Liquid Expat Mortgages Reviews 

270
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 95 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for their deep market knowledge, exceptional patience, and consistently prompt communication throughout the entire mortgage journey. Many consumers note that the expert team easily handles complex international property purchases, making the overall procedure exceptionally smooth, transparent, and entirely stress-free for people living abroad. However, some people mentioned that the application process took some time to finish or experienced minor operational delays due to complicated financial circumstances. Despite these extended timeframes, reviewers ultimately remained very satisfied with the professional support, helpful guidance, and successful outcomes.

What people talk about most

Service

Reviewers highlight positive aspects of service, praising the prompt and efficient communication throughout... See more

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, expertise,... See more

Customer service

Customers report overwhelmingly positive experiences with customer service, highlighting knowledgeable,... See more

Response time

Reviewers mention positive feedback about response time, consistently highlighting quick replies and prompt... See more

User experience

Clients share positive opinions on user experience, describing the overall process as easy, straightforward,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I had such a great experience with Liquid Expat Mortgages. Vanessa and Julie were both amazing to work with — friendly, knowledgeable, and always quick to respond. They clearly have deep market knowle... See more

Rated 5 out of 5 stars

John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgag... See more

Rated 5 out of 5 stars

The expat mortgage team walked me through each step, they were patient and understanding. Communication from them was outstanding and prompt, ensuring I knew exactly what I needed to satisfy the lende... See more

Rated 5 out of 5 stars

The service provided by Expat Mortgages was excellent, our agent Anastacia Pienaar was always available to answer any questions we had. Nothing was ever a problem even when it was not part of their... See more


Company details

  1. #53 of 88 best companies in Mortgage broker

Written by the company

Since 2007, Liquid Expat Mortgages has been finding the best UK mortgage products and rates for every type of expat buyer. Whether you’re investing in property or looking to buy your first home, our experienced team of expat mortgage specialist advisers can help. For almost 15 years Liquid Expat Mortgages has provided all forms of finance for anyone looking to purchase or remortgage in the UK. Anyone who has tried to obtain a UK mortgage or UK remortgage whilst working or living outside the UK will appreciate the complexities of organising any type of mortgage. With time zone differences, identity requirements, no UK credit footprint, foreign currency salaries and other legal requirements from lenders, it’s easy to give up on finding your ideal mortgage. Our end-to-end service has helped customers worldwide secure their specific mortgage whether they remain in their host country or if they are coming back to live in the UK. We are a totally independent specialist expat broker with qualified mortgage consultants and are registered with the Financial Conduct Authority (FCA) for total peace of mind. We have developed solid and long-standing relationships with over 50 UK lenders including specialist boutique and niche lenders you won’t find on the high street.


Contact info

4.9

Excellent

TrustScore 5 out of 5

270 reviews

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4.9

All reviews

(270)

94 reviews in the last 12 months

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Rated 5 out of 5 stars

Fantastic communication

Would like to thank Liam for his great work in organising my let to buy mortgage. The communication was clear and fast which is extremely important to me especially living in a different country

5 June 2026
Unprompted review
Rated 5 out of 5 stars

Successful Mortgage Process

We would like to thank Anastacia for her help and support throughout our mortgage application. She was professional, knowledgeable and guided us through the process from start to finish.

We are delighted to have successfully completed on our new home and appreciate all the work that went into helping us achieve this. Thanks again.

19 May 2026
Rated 5 out of 5 stars

My remortgage was finalised yesterday…

My remortgage was finalised yesterday and as an expat landlord it was quite a complicated process, nonetheless, Vanessa at Liquid Expat guided me through in a helpful and friendly way . I am very impressed with the smooth and confident work of the whole team. I would wholeheartedly recommend this firm and shall use them next time, thanks for your expertise , Kim Baker and Mark Hedger

26 May 2026
Unprompted review
Rated 5 out of 5 stars

I would like to thank Raja and Liam at Liquid Expat Mortgages

I would like to thank Raja and Liam at Liquid Expat for all their help in securing a buy-to-let mortgage on my house in the UK, enabling me to refinance a considerable debt that had been causing me a great deal of anxiety.

Raja was extremely friendly, professional, and always on hand to respond to any issues or questions that arose throughout the process. As I live in the north of Brazil and there is a significant time difference with the UK, it was particularly reassuring to receive such prompt replies and consistently excellent advice.

