1 out of 5 stars

ROOT Insurance required a driving test…

ROOT Insurance required a driving test through their app. I received an 8/10 (excellent) score. They sent a notice of cancellation on Dec 23. I called customer service and nobody could explain why I was being cancelled. I obtained new insurance, paid premiums and then was charged $208 on Jan 5 for a full month of insurance by Root. I once again called customer service who said I would be refunded the unused $208 once the policy cancelled in three days (Jan 8). I cancelled effective Jan 5 to avoid paying for two policies at the same time. Root only refunded $115 of the $208 charged claiming they have a non refundable early cancellation fee for cancelling on the 5th and not 8th! Everything this company has done is fraudulent to squeeze money out of people. DO NOT USE THIS COMPANY!

5 January 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Nikki. We're sorry to hear of any trouble and have shared your review with our customer support team. If you need further assistance and haven't done so already, you can reach them via email at contact@joinroot.com. —Root Insurance Social Media Team

Rated 5 out of 5 stars

I just wanted to get a quote honestly

I just wanted to get a quote honestly, but with unbeatable prices like root I had no choice but to buy in. I was able to get same day coverage with no hassle.

1 January 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Welcome to Root, Deneshia! We're glad you decided to give us a try. —Root Insurance Social Media Team

Rated 5 out of 5 stars

Fast

Fast. Efficient and friendly. What EVERY Insurance should be.

1 January 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

We love to hear that, Justice. Thanks for your kind words and for the 5 stars. —Root Insurance Social Media Team

Rated 5 out of 5 stars

Great customer service and care

Great customer service and care! Very prompt yet thorough. I will recommend them to anyone! Thank you root

31 December 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

Thank you for your kind words, Sabrina. We're happy to help and we'll continue to be here if you need anything. —Root Insurance Social Media Team

Rated 5 out of 5 stars

I like how easy it is to get insurance

I like how easy it is to get insurance, the website is easy to navigate, I got my car insurances in minutes.

30 December 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

We're glad we could make insurance easy for you, Carlos. Thanks for the 5-star review. —Root Insurance Social Media Team

Rated 1 out of 5 stars

This experience is completely inaccurate

This experience is completely inaccurate, there’s no way for the system to differentiate if I’m the one driving, or If im using a ride service, or even if I’m on an electric bicycle

7 December 2025
Unprompted review
Rated 5 out of 5 stars

Easy price is good

27 December 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

We're happy to hear that, John. Thanks for the 5-star review. —Root Insurance Social Media Team

Rated 4 out of 5 stars

Price

It was good and affordable pricing.

29 December 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

Thanks for sharing, Sandra. We're happy to help you save. —Root Insurance Social Media Team

Rated 1 out of 5 stars

HORRIBLE COMPANY WHO KEEPS CUSTOMERS MONEY

HORRIBLE. RUN FROM THIS COMPANY. They will not refund me all of my money and made up a bunch of fees they are required to keep. I will make it my mission to warn as many people as I can since they won't give me my money back.

19 December 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, BMK Krejci. We aim to make all aspects of your experience clear and convenient, and we're sorry this was not the case. We've shared your feedback with our team and we'll be here if you need anything. —Root Insurance Social Media Team

Rated 5 out of 5 stars

So far it is great

So far it is great. Everything was completed online. I just joined, so we'll see how it goes.

22 December 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

Thanks for sharing, Robbin. We'll be here if you need anything along the way. —Root Insurance Social Media Team

Rated 1 out of 5 stars

Root is the worst insurance company I have ever dealt with

Was involved in a hit-and-run called my insurance company the same day my car was put into the police impound that day. I told them where my car was located. this happened on December 10 it is now December 22. I called the impound. No one from Root has ever called them nor has they ever pick my car up to even take it to get fixed or anything now I get a email from the claims adjuster telling me he has no way of taking a check or cash to them to get the car out of impound that is not my responsibility. I pay you all to do your job. This is the worst insurance I ever had. All I know is that a little while longer the car will be auctioned off by the impound. I now will have to end up getting a Lawyer just to get them to do their job or to get them to end up paying for that car which could’ve been fixed. It’s ridiculous to have an insurance that does not want to do that job that you’re paying them. to. Do you pay them every month on time and when something happen, they want to drag their feet sitting here with no vehicle having to depend on a Uber or Lyft to get around still having to pay and insurance payments for a car that I can’t drive still having to pay a car note on the car that I can’t have

10 December 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Jay Jay. We're sorry to hear about the accident and we hope everyone is safe. Please know that we've shared your review with our claims department. —Root Insurance Social Media Team

Rated 5 out of 5 stars

great service and affordable

great service and affordable

21 December 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

We love to hear that, Luis. Thanks for the 5-star review. —Root Insurance Social Media Team

Rated 5 out of 5 stars

Fair coverage and fast service

Applying for and getting proof of insurance in a fast and accurate way. Very reasonable prices for coverages.

13 December 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

Thanks for sharing, Emma. We're glad to hear we could make insurance easy for you. —Root Insurance Social Media Team

Rated 1 out of 5 stars

Hidden Fees - Not informed of

BEEARE HIDDEN CANCELLATION FEES NOT INFORMED OF
I started a policy and cancelled within minutes because the deal fell through on my vehicle purchase. I received email confirmation of such. No mention of cancellation fees before, at time of purchase, or in the cancellation confirmation email. I had the policy for 10minutes and was charged 60$ in fees plus the full amount on my card. waiting for refund. You charged my money within seconds but refund will take days to weeks

18 December 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Tina. We're sorry to hear about your vehicle and that you decided to cancel. Please know that we've shared your review with our customer support team. If you'd like to provide more details, you can reach them at contact@joinroot.com. —Root Insurance Social Media Team

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