Lowell Group Reviews 

367
•
TrustScore 1 out of 5

1.2

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Review summary

Created with AI, based on recent reviews

Looking at 47 reviews, most reviewers were let down by their experience overall. Customers frequently complained about persistent contact regarding old debts, even when those debts were unfamiliar to them. People expressed strong frustration with unhelpful customer service and staff communication regarding account information. The minority of people were satisfied with the service, noting that staff were polite and extremely helpful when assisting with misunderstandings or resolving concerns. Some customers also mentioned that completing financial transactions over the phone and through the official website was very straightforward and easy to manage.

What people talk about most

Payment

Reviewers highlight frustration regarding payment demands, noting that consumers are frequently contacted... See more

Claim

Customers expressed dissatisfaction regarding billing disputes over charges they believed they did not owe or... See more

Customer communications

Customers consistently note negative experiences with customer communications, reporting persistent phone... See more

Customer service

Consumers find customer service to be negative, reporting unprofessional agents, excessive contacts, and... See more

Reviews shaping this summary

Rated 1 out of 5 stars

This company harasses people that are protected by Mental Health Crisis Breathing spaces and Debt Relief orders. Then their Call centre staff in South Africa demand the details of the m... See more

Rated 1 out of 5 stars

I think Lowell should stop humiliating themselves with those pathetic answers on Trustpilot. Giving advices after the fact proves their lack of professionalism. We already know they are drowning in bi... See more

Company replied

Rated 1 out of 5 stars

They are bully. They aim to obtain monies by harassing, bulling and mental pressure. They keep telling people that they can legally do this but they are lying. Check the validity of their right on go... See more

Company replied

Rated 1 out of 5 stars

Lowell employ some of the thickest people in the country. Even when a fraudster has tried to sign you up to an account and has changed the spelling of your name, Lowell are so thick, they can't actua... See more

Company replied



Contact info

1.2

Bad

TrustScore 1 out of 5

367 reviews

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1-star

No recent history of asking for reviews

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Replied to 94% of negative reviews

Typically replies within 2 weeks

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1.2

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(367)

60 reviews in the last 12 months

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Rated 1 out of 5 stars

Just answer the phone.

Just answer the phone.

And stop moving the goalposts.

28 March 2024
Unprompted review
Lowell Group logo

Reply from Lowell Group

Hello Ed,

I'm very sorry to hear this.

To fully investigate the matter and offer you my support, I've sent you a direct message.

Kind regards,
Ana

Rated 1 out of 5 stars

Geting letters from these clowns as…

Geting letters from these clowns as well as from Overdales saying I owe a debt I have never heard of dating back to 2015. They claim to have sent the details of the debt (I have no debts, I have never used credit or had a loan etc so I know I have no debts) but the date they say to have started the claim/CCJ is from 2019 and was sent 1 month after a moved home to my old address. Convenient That. I Have left a review for Overdales and will not be providing any further evidence to Lowells either (Overdales review has been confirmed, this is the same thing so must also be confirmed unless the Overdales one is false, which I will be happy to show anybody coming to my door) as I know that if I wait just 1 more year the time limit for getting the debt will be over and the debt (that does not exist) will be written off. I have severe mental health issues, one of which is I am diagnosed as having ASPD (Sociopath) amongst other things. Keep sending the letters and wasting money and trees, I do not mind and shall just continue returning to sender. But you are not going to get a penny from me for something that is nothing to do with me.
I am giving no more information to you con artists, that would just be foolish of myself and I am Definitely not giving over ANY contact information so I can be hounded another way for a debt that doesn't exist. I have already provided evidence to make the Overdales review verified and this is for the exact same non existent debt. I shall wait the year out and get it written off. But if this review gets removed because Lowells believes it to be fake then I shall happily show it to anybody they send as proof they shouldn't be there (why would you send people to get something you admit to be fake?)

19 March 2024
Unprompted review
Lowell Group logo

Reply from Lowell Group

Good morning Boon,

I'm sorry to hear this.

Before we purchase a debt extensive due diligence is completed. However, if a customer had any form of dispute regarding the validity of the debt, we're here to listen and work with them regarding the matter.

I'd like to take this opportunity to work with you and ensure we get to the bottom of this. You will shortly receive a message from Trustpilot asking you to provide further information so we can get in touch with you to support you further.

I hope to hear back from you.

