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Lifetime Pet Cover Reviews 

1,235
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 242 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the competitive pricing, often finding policies more affordable than previous providers. The process of obtaining quotes and setting up policies is described as straightforward and easy. Staff are consistently highlighted for their helpfulness, knowledge, and friendly demeanor, explaining everything clearly and answering questions without pressure, which contributes to excellent customer service. However, some customers noted concerns about renewals, feeling loyalty wasn't rewarded as new quotes were cheaper. Others experienced poor service or incompetence when issues arose, citing difficulties resolving problems or having complaints unaddressed.

What people talk about most

Price

Reviewers mention positive feedback about price, often finding it competitive and reasonable compared to... See more

User experience

Reviewers highlight positive aspects of user experience, consistently praising the ease of setup and the... See more

Staff

Clients share positive opinions on staff, frequently highlighting their helpfulness, knowledge, and... See more

Customer service

Users describe positive interactions with customer service, highlighting helpful, polite, and knowledgeable... See more

Service

Customers consistently note ambiguous experiences with service, with some reviewers praising the clear... See more

Reviews shaping this summary

Rated 5 out of 5 stars

UPDATE: Policy was received into the spam folder. Good service, premium ok, cheaper than others, but still way too expensive. Of course it's the claim situation that's the important revie... See more

Company replied

Rated 5 out of 5 stars

I called direct to get a quote. Didn't have to wait long before call was answered. Tom the advisor was extremely helpful. He explained everything clearly. He did not rush through the information... See more

Company replied

Rated 5 out of 5 stars

Very pleased. I spoke to a very helpful young gentleman over the phone who explained everything very well , answered all my questions and sorted a problem that had occurred trying to get their insuran... See more

Company replied

Rated 5 out of 5 stars

I did a review last year slating the company as they had changed underwriters who treated you as a brand new customer & had to have all pets history from Vets. I went through the complaints procedur... See more

Company replied


Company details

  1. #14 of 32 best companies in Pet Insurance Company
  2. #167 of 228 best companies in Insurance agency

Written by the company

Lifetime Pet Cover began in 2014, inspired by a personal experience when a cherished family pet became seriously ill, and the existing insurance didn’t provide the support that was needed. That experience sparked a commitment to create pet insurance that puts pets and their owners first. We believe in keeping things simple and focused on quality which is why we offer only Lifetime policies, designed to provide lasting protection, with five levels of cover to suit your needs. As a team of dedicated pet lovers, we’re committed to providing reliable service and insurance you can truly count on. Our goal is simple - to be here when you need us, protect your pet and give you peace of mind.


Contact info

Lifetime Cover for Cats & Dogs

Protect your Pet, Protect your Peace

4.5

Excellent

TrustScore 4.5 out of 5

1k reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 88% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(1,235)

237 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent company excellent customer…

Excellent company excellent customer service skills by staff always quick to answer calls and staff are very helpful . Thank you

6 March 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you so much for your kind feedback Mandy! We are delighted to hear you’ve had such a positive experience with our team and that your calls have been answered quickly. It’s wonderful to know our team have been helpful and provided excellent customer service. We really appreciate you taking the time to share this.

Rated 5 out of 5 stars

Easy to update Pet cover details

I have ongoing pet insurance for my dog through this company and unfortunately he's recently put on weight (puts him in the 20kg+). I sent an email on the Monday & on Wednesday morning got an email with the updated pet insurance certificate with no increase in premiums (which set my mind at peace). Quick & reliable service

11 March 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Tracey, thank you for your lovely feedback! We are glad to hear the update to your dog’s policy was handled quickly and that receiving the updated certificate gave you peace of mind. It’s great to know you found the service quick and reliable 😊

Rated 5 out of 5 stars

Great experience

So easy to set up a new policy for my dog at a very reasonable price

10 March 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Ann, thank you for your feedback. We are really pleased to hear that setting up your dog’s policy was so easy and that you were happy with the price. We appreciate you choosing us to protect your dog 😊

Rated 5 out of 5 stars

Very good online service with excellent…

Very good online service with excellent cover for my pet. I found the prices very competitive, cheaper by £73 than my renewal with better cover.

10 March 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Peter, thank you for your feedback. We’re delighted to hear you found the online service easy to use and that the cover offered great value for your pet. It’s great to know we could provide better cover at a more competitive price. We really appreciate you choosing us.

Rated 5 out of 5 stars

Easy and straight forward with no…

Easy and straight forward with no problems signing up at all.

6 March 2026
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Reply from Lifetime Pet Cover

Hi Jay, thank you for your feedback. It is great to hear that signing up was easy and straightforward with no issues. Thank you for choosing us to protect your pet.

Rated 5 out of 5 stars

Initial concerns but great experience once sorted.

Having initially completed my quote online I had to contact by telephone as there was not confirmation of purchase except for a direct debit mandate. On contacting by telephone I was told the policy had not been set up which was concerning as if I hadn't contacted then I would have been left uninsured.
I have given a 5 star review because of the way I was dealt with during the call, the person who discussed everything with me explained fully, including what is, and is not, included, costs, dates of direct debit etc, and was polite and knowledgeable throughout.

