We have worked with Kul and Karaya Capital on a number of transactions including the most recent `being a £1.5m transaction. We have worked with Kul on bridging, development and term finance,... See more

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
We’ve worked with Kul of Karaya Capital on transactions totalling past the million mark across bridging and term finance. He’s been highly proactive throughout the process, with a strong unders... See more
Karaya Capital sorted me out financing when no one else could. Went to Kul after many other Finance advisors weren’t able to get myself & my family our residential financing. Kul thought outsid... See more
Kul at Karaya Capital was absolutely fantastic to work with! His kind, friendly, and approachable demeanor made the entire mortgage process feel seamless and stress-free. What truly impressed me was... See more
Company details
Written by the company
Specialist Property Debt Advisory, Finance & Insurance Services for Investors & Developers. We offer a wide range of services including * Mortgage Financing (Residential, Buy to Let, Bridging, HMO, Commercial, Development) * Insurance (Residential & Commercial, House & Life Cover) * Asset Finance (Equipment Finance, Classic Car Finance, Art, Luxury Watches) * Healthcare Finance ( Care Home, Medical Equipment, Dentistry, Pharmacy & Veterinary Business & Building Purchases ) * Farm & Equestrian Finance ( Agricultural Land, Livestock, Machinery ) * Specialist Asset Finance ( Private Debt Finance (Joint Venture & Mezzanine Debt), Corporate Finance), Private Equity Funds, Family Offices * Client Profiles (Personal, Limited Company, LLP (Limited Liability Partnerships), EX PAT Whether you are looking to buy your First Home or expand your Investment Portfolio & Business, we have you covered. We have great relationships spanning across Specialist Lenders & Traditional Banks to Private Equity Funds & Family Offices professionals to secure the Finance Deals for your requirements. Contact us at www.karayacapital.co.uk & ks@karayacapital.co.uk , to discuss how we can work with you and your clients to expand their assets.
Contact info
8 Lonsdale Gardens, TN1 1NU, Tunbridge Wells, United Kingdom
- 01892 620 688
- ks@karayacapital.co.uk
- karayacapital.co.uk
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Incredibly Knowledgeable!
Worked with Kul, of Karaya Capital, on many of occasions. His knowledge of the finance market, client needs, complexed deal structures and portfolio lending is top tier. Very happy to have assisted with circa £1.5M of business in just a few months.
Highly Recommend Karaya Capital!
Kul was professional, efficient, and knowledgeable throughout the entire mortgage process and worked diligently to secure me a mortgage offer for me in just 5 days.
If you're looking for a reliable and fast mortgage broker, I highly recommend Karaya Capital!
Super knowledgeable and great customer service!
Super knowledgeable and great customer service!
Bought my first buy-to-let with the help of Kul. He was super knowledgeable and extremely patient with me throughout the process. He has great connections with a vast amount of lenders, and thus, helped me secure the best deal possible.
Will definitely recommend Kul to friends and family going forward.
Thank you so much for your help!
Kul was absolutely amazing
Kul was absolutely amazing, he came back to us quickly with any queries we had. I felt so reassured as he explained everything so clearly. Nothing was ever too much trouble. I will absolutely look to Kul and his company for any help I need in the future.
Experienced Landlord
Thank you Karaya Capital for giving me a heads up on my Buy to Let property remortgage. As a experienced landlord I went to Kul to find out my recent options for my investment property. He and his team were very helpful in both the residential & buy to let queries I had. I’m now in a better position to move forward with the new refinance. Great service and got back to me in an efficient manner. Highly recommend their services
The team at Karaya were professional to…
The team at Karaya were professional to deal with and worked effortlessly to ensure deadlines were met when purchasing my investment property. I will certainly be telling my investment community about joining forces with Karaya for future opportunities.
Received excellent advice in…
Received excellent advice in preparation for a mortgage. I'm also keen to review a number of insurances that are coming up for renewal which Kul has kindly offered to also assist with. Highly recommend using Karaya Capital.
Thank you Kul and Karaya Capital for my…
Thank you Kul and Karaya Capital for my Buy to Let Finance service. Nice to see a young man passionate in assisting to find bespoke solutions to solve my Mortgage Finance queries and in a timely manner. Has good access to a range of solicitors and accountants. Happy to recommend to other Portfolio Landlords for Finance & Insurance services. Thank you
Professional service throughout
Professional service throughout. I was kept fully informed. Each step was explained in clear and understandable terms. Would definitely recommend.
Highly Recommended – Outstanding Service from Karaya Capital
I would highly recommend Karaya Capital for anyone seeking professional mortgage advice. Our recent transition from a residential mortgage to a buy-to-let mortgage was seamless and exceeded our expectations. The team provided clear and detailed information every step of the way, taking the time to thoroughly explain anything we were unsure about. Their knowledge, professionalism, and attention to detail made the entire process smooth and stress-free.
We will definitely continue using Karaya Capital as we expand our property portfolio, and have full confidence in their ability to support us with future endeavors.
I recently worked with Kul to secure a…
I recently worked with Kul to secure a mortgage, and I couldn't be happier with the experience. From the very first consultation, it was clear that Kul genuinely cared about my needs and wasn't just pushing to close a deal. He took the time to explain every option available to me, making sure I fully understood the implications of each choice.
What really stood out was the personalised service. Kul always made time for my questions, no matter how small, and provided detailed, thoughtful answers. The entire process felt so much smoother and less stressful.
I would highly recommend Karaya Capital to anyone looking for a team who combines professionalism with a truly caring approach.
Thank you again for everything!
KARAYA CAPITAL HAS ASSISTED MY COMPANY…
KARAYA CAPITAL HAS ASSISTED MY COMPANY ON VARIOUS FINANCIAL PROJECTS, THE SERVICE KNOWLEDGE AND DELIVERY OF FINANCE HAS BEEN EXCELLENT. I WOULD HIGHLY RECOMMEND KARAYA CAPITAL TO ALL AND WILL DEFINITELY BE CALLING UPON THEIR SERVICES.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.








