LK Mortgage and Finance Reviews 

20
TrustScore 4.5 out of 5

4.4

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Company details

  1. Mortgage broker

Written by the company

A personal touch makes all the difference. LK Mortgage and Finance aims to understand your unique circumstances, build advice around your needs and provide you with the most appropriate solution. LK Mortgage and Finance Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.


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4.4

Excellent

TrustScore 4.5 out of 5

20 reviews

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4.4

All reviews

(20)

6 reviews in the last 12 months

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Rated 5 out of 5 stars

Outstanding experience

Working with Vinesh at LK Mortgage and Finance for my remortgage has been a smooth and enjoyable experience.

I've been able to secure a great rate, based on my expectations and options. Vinesh is a highly competent professional who has been proactive every step of the way, communicating and ensuring that everything is completed in a timely manner.

I highly recommend Vinesh to look after your mortgage who can offer a positive, managed experience.

2 June 2026
Unprompted review
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Reply from LK Mortgage and Finance

Thank you for your kind words. It was a pleasure to be able to help you secure this deal and look forward to continue helping you navigate the mortgage market in the future.

Rated 5 out of 5 stars

I had an outstanding experience with LK…

I had an outstanding experience with LK Mortgages. From start to finish, they guided me through the entire mortgage process with professionalism and expertise. They helped me secure a fantastic mortgage deal that I wouldn’t have been able to find on my own.

A special thanks to Vinesh! He was approachable, knowledgeable, and always ready to answer my questions, no matter how small. I felt supported every step of the way, and it was clear that he genuinely cared about getting the best outcome for me.

I would highly recommend LK Mortgages to anyone looking for a reliable, knowledgeable, and friendly mortgage broker. They make what can be a stressful process feel simple and straightforward.

10 December 2025
Unprompted review
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Reply from LK Mortgage and Finance

Thank you for the glowing review, it was a pleasure to help you secure a deal in your mortgage journey.

Rated 5 out of 5 stars

I had a great experience with Vinesh

I had a great experience with Vinesh. He helped us to get the best deal in relation with our mortgage, which we have some fails before contacting Vinesh.

I would recommend Vinesh and LK Mortgage and Finance for those who struggle to make the best decision in regards of Mortgage or insurances.

Best Regards
Elena and Romica Matei

1 May 2025
Unprompted review
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Reply from LK Mortgage and Finance

Thank you for your kind words. I am pleased you had a great experience which you chose to share.

Rated 5 out of 5 stars

Review of LK Mortgage and Finance

Vinesh has worked tirelessly to obtain me a great mortgage rate and income protection. There have been some challenges from my side but Vinesh worked hard to overcome these and ensure that buying my first property was as smooth as experience as possible. I would highly recommend him and his firm.

21 October 2024
Unprompted review
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Reply from LK Mortgage and Finance

Thank you for your words of recommendation. It was great to be able to assist you.

Rated 5 out of 5 stars

Vinesh was a fantastic mortgage…

Vinesh was a fantastic mortgage advisor, he really took his time with us in answering all the questions and addressed all concerns we had. He went above and beyond to make sure we got the deal that was most suitable for us. Extremely happy with his service! Lovely guy too

12 May 2025
Unprompted review
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Reply from LK Mortgage and Finance

Thank you for your kind words. It was a pleasure to help you both.

Rated 5 out of 5 stars

Excellent Seevice

Fantastic service from start to finish! Everything was explained clearly, communication was excellent, and Vinny found me a great deal would highly recommend Vinny Patel from LK Mortgages for all your mortgage needs.

1 October 2025
Unprompted review
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Reply from LK Mortgage and Finance

Thank you for your review , I look forward to helping you again in the future.

Rated 1 out of 5 stars

Incompetent lender

This situation is extremely frustrating and unfair for both the sellers and the buyers. Not only has the lender caused financial hardship for the sellers who have spent money getting their house ready for the buyers, but they have also caused unnecessary stress and uncertainty for the buyers who have already made investments in the home. It is unacceptable for a lender to falsely approve someone and then backtrack on their decision, causing such significant consequences for all parties involved. This individual should face consequences for their actions and be held accountable for their incompetence.
Stay away from this lender!!! Far away!!

23 July 2025
Unprompted review
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Reply from LK Mortgage and Finance

Hi Nick, I think you have left a review for the wrong company, LK Mortgage and Finance are Mortgage and Protection broker, we do not lend. I think you may have mistaken us for company which may have a similar name. I hope you are able to remove this as I am small firm and these reviews can impact me severely.

Rated 5 out of 5 stars

Worth it

They have super helpful in giving advice by ensuring everything is explained in detail, I definitely recommend going to them.

1 July 2025
Unprompted review
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Reply from LK Mortgage and Finance

Many thanks for leaving a review about your positive experience and recommendation. I look forward to working with you again.

Rated 5 out of 5 stars

Great service

Great service. Very efficient with responding to any questions asked, and there were many, which really helped put us at ease. Once we had decided with which option we wanted, the process was completed quickly. Highly recommend LK Mortgage & Finance for fast, efficient & professional

8 October 2024
Unprompted review
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Reply from LK Mortgage and Finance

Many thanks for your kind words and it has been a pleasure helping you in your Mortgage and Protection journey.

Rated 5 out of 5 stars

5-Star Review for Vinesh at LK Finance & Mortgage

We had the pleasure of working with Vinesh at LK Finance & Mortgage, and he truly exceeded all our expectations. His professionalism, efficiency, and dedication were evident from the start. Vinesh is incredibly knowledgeable about the mortgage industry, always providing the most up-to-date and relevant advice. He took the time to answer every question we had with patience and clarity, ensuring we felt confident and informed throughout the process.

