karta.io Reviews 25

TrustScore 4 out of 5

3.9

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Rated 5 out of 5 stars

I am using this card more than 5 months, and I didn't met any troubles during this months. Fees are high, comparing to other services, hope they will solve it, but you get pretty good product for th... See more

Company replied

Rated 5 out of 5 stars

I’ve been using Karta for about three months now, and I’m really impressed. The setup was smooth — I issued my virtual card in minutes and have been using it without any problems. Transactions go th... See more

Company replied

Rated 2 out of 5 stars

I think that not enough transparent information was provided before registration. It seems to be focused only on increasing the number of customer registrations and getting investment. Not to mention... See more

Company replied

Rated 5 out of 5 stars

I have been using it for almost 2 months, Invited a lot of my friends and they have been using it too, I like the fact that you can spend crypto anytime anywhere in the world. I have been in egypt la... See more

Company replied


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3.9

Great

TrustScore 4 out of 5

25 reviews

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Rated 5 out of 5 stars

5 month user

I am using this card more than 5 months, and I didn't met any troubles during this months. Fees are high, comparing to other services, hope they will solve it, but you get pretty good product for this money. Just tested cash withdrawals and it also works well. Waiting for physical card)))

4 March 2026
Unprompted review
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Reply from karta.io

Thank you for your feedback! We’re glad to hear the card and cash withdrawals are working well for you.

And yes — the physical card is coming soon! Thanks for using Karta! 💚

Rated 5 out of 5 stars

So far so good

I have been using it for almost 2 months, Invited a lot of my friends and they have been using it too, I like the fact that you can spend crypto anytime anywhere in the world. I have been in egypt lately, and everything is very smooth and you can pay anywhere, I honestly had some declined payments due to "Suspected Fraud", but I believe this is from Google pay side.

26 January 2026
Unprompted review
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Reply from karta.io

Hi Mohammed!
Thanks a lot for the 5 review and for recommending Karta to your friends - we really appreciate it 🙌
Glad to hear everything worked smoothly for you. The “Suspected Fraud” declines usually come from Google Pay’s side, you're correct.
Thanks for being with us! 💚

Rated 5 out of 5 stars

Amazing app!

Amazing app!
I started using the app several months ago and have already invited over a thousand people. No problems so far, and I recommend it to everyone, support team is Available daily and they reply fast
Thank you karta

2 August 2025
Unprompted review
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Reply from karta.io

Thank you so much for the kind words, Lazlie! and for recommending Karta! 🙌
We really appreciate your trust, support,and your feedback.

Rated 2 out of 5 stars

I think that not enough transparent…

I think that not enough transparent information was provided before registration. It seems to be focused only on increasing the number of customer registrations and getting investment. Not to mention the high lower limit and fees. There are already much better alternatives. This platform does not create any added value. I regret doing this as soon as he approves my account or not. There is no "account closure" option. If you register, they own your data forever.

22 November 2025
Unprompted review
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Reply from karta.io

Thank you for sharing your feedback — I understand your concerns.

Just to clarify: we are not an investment company. You signed up for our B2B product, which is designed for issuing corporate cards and managing company spend.

Regarding account deletion: you are right, there is currently no in-app button to close the account from your side. However, we always delete accounts upon customer request. Sometimes the process takes a bit longer on our end, but once the deletion is completed, all your data is removed, and we will notify you immediately via email.

Sorry for the inconvenience, and thank you for your patience 💛

Rated 5 out of 5 stars

Super smooth process and seamless top…

Super smooth process and seamless top up/purchasing. The card may have some issues on older PoS systems, but works like a charm for 97% of my purchases. Average forex conversion fees comes to usually 2.7% all in all. Highly recommend!

1 November 2025
Unprompted review
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Reply from karta.io

Thank you so much for the great review 💛
Glad to hear everything works smoothly for you! Older POS terminals can sometimes cause issues, but overall the card should work fine.

If you ever need help — just contact our support inside the app and we will be happy to assist!

Rated 3 out of 5 stars

Verification is pain

Verification is such a pain! I’m a new user and started getting ads from Facebook, so I decided to sign up. But I accidentally registered on the wrong site — I went to app.karta.io instead of personal.karta.io. After verifying everything, I somehow ended up in business mode, which I don’t want.

Then, I went to personal.karta.io, which redirected me to a Telegram bot. From there, they asked me to verify again — but this time, I got an error saying my profile is “another profile.” What?? Even with the same phone number, they can’t figure it out?

To make things worse, there’s no option to delete my account on app.karta.io, and now I can’t even use personal Karta. The whole process is super confusing. Help!!

13 November 2025
Unprompted review
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Reply from karta.io

Hi! Thank you so much for your feedback — it’s really helpful for us 🙏
You’re absolutely right: registering on the business site (app.karta.io) instead of the personal one can create this conflict, and we’re already fixing it. We’ll also update our ads so they lead directly to the Telegram app, not the business site.

Please write to us at personalsupport@karta.io
— we’ll:

- remove the business account that was created by mistake

- help you finish your personal registration right away 💛

We’re here to get this sorted for you as fast as possible.

Rated 5 out of 5 stars

Everything is super

Registration was very easy and fast via telegram. Then card creation and approval took minutes. I then transfered usdt an payed with the card and it was seemless. In addition the fees are very good which is 1.5% per card purchase. I loved also that we can deposit using polygon network which has very cheap fees. Very convenient and useful hopefully they will keep providing their good service on the long term.

25 October 2025
Unprompted review
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Reply from karta.io

Thank you so much for your kind words! 💛
We’re really happy to hear that your experience with registration, card setup, and payments went smoothly.

Rated 4 out of 5 stars

Good app KARTA

Good app, I like that i can spend USDT directly with the card, no need P2P.

