LendingUSA Reviews 

816
•
TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

The representative who worked with me was very patient with me. During the process, I had tons of questions, and he was patient over a three day span and explained everything.And i'm actually happy w... See more

Rated 5 out of 5 stars

Very professional, kept me well informed of processes and was very strict with document signage via digital means. The (live) person/s were friendly, answered all questions and kept me informed via e... See more

Rated 5 out of 5 stars

The process was quick and easy. Everything was explained throughly and simplified to your understanding. There are no hidden fees and nothing is forced upon you if you're not in agreement with terms.... See more

Company replied

Rated 5 out of 5 stars

As a business owner, partnering with LendingUSA has been a game‑changer for my dog training company. I’m now able to offer my clients simple, stress‑free financing options that make professional train... See more

Company details

  1. Non-bank financial service
  2. also in
  3. Financial advisor

Information provided by various external sources

LendingUSA exists to provide smart financing solutions at the important moments in life. The money people need when and where they need it.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

816 reviews

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No recent history of asking for reviews

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Hasn’t replied to negative reviews

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4.5

All reviews

(816)

41 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very satisfied

Working with the Lending USA team was very positive.
I like the quick response I received . Everyone I had the pleasure to speak to, was not only very knowledgeable, but made my experience easy and stress free.

13 August 2025
Unprompted review
Rated 1 out of 5 stars

Predatory lender

I am being overcharged. My “principal” balance reflects the entire invoice; it should be reduced by the amount I paid directly to the merchant. Customer service tries to steer me to collect from the merchant, when they received the correct amount from LendingUSA, reflecting my cash payment. The BS “Loan Origination Fee” should also be reduced to reflect the lower principal.
Predatory lender taking advantage of people in unexpected circumstances. Usury level interest rate for A+ credit.

11 June 2025
Unprompted review
Rated 3 out of 5 stars

Agent was in such a hurry

Agent was in such a hurry, I couldn't keep up. I had to ask him several times to slow down. I hated the entire call. I felt rushed, unheard, and confused. I agreed with the terms just to get off the call ! Sorry, but this is a big step and no one should feel that uncomfortable.

16 June 2025
Unprompted review
Rated 5 out of 5 stars

Great product was…

The service from start to finish was timely and highly efficient. The people that explained the detailed of the process were knowledgeable and very helpful. I’m truly appreciative of the program and results.

9 June 2025
Unprompted review
Rated 3 out of 5 stars

very disappointed with Manuel i…

very disappointed with Manuel i continually had to call finally asked for a supervisor. the communication between GRT financial and lending U S A then after i got approved which GRT told me not Lending Usa what a run around. then GRT got better payoffs than had expected after the loan was approved for a higher payoff amount. So I am over paying my loan and GRT has more funds than needed which means my loan should have been reworked with a lower loan not tacked on to the principal at the end Mffff

28 May 2025
Unprompted review
Rated 5 out of 5 stars

Great experience

Yes, the application process very easy. The gentleman I talk to you on the phone with very helpful very clear on the options that I had, and I believe the interest rate for someone with my credit score was very fair and low. I’d recommend lending tree to anybody. It was a great experience.

7 April 2025
Unprompted review
Rated 5 out of 5 stars

Loan application

Application process was very fast , and I got an answer very quick , I was approved for the loan. I had a great experience.

2 March 2025
Unprompted review
Rated 5 out of 5 stars

LendingUSA is excellent

LendingUSA is excellent, not only help you out with your debt, but they always be there to help me understand about the process and my right. There are lot staff who you can help you, but my personal great experience with Ms Viviana Hernandez who help me thru it. I really grateful for her help.

Thank you
Julia

2 February 2025
Unprompted review

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