9 March 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Mark, thank you for sharing your experience and bringing this to our attention. We’re sorry to hear about the issue you experienced when setting up your policy online and we understand why this would have been concerning. It does sound like an error occurred during the application process and we apologise for the confusion caused by receiving a direct debit mandate without confirmation of the policy being set up. We’re glad you contacted us so our team could identify the issue and ensure everything was arranged correctly. We really appreciate your patience while this was resolved and thank you for the kind feedback about our team, we really appreciate it.

Rated 5 out of 5 stars

Simple to apply and understand the…

Simple to apply and understand the policy - good price with good cover for 2 dogs and happy so far

9 March 2026
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Reply from Lifetime Pet Cover

Thank you for your feedback Patrick 😊 We are really pleased to hear you found the policy simple to apply for and easy to understand. It’s great to know you were able to get good cover for both of your dogs at a price you’re happy with. Thank you for choosing us to protect them!

Rated 5 out of 5 stars

Excellent customer service

Unable to complete cover on line. The customer service answered promptly, went through all the cover, different options and explained everything. Better cover and less expensive than previous insurer I had for past 5 years.
Very helpful and knowledgeable and nice to speak to a real person. I wasn’t rushed or pressured into purchasing so overall a very positive experience

2 March 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Bernadette, thank you for your feedback. We’re delighted to hear that even though the online process didn’t work as expected, our team was able to guide you through the options and explain everything clearly. Thank you for choosing us and sharing your experience.

Rated 5 out of 5 stars

Very helpful and polite.

Very helpful and polite.

2 March 2026
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Reply from Lifetime Pet Cover

Thank you for your kind feedback. It is great to hear that you found our team helpful and polite. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Quick to set up and relatively easy to…

Quick to set up and relatively easy to understand what is being covered.
Documents promptly emailed

26 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Peter, thank you for your feedback! We’re really pleased to hear that you found the policy quick to set up and the cover easy to understand. It’s also great to know that your documents were received promptly.

Rated 5 out of 5 stars

Easy website to use.

19 February 2026
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Reply from Lifetime Pet Cover

Thank you for your feedback! It is great to hear you found our website easy to use. We really appreciate you choosing us to protect your pet.

Rated 5 out of 5 stars

Easy online application

Easy online application. Good premium for our nine year old labradoodle. I now have peace of mind that any future issues will be taken care of

16 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Catherine, thank you for your kind feedback! We’re delighted to hear you found the application easy, are happy with the premium and feel reassured by your cover. Providing that peace of mind is exactly what we aim to do. Thank you for choosing us to protect your Labradoodle 😊

Rated 1 out of 5 stars

Totally and utterly inept

Totally and utterly inept. Despite trying to update information it’s always incorrect. Then when you try and claim they will do their best to pay as little as possible. Still getting emails from them over the renewal of insurance on a pet that died over a year ago. Simply lost for words how inept and incompetent a company can be.

14 February 2026
Unprompted review
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Andrew. We’re very sorry to read about your experience and the distress this situation has caused.

We can confirm that we have received your complaint and that our Complaints Manager has now responded to you directly via email to address the concerns you’ve raised.

If you haven’t seen our response, please check your junk or spam folder, or feel free to contact us directly so we can ensure you receive it.

We appreciate you bringing this to our attention and are committed to reviewing the matter thoroughly.

Rated 5 out of 5 stars

Strait forward easy to apply and not…

Strait forward easy to apply and not having to wait for serches

5 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Mary, thank you for your feedback! We’re really pleased to hear you found the process straightforward and easy to apply. Thank you for choosing us 😊

Rated 5 out of 5 stars

Very helpful and fair

Very helpful and fair

9 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback :) We’re glad to hear you found our service both helpful and fair. We really appreciate you choosing us to protect your pet.

Rated 4 out of 5 stars

Pet insurance

Easy to fill in

9 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Thank you for your feedback! We’re really glad to hear you found everything easy to fill in. Thank you for choosing us 😊

Rated 5 out of 5 stars

Lovely staff

Lovely staff. Reassured with the cover

6 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Kate, thank you for your kind feedback! We’re so pleased to hear you found our staff lovely and that you feel reassured by your cover. That peace of mind is exactly what we aim to provide.

Rated 1 out of 5 stars

French Bulldog owners - dont bother!

the company offers french bulldog owners a competitive price. You would think that as your paying 5x the rate of other dogs that the risks of having a french bulldog are priced in. But they are not, they claim they do not cover congenital issues as they are pre existing. Nearly every french bulldog problems is congenita.. they do not class these issues as charicteristic traits even though they all have them. basically just scamming you as they have a get out clause in the small print. Its just normal DOG insurance that you pay 5x more as its a french bulldog but will not cover french bulldog problems.

4 December 2025
Rated 5 out of 5 stars

Easy to set up and call handler very…

Easy to set up and call handler very friendly and courteous, very supportive and customer service brilliant.
Thankyou.

4 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Donna, thank you so much for your lovely feedback! We’re delighted to hear you found the policy easy to set up and that our call handler was friendly, courteous, and supportive. It’s wonderful to know you had such a positive experience with our customer service. Thank you for choosing us 😊

Rated 5 out of 5 stars

I’m new to the company but thought it…

I’m new to the company but thought it offered the best cover

2 February 2026
Lifetime Pet Cover logo

Reply from Lifetime Pet Cover

Hi Joanne, thank you for your review and for choosing us 😊 We are really pleased to hear you are happy with the cover and we hope it gives you peace of mind going forward.

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