I would highly recommend Liquid Expat to anyone seeking a UK mortgage from abroad.

26 May 2026
Unprompted review
Rated 5 out of 5 stars

Prompt, Efficient Brokerage Service with Excellent Communication

Liquid Expat provided an excellent service in helping arrange a bridging loan to facilitate an additional real estate purchase. The entire process was handled promptly and efficiently, with clear and responsive communication throughout. They made what could have been a complicated process feel straightforward and stress-free. Highly recommended.

12 May 2026
Unprompted review
Rated 5 out of 5 stars

The advisors went over and above to…

The advisors went over and above to process our complicated Expat mortgage requirements and get the acceptance over the line. This included achieving a deadline extension to help with the mortgage approval and legal matters to see our purchase complete.

They are specialists in Expat mortgages and I can't recommend them highly enough. Especially Raja and Will whom have been very helpful and proactive to support.

19 May 2026
Unprompted review
Rated 5 out of 5 stars

Wonderful experience from start to finish

Wonderful service from start to finish. John and his team make life easy and straightforward - I have used them for THREE mortgages whilst living in Qatar as an expat, and every time the process was smooth and worry-free. Absolutely highly recommended!

14 May 2026
Rated 5 out of 5 stars

This is our second time using Liquid…

This is our second time using Liquid Expat Mortgages, once from UAE and now here in Qatar, and once again, they proved to be highly reliable.

Raja was our main point of contact and did a fantastic job guiding us through the process, while Adrian provided excellent support by efficiently handling all the documentation and paperwork. We encountered a few minor bumps along the way, but what matters most is how a company handles them—Raja and Adrian sorted everything out quickly and professionally.

If you are an expat looking for a team that gets the job done and takes the stress out of the process, I highly recommend them.

1 May 2026
Unprompted review
Rated 5 out of 5 stars

Anastacia and the team were fabulous!

Anastacia and the team were fabulous. The mortgage application process was smooth, even if a little slow. But it was successfully completed and the manner in which the team at Liquid supported us (even after the mortgage was done, and their job was complete, they still supported me with other little requests that they really didnt need to!) was excellent. Thanks!

17 March 2026
Rated 5 out of 5 stars

Thank You Liquid Expat

We recently worked with John and Vanessa at Liquid Expat for both a remortgage and the purchase of our new place, and we couldn't be happier with the service we received.

From the very beginning, they were exceptionally responsive, always available to answer our questions and provide clarity during what can often be a stressful process. Their professionalism and deep knowledge of the market gave us total confidence that we were in the right hands.

What stood out most was:

Efficiency: They handled the dual complexity of a remortgage and a new purchase seamlessly.

Communication: We were never left wondering about the status of our applications; they kept us updated every step of the way.

Expert Guidance: They took the time to explain our options clearly, ensuring we secured the best possible outcomes for our situation.

We highly recommend Vanessa, John, and the wider Liquid Expat team to anyone looking for a dedicated, proactive, and friendly mortgage brokerage service. Thank you both for helping us get into our new place!

14 May 2026
Unprompted review
Rated 5 out of 5 stars

Big home purchase back in UK

John, Vanessa and team have been super responsive with my recent mortgage back home in the UK. They also supported a really fast full approval with a top UK lender and good 3 year rate!

Also, A big thanks to Ian based in Dubai!

6 May 2026
Rated 5 out of 5 stars

Liam at Liquidexpat

Liam is always prompt with replies and works extremely hard behind the scenes to get things completed before deadlines. He is also good at motivating others to work quickly on your behalf.

21 April 2026
Rated 5 out of 5 stars

Liquid Expat are the best!!!

I’ve used Joe McGarry at Liquid Expat before on a couple of occasions. He never fails to deliver an immediate solution.

This time, my matter was quite complex but he helped me navigate and suggested the perfect solution for my situation and recommended an award winning lender who worked speedily to bring about a swift completion fr my house purchase.

I did first try a couple of other brokers this time before going back to Liquid Expat which was a fatal mistake!! I’ve learned my lesson and will not waste valuable time again and always return to Liquid Expat. I cannot recommend Joe McGarry at Liquid Expat highly enough as he always delivers!! Thanks Joe.

21 April 2026

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