What really sets Vinesh apart is his willingness to go the extra mile. He worked around our schedule, making himself available whenever we needed him, and never hesitated to put in the extra effort to ensure we got the best possible outcome. His commitment to his clients is second to none, and it’s clear that he genuinely cares about delivering the best service.

If you're looking for a mortgage broker who is reliable, knowledgeable, and truly dedicated to making the process as smooth and stress-free as possible, I highly recommend Vinesh at LK Finance. He went above and beyond for us, and we couldn’t be more grateful for his support!

25 September 2024
Unprompted review
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Reply from LK Mortgage and Finance

Many thanks for your kind words. At LK we always endeavour to go above and beyond and we are glad we met your expectations.

Rated 5 out of 5 stars

Amazing service from LK Mortgage and Finance

Vinesh was very professional and very honest with us about the whole process. He went above and beyond and secured us an incredible rate in this day and age. We are grateful that we went with LK Mortgage and Finance. I couldn't recommend them enough for all your mortgage and finance needs! Five stars all the way.

25 March 2024
Unprompted review
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Reply from LK Mortgage and Finance

Many thanks for your review , it was a pleasure to work with you both. I Look forward to continuing to work with you.

Rated 5 out of 5 stars

Vinesh was extremely helpful and…

Vinesh was extremely helpful and professional in helping me organise a new mortgage rate and renewal with the least amount of financial impact to myself.
I also used his services for will writing and feel comfortable and relieved that is done.

I highly recommend L K Mortgage and Finance to anyone looking to secure the best mortgage deal and other financial services

14 February 2024
Unprompted review
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Reply from LK Mortgage and Finance

Thank you for your kind review , It was a pleasure to be able to help.

Rated 5 out of 5 stars

Vinesh was helpful throughout the…

Vinesh was helpful throughout the process and with his help of suggesting that we challenge the desktop valuation of our house that the lender gave us, we managed to obtain a new higher valuation, which in turn lowered our LTV and got us better rate on our new mortgage. Thanks Vinesh

2 February 2024
Unprompted review
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Reply from LK Mortgage and Finance

Many thanks for your review, it was a pleasure to help you secure a much better rate then we thought you would have got. I look forward to working with you again.

Rated 5 out of 5 stars

Mortgage renewal

After knowing Vinesh for so many years, we knew he was the person to go to for our mortgage needs! He made the process smooth and seamingless, keeping us updated each step of the way. Due to our working hours, he worked around us and we had calls when it suited us, which really helped the process! Would recommend Vinesh to anyone for their mortgage and Insurance needs.

30 November 2023
Unprompted review
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Reply from LK Mortgage and Finance

Many thanks for your review and it was a pleasure working with you both and I look forward to being a continuing part of your Mortgage and Protection journey.

Rated 5 out of 5 stars

Great service by LK mortgages

Great service by LK mortgages. Vinny was excellent with our additional borrowing process. Thank you 🙏🏽

21 November 2023
Unprompted review
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Reply from LK Mortgage and Finance

Thank you for your review , it was a pleasure to work with you.

Rated 5 out of 5 stars

Amazing Service from LK Mortgage & Finance

Vinesh from LK Mortgage & Finance has been helping us with our mortgage and insurances over the last few months. He has been incredibly helpful throughout the process and explained all the options. He kept us informed right throughout the process and always kept on top of deadlines.

Vinesh went above and beyond with his help even after he obtained an initial offer for us, he informed us when rates dropped a few months later and helped us move onto a lower rate.

I really appreciate all your help and would highly recommend LK Mortgage and Finances services to friends and family.

10 November 2023
Unprompted review
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Reply from LK Mortgage and Finance

Thank you for your kind words and I look forward to continually support you and your family through your mortgage and protection journey.

Rated 5 out of 5 stars

Amazing Mortgage Broker

I recently had the pleasure of working with LK Mortgages, and I must say, my experience surpassed all expectations! Vinesh, our dedicated mortgage advisor, went above and beyond to ensure we felt comfortable and informed throughout the entire process. His commitment to keeping us in the loop at every step was truly commendable, and what stood out the most was his unwavering availability—always alert, even at odd hours, to address any queries or concerns.

Vinesh's approach created a welcoming atmosphere that encouraged us to ask any questions we had, fostering a sense of ease during what can be a stressful process. His recommendations were nothing short of amazing, showcasing a deep understanding of our needs and financial goals. What truly set Vinesh apart was his proactive approach in providing updates on our mortgage process and offering solutions to overcome any hurdles that arose.

Moreover, Vinesh's extensive external resources and network circle proved to be an extreme help. It was evident that he leveraged a wealth of connections to provide us with the best options and navigate challenges seamlessly.

Choosing LK Mortgages was undoubtedly the right decision, and Vinesh's expertise, exceptional service, and valuable network played a pivotal role in making our home-buying journey a smooth and enjoyable one. Highly recommended!

25 October 2023
Unprompted review
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Reply from LK Mortgage and Finance

Thank you very much for your kind words. I have also enjoyed working with and supporting you in your journey. I look forward to continuing to work with you.

Rated 5 out of 5 stars

Great independent mortgage broker

We started our journey nearly one year ago, and the decision to use the services of LK Mortgage and Finance has been the best one we made. Vinesh has been professional and supportive throughout the process of finding suitable mortgage and insurance products for our house move. Vinesh was available to address any concerns and questions. Communication was clear and finance jargon explained well.
We look forward to continue working with Vinesh in managing our mortgage and insurance policies.

29 September 2023
Unprompted review
LK Mortgage and Finance logo

Reply from LK Mortgage and Finance

Thank you for taking the time out to writing such a kind review. Truly appreciated your custom and look forward to working with you again.

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