Mitul and Geeta are professional, honest and hardworking brokers who have my family and friends with straightforward and concise information. They have a knack to provide complex information in a simp... See more
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See what reviewers are saying
Mitul Patel gave us excellent service. Nothing was too much trouble for him. He explained all our options clearly, outlining the steps we needed to take to make an informed decision as to which prod... See more
Mitul and Geeta are absolute experts at what they do. They explain what products are best, possible pifalls, make documentation as straightforward as possible, and press your case. They pulled off an... See more
AMAZING! We are so glad that we found David from Lemon Tree Finance. David went above and beyond to find the perfect product for us, took the time to answer our questions, and there were many and... See more
Company details
Written by the company
You know how it's becoming more difficult and time consuming to secure an affordable mortgage for your dream home or Buy To Let Investment? Well I help to solve this. Lemon Tree Financial is managed by a husband and wife team with over 30 years experience. We support our clients through the mortgage maze, explaining everything from initial enquiry through to completion and beyond. We aim to take the stress out of finding an affordable mortgage that is suitable for your circumstances. We provide specialist residential, Buy To Let and commercial Mortgage advice to clients throughout the Harrow, Pinner, Wembley and Middlesex areas.
Contact info
34 Littleton Road, HA1 3SU, Harrow, United Kingdom
- 0208 7237517
- info@lemontreefinancial.com
- lemontreefinancial.com
Mitul and Geeta are professional
Mitul and Geeta are professional, honest and hardworking brokers who have my family and friends with straightforward and concise information. They have a knack to provide complex information in a simple yet helpful way that makes decision making better.
Flawless service and advice
I truly cannot thank Mitul and Geeta enough for the time, care, and expertise they dedicated to supporting me throughout the entire process. From start to finish, everything was communicated clearly and thoroughly. They outlined each step in advance, ensuring I always knew what to expect, and I never once had to follow up for clarification. Mitul, in particular, took the time to break everything down in a way that was easy to understand, which gave me complete confidence throughout.
Not only was Mitul able to secure an excellent rate for me, but the turnaround time was incredibly efficient. Their professionalism, responsiveness, and depth of knowledge made what is typically a very stressful experience feel smooth and manageable.
Purchasing a home is one of the most significant and often overwhelming decisions a person can make, yet Mitul and Geeta made the entire journey feel seamless. I fully trust them and will absolutely be using Lemon Tree Financial for all my future property needs. I would highly recommend them to anyone looking for reliable, knowledgeable, and genuinely supportive advisors.
Investment Property Mortgage
I have been using Lemon Tree Financial for my personal property mortgage needs for some time now. Recently, I purchased an investment property through my Limited Company, and I must say that without Mitul’s guidance and advice, it would have been a very challenging and difficult process to complete.
Mitul is a true professional and an expert in his field. He made the whole process smooth and stress-free. I am extremely happy with the service I received and would highly recommend Mitul and Lemon Tree Financial to anyone seeking a competent and reliable mortgage broker.
Stress-free service
As a first time buyer, going into this experience was uncertain territory for me which is always worrying. Mitul and Geeta have gone above and beyond to ensure I am fully aware of all of my options which has made this experience so much easier for me. Nothing has been too much hassle and they have been there every step of the way chasing for responses and keeping me in the loop with all progress. I couldn’t have asked for a better team to guide me through getting my first home and I would recommend them to anyone looking for top tier service. Massive thank you to you both.
M. Eldred
Fantastic experience
We were recommended Lemon Tree Financial Ltd through a friend.
As first time buyers we were naturally nervous about purchasing our first home, however from the first phone call, Mitul immediately made us feel comfortable and was patient with all of our questions putting our worries at ease.
He guided us through the entire process, spending additional time with us when required, jumping on a phone call and replying to emails late at night. He worked extremely hard to make the process as smooth as possible.
I cannot recommend Lemon Tree Financial enough and will be recommending them to close family & friends.
