It was easy to sign up, didn't get a bunch of phone calls, emails or other solicitations. Everything was able to be done in a couple mins online. The only thing I would have liked a screen with hey i... See more
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Review summary
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The ease of use was great. I figured it would take a long time and a lot of questions to fill out but you have made it simple, and the prices are VERY competitive. I also like the options of how to pa... See more
Company replied
It was quick and didnt ask too many difficult questions that required hours of research. Never spoke with anyone so it was an easy process start to finish.
The application process was straightforward. Any questions I had, the representative Brianna answered quickly. The prices were very reasonable. They didn't hassle or pressure me into getting a polic... See more
Company replied
Company details
About Ladder
Written by the company
We started Ladder because we fundamentally believe life insurance is good—for people and communities. But at some point, it was hijacked by high pressure sales tactics, expensive products, and slow processes.
It’s time for better life insurance. Ladder gives you a smart, secure, straightforward way to take care of your people, while saving you time, money, and (lots of) hassle.
It’s time for better life insurance. Ladder gives you a smart, secure, straightforward way to take care of your people, while saving you time, money, and (lots of) hassle.
Contact info
100 Forest Ave, 94301, Palo Alto, United States
- 844-533-7206
- help@ladderlife.com
- ladderlife.com
Apply today
4.6
Excellent
3k reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 24 hours
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Simple, Easy & Quick.
My experience was very easy and simple. I was approved within a hour.
12 January 2026
Reply from Ladder
Thanks for sharing, Steven! We're glad you're covered.
Fast and easy!
11 January 2026
easy process with reasonably priced…
easy process with reasonably priced coverage and no medical exam.
9 January 2026
I agreed to a certain coverage then you…
I agreed to a certain coverage then you gave a completely different policy. The option to edit the policy was not available and did not fit my needs. I also did not confirm the policy before being charged.
7 January 2026
Reply from Ladder
Thank you for your feedback. Happy to clarify. When an applicant qualifies for an offer, we may present you with an offer that has a monthly premium closer to your quoted price, which can result in your coverage being lowered. That said, you may have the option to adjust your coverage back to your original requested coverage amount. If you would like more guidance, please do not hesitate to reach out to our team at help@ladderlife.com.
Quick and easy
Great price for coverage to protect those you love. Highly recommend using Ladder Life Insurance
6 January 2026
It’s a quick and easy process
9 January 2026
Quick and straightforward to complete
Quick and straightforward to complete. More customizable than others regarding term length and coverage amount
1 January 2026
This was very easy
This was very easy to set up and the premiums were affordable . Would highly recommend Ladder to everyone.
4 November 2025
Great Experience!
Getting a life insurance policy was on my to do list for so long! Ladder made it painless and efficient! Don't wait!!
15 December 2025
The Easiest Life Insurance Experience Ever
Ladder made getting life insurance incredibly fast, easy, and affordable. The entire process was seamless—from the application to approval—and I felt supported every step of the way. Highly recommend to anyone looking for a simple, stress-free experience!
10 December 2025
Reply from Ladder
Thank you for this review, we're happy to hear you had a great experience!
It was an amazing process and got a…
It was an amazing process and got a great rate with no issues at all. Thank you very very much for this peace of mind.
8 December 2025
Reply from Ladder
Thank you for choosing Ladder, we're happy to have you on board!
Very easy 👌its straight foward
5 December 2025
Life Insurance Application That Doesn’t Take A LIFETIME!!
Applying for supplemental life insurance with Ladder was incredibly easy and fast! Every detail is covered and we got approved almost immediately! Great experience!
24 November 2025
Unprompted review
My application was processed in a…
My application was processed in a professional manner and they kept me updated each step of the way until approval. They provided me a package that suits my family needs and affordable.
12 November 2025
Unprompted review
Reply from Ladder
We're so glad you had a good experience, thank you for sharing your feedback!
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