LANDBAY Reviews 

653
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 128 reviews, reviewers overwhelmingly had a truly great experience with this company. Customers frequently praise the exceptionally helpful staff and responsive underwriters for guiding them through complex transactions and making the application process remarkably smooth, fast, and efficient. People also genuinely appreciate the outstanding customer service, noting that team members are consistently available on the phone and very quick to respond to email inquiries. However, some people mentioned experiencing frustrating delays and unexpected difficulties with certain product transfers or prolonged mortgage redemption procedures. A few reviewers were thoroughly dissatisfied with the perceived lack of assistance and poor communication encountered during more complicated customer situations.

What people talk about most

Staff

Clients share positive opinions on staff, noting the great support and helpful coordination from team members... See more

Service

Users describe positive interactions with service, highlighting fast and efficient processing from initial... See more

Customer service

People report positive experiences with customer service, noting that communication from submission to... See more

Response time

Reviewers share mixed feedback regarding response times. Some consumers praise the fast and efficient... See more

Product

Consumers find product experiences to be quite mixed and varied. While many reviewers praise the fast,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

we came to landbay late in the day on a modern auction purchase after previous lender let us down. underwriter (David F) was superb, totally got the urgency of the situation. can't expect that sort of... See more

Company replied

Rated 5 out of 5 stars

I worked with Christ Plaster on my clients 4 x BTL remortgages and he was incredible to work with. He was so proactive and was able to underwriter and agree the cases in record time., the clients h... See more

Company replied

Rated 5 out of 5 stars

As a broker, I am loving the new product transfer process and portal with Landbay. The whole process from start to finish was really smooth and streamlined and the underwriter kept me informed throug... See more

Company replied

Rated 5 out of 5 stars

A complex case which was handled very well and understood by the underwriter. The complexity was in the legal work but Landbay behaved in their usual reliable way to a successful conclusion. A top 5... See more

Company replied


Company details

  1. #77 of 104 best companies in Financial Institution
  2. #1 of 1 best companies in Market Operator

Written by the company

Landbay is an award-winning specialist buy-to-let lender providing landlord lending solutions via our intermediary network. Our team offers in-depth knowledge of the buy-to-let mortgage industry, combined with a technology-enabled approach to lending, which equips us to take on complex cases.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

653 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 73% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

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4.3

All reviews

(653)

123 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Simple process through to legals which…

Simple process through to legals which were completed on time

14 April 2026
LANDBAY logo

Reply from LANDBAY

Hi Nick, thank you for your feedback.

We’re pleased to hear the process was straightforward and that legals were completed on time. We really appreciate you sharing your experience working with us.

Rated 5 out of 5 stars

Straightforward underwriting

Straightforward underwriting, great support and speed. All you need from a Specialist Bank

13 April 2026
LANDBAY logo

Reply from LANDBAY

Thank you for your review Al.

We’re pleased to hear you found the underwriting straightforward and appreciated the speed and support from the team.

We look forward to workign with you again soon!

Rated 1 out of 5 stars

Case cancelled without notice

Landbay cancelled the case due to lack of response from the solicitor who was dealing with their requirements.
Zero communication to myself (broker). Case was re-instated but then client needed to sign all new documents which caused delays.
Intermediary submitted business should have the intermediary involved and informed at every stage. Poor from Landbay on this occasion.

10 April 2026
Rated 5 out of 5 stars

i had 100% support from the BDM it is…

i had 100% support from the BDM it is very important for me to have that

9 April 2026
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Reply from LANDBAY

Thank you for your feedback Surendra. We’re really pleased to hear you had full support from your BDM. That level of support is exactly what we aim to deliver!

Rated 5 out of 5 stars

Process was simple

Process was simple, quick and efficient with good communication throughout.

2 April 2026
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Reply from LANDBAY

Hi Marcus,

Thank you for your feedback. We’re pleased to hear the process was simple, quick and efficient, with strong communication throughout.

We really appreciate you sharing your experience!

Rated 5 out of 5 stars

Very good communication and cooperation…

Very good communication and cooperation to ensure a smooth process where there was a risk delays.

1 April 2026
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Reply from LANDBAY

Thank you for your feedback Makis. We’re pleased to hear our communication and cooperation helped keep things moving and ensured a smooth process!

Rated 5 out of 5 stars

Excellent communications and…

Excellent communications and underwriting.
speed of service on all aspects from initial application to completion a breath of fresh air.

1 April 2026
LANDBAY logo

Reply from LANDBAY

Hi Paul,

Thank you for your feedback. We’re pleased to hear you found the communication and underwriting excellent.

A breath of fresh air is exactly what we aim to be!

Rated 1 out of 5 stars

Poor customer service for redemption

This lender moves quickly for new applications. However when redeeming the mortgage the company took several months even for a straightforward cash repayment because their staff were not properly trained to deal with the matter. They staff were incompetent and rude and the company was so slow and they forced me to pay additional interest at much higher rates because they were so slow. Always use a broker!!

26 March 2026
Unprompted review
LANDBAY logo

Reply from LANDBAY

We're sorry to hear about your experience, and we'd like to put this right.

We reached out via Trustpilot but haven't heard back. We do need to hear from you directly to investigate this properly. If you can contact us with your name and mortgage account number, we'll pick this up straight away.

When we receive large or unusual cash payments, we're required to carry out verification checks before applying funds to an account. This is a legal requirement for all lenders, but we understand it's frustrating when you're trying to redeem your mortgage and want certainty on timings.

Please get in touch at enquiries@landbay.co.uk or on 020 7096 2700 and we'll be able to take this forward for you.

Rated 5 out of 5 stars

Recent experience on buy to let remo

Excellent experience from BDM Alex who is top tier , right through to underwriting and post offer . Highly recommended .

2 March 2026
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Reply from LANDBAY

Hi Steve, thanks for the review.

Great to hear Alex delivered top‑tier support, right through to post‑offer.

We really appreciate the recommendation!

Rated 5 out of 5 stars

Collette was brilliant and very patient…

Collette was brilliant and very patient with a very testing case!

6 March 2026
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Reply from LANDBAY

Thanks for the feedback Craig. Great to hear Collette’s patience and expertise helped with a very testing case. We hope to work with you again soon!

Rated 1 out of 5 stars

Very poor service and just for the…

Very poor service and just for the product transfer never seen a lender like this who knows client is out of there fix term and charge them a higher rate. Never recommend anyone.

1 March 2026
LANDBAY logo

Reply from LANDBAY

We're sorry to hear about your experience with your product transfer.

Our process can differ from other lenders due to the way we work with multiple funding partners. This is what allows us to offer a broad and competitive range of products, but it can occasionally mean additional steps that you might not encounter elsewhere.

Your feedback is appreciated and helps us continue to improve the experience.

Rated 5 out of 5 stars

Best use of Technology

Seemless portal and quick SLA s to offer

4 March 2026
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Reply from LANDBAY

Thank you for your review Dipen! We're glad to hear you enjoyed working with our portal.

Rated 5 out of 5 stars

Another Limited Company Buy To Let…

Another Limited Company Buy To Let transaction completed. Excellent service with efficiency, client exceptionally happy. 10 out of 10. Recommend this lender.

2 March 2026
LANDBAY logo

Reply from LANDBAY

Thank you for the great review Jonathan. Delighted to hear another limited company buy to let completed smoothly, with an excellent outcome for your client. We really appreciate the recommendation.

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