Mitul and Geeta are excellent Mortgage…
Mitul and Geeta are excellent Mortgage Brokers. They are helpful and knowledgeable. Thank you for all your help and support.
10 years using their service!
We have been using Lemon Tree since the very beginning. 10 years of an excellent service. Always getting the best rates for us and constant monitoring of better rates at the time of remortgage. Their portal is easy to use and very convenient at the time of sending documents as well as their prompt responses to our queries either by phone or email.
Mitul and Geeta have been amazing as…
Mitul and Geeta have been amazing as Mortgage Brokers for buy to let.
As this was our first house that we were going to buy we were quite apprehensive about the entire process of getting a mortgage but Mitul was so patient and helpful with us right from day one.
He made us feel very comfortable and relaxed the entire time and took time to explain each and every detail of things that we had to do and went above and beyond what anyone would do to help us in this process.
We definitely recommend Lemon Tree Financial for anybody who wants a good service and very knowledgeable people dealing with the Mortgage process which as everyone knows can be extremely complicated and stressful.
And off course we would go back to Lemon Tree Financial for any future Mortgages we might need.
Lemon Tree Financial are simply the …
Lemon Tree Financial are simply the best !
I have used LTF for over 30 years and think that is a testament to how good they are. Mitul and Geeta are both super professional; provide timely communications; ensure I am aware of all of my mortgage options; don’t just solve for an immediate solution but have future planning in mind; really take the time to understand my personal circumstances and accordingly provide a customised solution that works for me and they 100% truly have the customer at the forefront of their their service provision. Not an ‘out of the box’ company by any means!
I would never dream of using someone else because I would not get this level of service. Thank you Lemon Tree Financial !

Reply from Lemon Tree Financial Ltd
Thank you!
AMAZING! We are so glad that we found David from Lemon Tree Finance.
David went above and beyond to find the perfect product for us, took the time to answer our questions, and there were many and guided us every step of the way—professional, exceptional quality, and very responsive.
David made it completely stress-free. He was very approachable and answered every phone call, no matter when we called.
We highly recommend David for your next mortgage.
Gary and Tammy
I highly recommend Lemon Tree Financial…
I highly recommend Lemon Tree Financial based on my experience with them for the past 4months.
I successfully completed on a purchase last week and this was down to their excellent advice and support all through the process. The team were prompt in their communication and professional in their delivery.
They went above and beyond ensuring this dream was a reality and truly exceeded my expectations.
I highly recommend them. They are efficient, supportive and professional.
Thank you Lemon Financial.
B. Johnson
Lemon tree financial helped me secure my first home!!
Lemon tree financial helped me and my partner to secure our first home. They did an amazing job from start to finish, they were professional that provided good communication till I understood everything from start to finish.
Their services were very unique in a way that saw every detail before we completed our Mortage application to make sure we were not successful.
Both Geeta and Mitul added value to the service by keeping us updated throughout the whole process which helped us with our nerves, as I’m sure everyone does find buying your first home nerve wrecking.
Overall I’d highly recommend Lemon Tree to anyone who’s looking to secure their first home or to use any finance service they offer.
If for any reason I’d need to use their service again I most would and failed to mention their offer very affordability rates.
Many thanks for Geeta & Mitul.
S Singh & J Northolt)
Professional Mortgage Advisers - Thank you!
As Mortgage Advisers the team at Lemon Tree Financial have been knowledge, credible and very professional.
Mitul and Geeta made things very easy and transparent for me to understand and digest and I really appreciate all the effort they went to to help me remortgage.
I would highly recommend Mitul and Geeta's Mortgage Broker service to anyone.
Thank you!
Words can't begin to explain my…
Words can't begin to explain my gratitude to Mitul and his team for the level of expertise and service they provide me and my partner as our broker. Through all the ups and downs of our sell and purchase, I truly believe we wouldn't have got our house if we didnt have the above and beyond service Mitul provided.
With the fast pasted nature of mortgage markets at the moment, Mitul and his team were fast to process our mortgage application and supported us all the way through to completion, with excellent communication throughout.
