They deliver on what they promise. They’ve helped me increase my credit score much faster than I expected and I will continue to use them. Some of their features don’t seem to work, at least not for m... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Still a new user and score has gone up. I hope down the road I can come back and change this to 5 stars. FYI no issues or problems yet and I hope this company only continues to get better and care f... See more
Company replied
Kickoff has worked wonders for me thusfar. Easy payments, they report to ALL credit Bureaus, and my credit has risen past the national average. Best of all, if you're a couple days late, no worries,... See more
Company replied
Kickoff has been such an awesome experience for me because of how helpful they truly are!! Literally raised my score by hundreds of points! Plus helped me figure out exactly how to help my situa... See more
Company replied
Company details
Written by the company
Kikoff is a personal finance platform that expands access to credit and financial services, helping people build credit quickly and work toward long-term financial health. Founded by a team with personal experience navigating the challenges of credit access, Kikoff is committed to creating fair, effective tools that support real financial progress. Designed to rethink the traditional hurdles of credit building, Kikoff opens a path to get started in minutes - with no credit check. Headquartered in San Francisco, Kikoff is a licensed lender and uses bank-level encryption to protect customer data. Learn more at Kikoff.com or by downloading the Kikoff app.
#1 Credit Building App with 4.9 star rating on 75k+ reviews. Sign up in just minutes!
Written by the company
- Improve your credit utilization, payment history, and account age with Kikoff.
- Credit score under 600? Kikoff users see an avg increase of 58 pts. Individual results vary.
Give your credit score a boost with Kikoff
No credit check. No hidden fees.
Start building credit today. Zero Fees. Zero Interest. Zero Catch. Really.
Contact info
United States
- kikoff.com
4.3
Excellent
2K reviews
Replied to 98% of negative reviews
Typically replies within 48 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Great way to build your credit ..o…
Great way to build your credit ..o would definitely recommend to any bother whether you are starting or already have a decent credit score
3 November 2025
Unprompted review
Reply from Kikoff
Thank you for your kind words! We’re thrilled that you’re enjoying Kikoff. Your feedback motivates us to keep improving!
The customer service is outstanding!!
14 August 2025
Unprompted review
Reply from Kikoff
Thank you so much for your positive review! Our objective is to deliver a superior customer service experience and we are delighted to have exceeded your expectations!
This app
This app, I actually had to download a second time to really understand it because I was completely clueless when I came to finances and when I got into really bad debt, I read out of this app and my credit has skyrocketed back to where it was before. it’s a great tool that teaches you how to save money doesn’t just give you credit. Doesn’t just try to get you to buy more credit cards and get loans and get more in debt essentially. This app is truly different than all these other financial apps so thank you for helping me raise my credit score teaching me how to manage my finances so I can now live a more comfortable life.
9 July 2025
Unprompted review
Reply from Kikoff
Thank you so much for your kind words! We’re thrilled to hear you’re enjoying Kikoff, and your feedback really motivates us to keep making it better for you!
It did exactly what I said it would do
It did exactly what I said it would do it raise. My credit score very easy because it automatically took out of my checking account. It was perfect.
3 November 2025
Unprompted review
Reply from Kikoff
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
I love this app you make my life so…
I love this app you make my life so much easier thank you so much to the creators I tip my hat
3 November 2025
Unprompted review
Reply from Kikoff
Thank you so much for your kind words! We’re thrilled to hear you’re enjoying Kikoff, and your feedback really motivates us to keep making it better for you!
Reply from Kikoff
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
I had a life altering situation lead to…
I had a life altering situation lead to my 760 score dropping to 480. I was crushed when I found kickoff it put the score back on the move and just 9 months later I am a 625 and able to get credit cards and a car loan again. Thanks Kikoff I have already had my Girlfriend start using it as well
1 May 2025
Unprompted review
Reply from Kikoff
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
They awesome to help fixing my credit
They awesome to help fixing my credit
2 November 2025
Unprompted review
Reply from Kikoff
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
best way to boost your credit score!
it’s been about 5-6 months since i’ve started with kikoff and i’ve already gained 60+ points in my credit!! the fact that it’s an easy $5 a month to boost your score and with automatic payments, i never miss a payment. i’m very grateful for this company!!
3 November 2025
Unprompted review
Reply from Kikoff
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
I upgraded to $25 monthly fee to get…
I upgraded to $25 monthly fee to get stuff removed from my credit. But they lied and now they want me to upgrade to $35. Sorry I don’t have the money. I wish I knew they was lying
3 November 2025
Unprompted review
Reply from Kikoff
We're truly sorry to hear about your experience, but we're here to help! Please call us at 1 (844) 741-9282 or visit http://kikoff.com/link/get-help so we can try to work this out. We eagerly anticipate resolving this issue for you!
KICKOFF…Kicks In!!
For me this is a great supplementary tool for saving or to use as an emergency fund. It’s relatively easy to set up and has nothing but upsides to it. Beats the conventional banking institution routes.
3 November 2025
Unprompted review
Reply from Kikoff
Thank you so much for your kind words! We’re thrilled to hear you’re enjoying Kikoff, and your feedback really motivates us to keep making it better for you!
Really works
It really works!! It's made a big difference in my life
3 November 2025
Unprompted review
Reply from Kikoff
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
I like everything about it!
I like everything about it!! It keeps you on track and in check of everything! Thank you
3 November 2025
Unprompted review
Reply from Kikoff
Thank you for your kind words! We’re thrilled that you’re enjoying Kikoff. Your feedback motivates us to keep improving!
They deliver on what they promise
They deliver on what they promise. They’ve helped me increase my credit score much faster than I expected and I will continue to use them. Some of their features don’t seem to work, at least not for me, but all in all, they’ve been an immense help when it comes to raising my score.
3 November 2025
Unprompted review
Reply from Kikoff
Thank you so much for your positive review! We’re thrilled to hear you’re enjoying Kikoff, and your feedback really motivates us to keep making it better for you!
Helping me get my credit rating back up…
Helping me get my credit rating back up to where it used to be
2 November 2025
Unprompted review
Reply from Kikoff
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
It is a great app to see how your…
It is a great app to see how your financial is going. Love you.
2 November 2025
Unprompted review
Reply from Kikoff
Thank you for your kind words! We’re thrilled that you’re enjoying Kikoff. Your feedback motivates us to keep improving!
My credit has been increasing…
My credit has been increasing consistently since joining Kikoff.
2 November 2025
Unprompted review
Reply from Kikoff
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
Helps build credit with even a little…
Helps build credit with even a little loan
2 November 2025
Unprompted review
Reply from Kikoff
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
This is a great way to build credit if…
This is a great way to build credit if you don't have any. If you have a poor credit rating, Kikoff can help you raise your credit.
2 November 2025
Unprompted review
Reply from Kikoff
Thank you for your kind words! We’re thrilled that you’re enjoying Kikoff. Your feedback motivates us to keep improving!
Kikoff is the real deal
Kikoff is the real deal! They offer practical tools and effective strategies for increasing your credit score. I have already seen my score go up 23 points since I started two months ago. They earn my highest recommendation!
1 November 2025
Unprompted review
Reply from Kikoff
Thank you so much for your positive review! We’re thrilled to hear you’re enjoying Kikoff, and your feedback really motivates us to keep making it better for you!
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