Life Credit Company Reviews 

223
TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

The last thing we wanted to do was have to sell my husband's life insurance. My husband was diagnosed with Stage 4 cancer a year ago. He was no longer able to work and we were going to have to reduce... See more

Rated 5 out of 5 stars

I cant express how thankful I am for the help Life Credit Company has given me David Curiel was so helpful, patient and kind during the process and application of my needs. He answered every que... See more

Rated 5 out of 5 stars

I would like take this opportunity to commend the life credit staff members for their outstanding customer service that was provided during the entire time period. Special Thanks to Mr. David Curiel... See more

Rated 5 out of 5 stars

Everyone at LifeCredit provided exceptional service. They always made me feel that I was a priority. This money came at a time when we desperately needed it. When we found out my cancer had spread to... See more

Company details

  1. Money & Insurance

Information provided by various external sources

Life Credit Company provides financial assistance for cancer patients through its Living Benefit Loan program. Living Benefit Loans can provide financial help for cancer patients by paying up to 50% of your life insurance policy’s death benefit today. You will never be required to make loan payments or incur any out-of-pocket expenses. Whether you need to catch up on medical bills, consolidate debt or take your family on a dream vacation, this is your money to spend without restrictions. If you have at least $75,000 of life insurance and have been diagnosed with cancer or another serious medical condition, you may qualify for a living benefit loan. Contact us to speak with a professional counselor who is standing by to assist you.

Life Credit Company

Written by the company

Financial Assistance for Cancer Patients
Life Credit Company provides financial assistance for cancer patients through its Living Benefit Loan program. Living Benefit Loans can provide financial help for cancer patients by paying up to 50% of your life insurance policy’s death benefit today. You will never be required to make loan payments or incur any out-of-pocket expenses. Whether you need to catch up on medical bills, consolidate debt or take your family on a dream vacation, this is your money to spend without restrictions. If you have at least $75,000 of life insurance and have been diagnosed with cancer or another serious medical condition, you may qualify for a living benefit loan. Contact us to speak with a professional counselor who is standing by to assist you.

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4.9

Excellent

TrustScore 5 out of 5

223 reviews

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4.9

All reviews

(223)

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Rated 5 out of 5 stars

Carlos and Dave were very committed to…

Carlos and Dave were very committed to get funds for me through a very difficult insurance situation. I can't thank them enough for their perseverance, professionalism, and excellent follow through. They accomplished all that they said they would. The service was outstanding.

7 June 2018
Unprompted review
Rated 5 out of 5 stars

At first I was skeptical so I went on…

At first I was skeptical so I went on line and read about life credit, found out they have good rating and reviews...I finally called them and they were very helpful and guided me through the process...,Carlos, Kent and especially David were very professional and helpful. They were able to deliver what they promised...Thank you Life credit....I was able to pay off bills and credits and able to make all the necessary arrangement myself so I could enjoy the rest of my life with my family....

31 May 2018
Unprompted review
Rated 5 out of 5 stars

I would recommend this company to any…

I would recommend this company to any one they answered all my questions returned my calls on a timely manner. I love them very professional.I give them a 10 awesome workers I would use them again. Thank you Life credit for your fast turnaround services.Sandy Chavez

22 May 2018
Unprompted review
Rated 5 out of 5 stars

Incredible company

Incredible company. Very courteous and is very supportive every step you take. Communication was excellent.

22 May 2018
Unprompted review
Rated 5 out of 5 stars

I must say that Life Credit really came…

I must say that Life Credit really came to my rescue! My wife was diagnosed with Stage IV T Cell Lymphoma and no longer could work due to her illness and the pressure of running the household off of one income fell on me, when we were use to a two income household! The pressure was on, on top of being worried sick about my wife. I researched company’s that assist cancer patients and there family and I emailed Life Credit the same night we got the diagnosis. Brady called me within 20 minutes the same night. He listened and showed compassion and told me that his company could help! I sent over all required and requested documents, spoke to Nabil who assisted me, Craig who called and gave me my options and David who finalized the rest of the process, and within 3 weeks the funds were put into my bank account and the stress of BILLS, UTILITIES, CAR PAYMENTS, CREDIT CARD PAYMENTS, MORTGAGE PAYMENTS and DOCTORS BILLS were over just like that! I didn’t exchange a bill for a bill because my policy took care of everything! Now I can worry about what really matters, MY WIFE GETTING BETTER and enjoying our lives and cherishing every day we have together! This company is real, legit, honest, and not a scam! I recommend Life Credit to all dealing with life threatening illnesses and need financial assistance to lighten the load! Thank you again Life Credit!