I cannot recommend Lemon Tree Financial enough, the best mortgage brokers out there.
Excellent Service!
Mitul and Geeta were recommended to us by a relative when we needed a mortgage adviser and we couldn’t have asked for more.
From the very initial contact, we were so impressed by their friendliness and professionalism shown.
As first time buyers, we had very little understanding of the whole buying process but Mitul was extremely helpful and supportive answering all our queries and concerns without any delays.
We will 100% recommend Lemon Tree Financial to our friends and family!
We are so grateful for all your help and hard work- Thank you!
K. Lacaj & A. Pepaj
London
Trusted, knowledgeable, professional
I've known Mitul and Geeta at Lemon Tree for 20 years, and I've always found to be extremely helpful. Going with me on my journey from place to place and from one life situation to another.
In a way, they've been rocks for me. From buying homes, or investments, or to thinking about future plans. They're willing to listen to you, and they will remember your own story.
When I'm in touch with them, it feels like talking with old trusted friends.
I'm sure others feel the same.
They've also given sound advice at every point, and have I've benefitted a great deal from my interactions with them. :)
Trusted Expert Mortgage Advisor
We have worked with Lemon Tree Financial for nearly 20 years now, they were recommended to us when we bought our first home and over the years with their expert advice, guidance, and passion for their industry they have helped us to grow a BTL portfolio of properties across the UK. We have always been impressed with the care, attention and service given to us. Mitul & Geeta always engage above and beyond in our needs throughout the remortgage or buying process.
We feel very lucky to have Lemon Tree Financial as our expert mortgage brokers because their service is a unique blend of utter professionalism towards the details and process, with care and affection towards you and your circumstances.
Mitul & Geeta add real value to their service by prioritising your goals. Not only do they source the best mortgage deals, but they will not switch off until the purchase is completed. Any delays that threaten completion - they will chase and push whoever is holding things up. Agents, solicitors, mortgage, or insurance companies they are on to it to ensure everything possible is done in a timely manner to get the process over the line.
Lemon Tree Financial came highly recommended to us and we have always recommended them to anyone looking to finance a single purchase or in need of specialist portfolio BTL mortgage advice.
No query is too big or small, whatever the situation we know that Mitul & Geeta will go above and beyond to make time for us, provide an honest assessment and do whatever is possible to make sure everything is taken care of.
We are proud to have them as our trusted experts looking out for us and enjoy reading all the wonderful reviews, which often mirror our own experiences and make us smile because they contain the small details of what makes their service unique. It shows what a huge difference they make to so many people and we enjoy using their service when the opportunity arises.

Reply from Lemon Tree Financial Ltd
Best Mortgage Broker
I have been working with Mitul and Geeta for a number of years now and they have always been the best mortgage broker I have ever worked with.
They are very attentive with their clients and has never let me down when it comes to finding the right property mortgage for me. Even when cases have been difficult, Mitul and Geeta has been there to help guide it along through to completion, putting in countless hours of hard work.
I thank them both for their services so far and will continue to work with them in the future.

Reply from Lemon Tree Financial Ltd
I was recommended by a friend to Lemon…
I was recommended by a friend to Lemon Tree finance as I was looking for a reliable and trustworthy mortgage adviser. With the help from Mitul and Geeta we have just completed on our house so I cannot recommend them enough. Highly professional, efficient and very helpful. Thanks again for your hard work and help. (SF, Camberley)
Mitul is more than just a mortgage broker
Mitul and the team were outstanding from start to finish, Mitul was able to source me a mortgage product that no other broker was able to offer at the time.
With the help of Mitul's experience, he was able to not only get me the mortgage I wanted but was able to help me get the property completed due to a number of hiccups on the solicitor's end. Mitul advised me on what appropriate actions I needed to take to ensure my property completes before the tight deadline which the solicitor was unable to do. For that I am forever grateful to Mitul and the team for helping me to secure the property purchase!
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