Kikoff Reviews 2,270

Kickoff was cancelled over 3 months ago
Still get
Calls emails text app alerts
Your payment is late
Called to ask for legal - was told they do not have legal department
Which is either a
Lie
Or
True - which is very illegal

But at this point I have all documentation on this
Looking for their legal department information as I have on recording that they do not have one

Anyone who has dealt with this

Help
They took money
Reports a trade line - which how legally are they doing this with nothing backing that trade line

It doesn’t help
Stay clear
No phone number to call my first mistake

Stay away

Anyone else deal with Legal
Help

Having a login problem caused by phone number changed. I would like to cancel that’s all. I dont need this service and I’m cutting back on expenses

Their reps can't answer a simple question. I've spent the last few hours and about 7 emails (with screenshots) asking them where I can find my secured card's total and available credit limits. They tell me to look in menus and areas that don't even exist or show in the app. I still haven't found the information. Why is it so hard?

The service may be good, but I think its time to cancel. Too much hassle for something that should be simple to find.

It’s just the beginning got leave room for the real ratings

Has been a great application to help with my credit building 😄

Kickoff says they raise ur credit score. That’s a straight up LIE!!! THEY are supposed to withdraw $5 from my account every month. I’ve had the same account for years and who doesn’t have five lousy dollars in their account. Since for whatever reason they decided to not take the money out for several months then report to the credit bureau that I’m behind on my payments my credit score dropped. Even when they were taking the payment out my credit score didn’t go up at all not because of kickoff anyway. Save urself the trouble look for a better solution elsewhere. Kickoff SUCKS!!!!!!!

I never leave reviews, but I dont want any anyone else to experience what I have. They have Absolute horrible customer service, I had my payments come out automatically every Month for the last year, and they reported to the credit bureau that I had been late for the last 60days when I called them, the guy informed me that he could see my payments had in fact come out, he then told me they didn’t report to the credit bureau, when i informed him i had proof that my score had dropped drastically because of it he giggled, then i was sent an email a few hours later saying there was nothing that that could do to correct the bad ding on my report. Their FALSE information to the CB costed me 18 points. I thought the purpose of Kikoff was to help us with our credit but infact it’s a scam.

I hate this company wish i never downloaded the app!
I did a c edit builder loan to completion no late payments.
I unknowingly opened a secured card and got two late payments added to my credit report for a seperate service i did NOT APPROVE !!!

It has boosted my credit score over 660 points

I was contributing to a Kikoff credit builder account. I had to cancel my membership after contributing hundreds of dollars. I was told that I can’t be reimbursed. Why is it that I’m contributing to an account that gives you back your funds once paid in full but if one cancels their money is nonrefundable? Kikoff is a scam.

Love Kikoff. Never once had an issue. It’s easy to upgrade and downgrade, it’s quick, if you have any issues they are reachable and easy and friendly. Wayyyyy better than any other credit building app. And with the love price you absolutely CAN NOT beat it. Their website & app is easy to use. I can not rave enough about them. 10/10

Love it i really appreciate but love to make it hight

Worst customer service they can never fix the problem when you call to try to fix something. They always repeat the same thing over and over and the problem doesn’t get fixed in top of that the promised things that they’re nachos like linking your bills to boost your credit. I have my account open for five months. I haven’t had a chance to link my bills. I called customer service cause they’re supposed to do that manually that won’t do it they just gave me the runaround and the runaround even to the point that they asked me if I wanted to close my account to get rid of the problem after talking to four supervisors too don’t do anything so they promised things that they can deliver. Never recommend this to anybody ever ever.

I love the program and my credit grew within the first month. I will try more features!!!! Thank you!!

⚠️ WARNING ABOUT KIKOFF ⚠️

Don’t be fooled by the promises. I signed up with Kikoff expecting to build my credit — instead, my credit score dropped significantly.

Now I’m being told I owe $380, with no clear explanation of where this debt comes from. I never received any real funds, and after canceling my subscription, they went completely silent.

Meanwhile, negative activity appeared on my credit report, damaging my score.

I have filed a formal dispute and am pursuing this matter legally.

Be extremely careful before using this platform — fully understand what you’re agreeing to.

#Kikoff #CreditScore #ConsumerWarning #FinancialAlert

STAY FAR AWAY !!! I've Started Building My Credit From 497 -669 While I was Homeless Still Making Payments An Still Worried About My Credit It's Been Nights Where I Paid $35 To Kikoff Before I Ate Lol .I Missed 2 Payments .. Caught Every Single Debt I Have .. Settle Debt With 2 Collections. Since I Got My Stable I've Repeatedly Begged These People (Kikoff) For Forgiveness For Late Payments They Are Scammers! They Don't Help Credit. They Will Tarnish Your Credit. That's The 100% Truth. Dovly , Kovo Are The Credit Builder Apps To Startdl With

Offers a variety of credit boosters and opportunities

THIS IS A RIP OFF. I pay $35 a month to build my credit and $19 in services fees. $54 month, to build my credit score. I do not receive amy money back when my credit builder is paid. If I close my account I won’t receive money back because I paid got my credit score! RIPOFF