21 May 2018
Unprompted review
Rated 4 out of 5 stars

Excellent Service!

This is a great service and very helpful to customers in a time of need. This was everything and more than i could have hoped for. David was excellent and right at the end of the line anytime i needed him or had any questions. My only con with this service is it is a bit long. Well worth the wait, but a bit longer than expected.

14 May 2018
Unprompted review
Rated 5 out of 5 stars

Working with Life Credit was just…

Working with Life Credit was just Awesome. Their team was caring and thorough. David kept me updated consistently. And I am now able to pay medical bills, vacation and breathe a little. Definitely a couple of less worries for someone with stage 4 cancer.

11 May 2018
Unprompted review
Rated 5 out of 5 stars

Making Life Easier

I can honestly say working w Life Credit was easy and all my questions were answered thoroughly and w sensitivity. The process was very quick and helped me get the funding I needed for treatment. Mr. C was pleasurable to work with.

10 May 2018
Unprompted review
Rated 5 out of 5 stars

My experience selling a life insurance…

My experience selling a life insurance policy was seamless. David answered every question we had to the point of calling us back several times with answers that we felt were very important to us.

Having stage 4 cancer is overwhelming in its own right, the stress, the bills and ongoing questions of what's next.. We Received around 52% of the policies face value, we now have peace of mind as we continue down Cancers ongoing and unknown path.

Life Credit is for real, honest and above board, if you are facing such unknown challenges, they can truly be of help...

26 April 2018
Unprompted review
Rated 5 out of 5 stars

Life Credit was an answer to a prayer…

Life Credit was an answer to a prayer for me as I battle cancer. The money for my life insurance policy has taken care of medical expenses and has allowed me peace of mind so I can focus on healing. David and others worked with me step by step to quickly get things done! I am so grateful for Life Credit Company.

23 April 2018
Unprompted review
Rated 5 out of 5 stars

From day one of my cancer diagnosis…

From day one of my cancer diagnosis back in September of 2016...I knew I would be a long journey battling a roll coaster ride of of financial, mental, and physical stresses. My main concern has been my husband and children. In January 2018..I read some very positive stories about Life Credit Co. I researched more and came to the decision to make a phone call to Life Credit.. My first conversations was with Carlos at Life Criedt..he was very professional and answered all my questions. He even sent a book "Radical Remissions" to me which has turned out to be life changing.!! I also spoke with David...very professional and helped make sure all the paperwork was taken care of in a timely fashion. I recently went on 1st family tropical trip to Key West, Florida to celebrate being alive along making memories with my family..Thank you Life Credit!!!

3 April 2018
Unprompted review
Rated 1 out of 5 stars

Beware....Proceed with Caution and Legal Advice

I am a CEO of a financial company. Reached out to Mike and Craig (Co-founder of Life Credit) and the pitch was like a used car lot. I provided all the medical records for them, and didn't get a written loan offer in 72-hours...or ever in 5-weeks! Co-founder Craig kept telling me I should let him sell my policy instead of a loan and that his partner is one of the top brokers for the sale of policies. Their website doesn't mention this service and actually pitches the pit falls of selling. Took 4 weeks to mention an original fee of 5-7% of the face value of the policy, but was told they discounted to 3% (which is industry standard in the first place). After 5 weeks, they offered less than 10% of face value, and my doctor says I have 6-12 mos to live. The origination fee on less than 10% loan makes it outrageous. They waited 3 weeks to mention if you don't die or pay off the loan in 60 mos, they become the owner of the entire policy and you don't get anything. They argued I was going to live up to 14-yrs. Explains why they wanted to loan $250k on a $3MM policy, hoping I wouldn't pay it off and/or live over 5 years, so they could scoop up the entire policy and never have to give anything to my beneficiaries. Caught them in what I think were lies. Beware of this company.

28 March 2018
Unprompted review

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