10 October 2025
Unprompted review
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Reply from karta.io

Thanks for your feedback! 💛 Glad you enjoy spending USDT directly — that’s what Karta’s all about! 🚀

Rated 5 out of 5 stars

Karta

So far, so good (for now) 👍🏼

21 October 2025
Unprompted review
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Reply from karta.io

Thanks for sharing! 💛 Glad to hear things are going well — we’ll keep it that way! 🚀

Rated 4 out of 5 stars

I found the interface to be very…

I found the interface to be very user-friendly and intuitive, and support quickly helped answer my questions.

19 October 2025
Unprompted review
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Reply from karta.io

Thank you! 💛 We’re happy you liked the interface and our support team — we’re always here to help! 🚀

Rated 1 out of 5 stars

USA citizens not welcome.

They are dishonest by not stating specifically that US citizens are not eligible and will likely fail KYC if they try to verify.
Per the "Agreement";
"Under Terms: "You attest that you are not a United States citizen, and that you are signing up for a card that is intended for those outside of the United States."

USA citizens need not apply.

18 October 2025
Unprompted review
karta.io logo

Reply from karta.io

Thank you for your feedback!
You’re right — at the moment, Karta Personal isn’t available for U.S. citizens, and we do mention this in our Help Center and Terms. We truly appreciate your understanding and are actively working on expanding supported regions in the future.

Rated 5 out of 5 stars

New user

I’ve been using Karta Card for about a week, and so far it’s working really well. The kyc process was quick, and funding the card with crypto was simple. I’ve made a few online purchases with no issues. The app is clean and easy to use.

17 October 2025
Unprompted review
Rated 5 out of 5 stars

I have crypto and I need to find a way…

I have crypto and I need to find a way to spend it. That’s very helpful way to release it.

1 August 2025
Unprompted review
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Reply from karta.io

Thank you for sharing this! 💛
We’re happy Karta helps you easily spend your crypto in everyday life — that’s exactly what we’re here for.

Rated 5 out of 5 stars

Great platform for virtual card payment

Great platform for virtual card payment

Very convenient system. I paid with crypto and everything went through instantly. No need manual conversion and everything is super simple!
I'm really excited with this platform

14 October 2025
Unprompted review
karta.io logo

Reply from karta.io

Thank you so much for your kind words! ⚡️
We’re thrilled to hear everything went smoothly and that you’re enjoying how simple it is to pay with crypto. Your support means a lot to us!

Rated 5 out of 5 stars

well works, not much features

well, i have no issues in general.
to up works, payment works
there are not much features, like.. I've to have cash out
Yet, the ones which exist work without issues, kappa.

KYC and rules are same as everywhere
using for two month now

14 October 2025
Unprompted review
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Reply from karta.io

Thanks for the honest feedback! We’re glad everything works smoothly for you. More features - including cash out - are already in progress, stay tuned! 🚀

Rated 5 out of 5 stars

Easy Onboarding. Low fees.

My favorite card for everyday spending and traveling! It's so easy to use Karta, it's like magic, cause I can top up my balance with stablecoins. No need to do P2P and have a local bank card! Respect guys!

14 October 2025
Unprompted review
karta.io logo

Reply from karta.io

Thank you! Glad to hear Karta makes your trips and everyday spending simple - that’s the goal! 💛

Rated 5 out of 5 stars

Simple, fast and good for everyday payments

I’ve been using Karta for about three months now, and I’m really impressed. The setup was smooth — I issued my virtual card in minutes and have been using it without any problems. Transactions go through instantly, and the commissions are very reasonable compared to other services I’ve tried.

What I like most is how convenient everything is right inside telegram — no need to switch between apps. It’s quick, intuitive and works perfectly for both small and regular payments. Highly recommend it to anyone looking for a reliable crypto-based card solution!

8 October 2025
Unprompted review
karta.io logo

Reply from karta.io

Thank you so much for your kind words! 💛
We’re really glad to hear you’re enjoying Karta and that everything’s running smoothly. Your support means a lot to us!

Rated 1 out of 5 stars

Absolutely disgusting

Unfortunately I cant rank it less then 1 star. I was seeing their ads constantly, have tried to give it a go. Uploaded my documents for kyc, it failed and support stated it is final decision, and they will not disclose any reasons. Don't waste your time. Don't use their services. If this is all you got in the beginning, imagine what they will do when they get your money.

26 September 2025
Unprompted review
karta.io logo

Reply from karta.io

Hello Egor,
Thank you for your feedback. We’re sorry your experience was disappointing. As a regulated financial institution, we must follow strict compliance requirements. This sometimes means we cannot approve all applications or disclose the specific reasons for rejection.

We appreciate the time you took to try our service, and your comments will be shared with our team for further improvement.

Rated 1 out of 5 stars

Scammers

Care, Alert! They take your ID photos and Selfie after they reject your verification and take your información, they dont say reason of rejet, any details, SCAM!

12 September 2025
Unprompted review
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Reply from karta.io

Hello!
We’re sorry to hear about your experience. Please note that we never use your documents for anything other than verification — this is required by law and handled securely by our licensed provider.

If your verification was rejected, we always provide the option to re-upload documents or contact Support for details. We’d be happy to review your case — please reach out to us directly via the in-app chat.

Your security and trust are very important to us 💛

Rated 2 out of 5 stars

I had really bad experience with Karta.io

I had really bad experience with this company, they take my money and cant return it almost 1.5 year

1 August 2025
Unprompted review
karta.io logo

Reply from karta.io

Hi! We’re sorry to read this review, as it doesn’t reflect how we operate. We never keep clients’ money without resolution — all funds are either processed or refunded according to our policies. We’ve sent you an information request to clarify your case, and you can also contact us anytime at support@karta.io. We’ll be glad to assist.

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