Kind regards,
Ana

Rated 1 out of 5 stars

scammers

scammers, scammers!!!

fraudsters, I have never had a contract with British Gas, and you demand payment for it, your answers make no sense, you are thieves and fraudsters, the worst company in the UK, they should liquidate you

15 March 2024
Unprompted review
Lowell Group logo

Reply from Lowell Group

Edit 20/03/2024:

Good morning Rafal,

Thank you for getting back in touch.

I have reviewed your accounts and I can confirm they are now closed however, please be assured if you have any form of dispute regarding the validity of the debt, we're here to listen and work with you. Where required, we can request a full and through investigation to take place directly with the client.

Kind regards,
Ana


Good morning Rafal,

I'm very sorry to hear this.

Lowell are fully regulated by the FCA and the ICO and we work within all regulatory requirements to deliver the highest level of support for our customers. Please be assured that any contact we attempt is part of our responsibility to help our customers manage their debt.

To investigate your experience and offer you my support, I've sent you a direct message.

Kind regards,
Ana

Rated 1 out of 5 stars

Think we need half stars

Think we need half stars. Absolutely unhelpful. Total bunch of cowboys. Customer service is shocking. Unsure if they understand the word of being polite. They were supposed to be looking into a case and put Absolutely.no effect in. They work on behalf if O2. Don't get me started on that. They took over Virgin mobile who I had never used. Had a FREE sim with them then O2 decided to bill me for it. I look forward to posting on their website.

21 February 2024
Unprompted review
Lowell Group logo

Reply from Lowell Group

Good morning,

I'm sorry to hear this.

Before we purchase a debt extensive due diligence is completed. However, if a customer had any form of dispute regarding the validity of the debt, we're here to listen and work with them regarding the matter.

I'd like to take this opportunity to work with you and ensure we get to the bottom of this. You will shortly receive a message from Trustpilot asking you to provide further information so we can get in touch with you to support you further.

I hope to hear back from you.

Kind regards,
Ana

Rated 1 out of 5 stars

Good Afternoon Lowell portfolio it's…

Good Afternoon Lowell portfolio it's Annabelle I have received letter saying I owe a debt of 390 of a debt I no nothing about and you a threatening me with CCJ and I have learning difficulties and I have very depressed for the last week and I would like this account to be closed down please because you guys are saying I owe 02 390 which I no nothing about

13 March 2024
Unprompted review
Lowell Group logo

Reply from Lowell Group

Hi Annabelle,

I'm sorry to hear you haven’t had a great experience, and I appreciate you have taken the time to leave a review.

To fully investigate the matter, I have sent a DM to obtain further information.

Should you need to speak to us more urgently, please contact us on 03331 110 800 or email help@overdales.com.

Kind regards,
Ana

Rated 1 out of 5 stars

They do no want new client business...

Called them today, to become a business CUSTOMER. It was impossible to speak to someone, said the receptionist. I really had to email them. I asked why I could not speak to anybody. She actually said she did not know. Wen stating I already doubt their efficiency right now, by saying NO to a potential customer for new business, she said "yeah I understand not trustworthy". Followed by "but please email us". I said I'd take my business elsewhere...

12 March 2024
Unprompted review
Lowell Group logo

Reply from Lowell Group

Hello,

I'm very sorry to hear this.

To fully investigate the matter and offer you my support, I've sent you a direct message.

Kind regards,
Ana

Rated 1 out of 5 stars

So I had a VERY Shop

So I had a VERY Shop! account back in 2015
It turned into a default and these tossees are still chasing me .. I bet it’s no longer on my credit report if this harassment does not stop I’ll be instructing my solicitors today to take legal action towards this company am sick and tired of this BS !!

8 March 2024
Unprompted review
Lowell Group logo

Reply from Lowell Group

Hello Vegas,

I am sorry to hear you feel this way.

To fully investigate your experience and support you further, I've sent you a direct message.

Kind regards,
Ana

Rated 1 out of 5 stars

Conmen & Sharks Do not trust them at all

Do not trust them at all. Sharks Chasing Money.
They convinced me not to go bankrupt, or do an IVA.
But to pay off my debt.
So I did and had to wait until 12 months for my credit score to improve.
Guess what.
They recorded 5 defaults against me.
How bad is that
I went months without good nutrition as made myself skint paying these over inflated debts.
Paying it all off absolute disgrace.
I now have to wait a further 3 years for what she promised.
When all they had to do when I called to complain was remove the defaults but to no avail
Don't be fooled by there nice voice and tone.
They took advantage of me.
I am mentally unwell and registered disabled.
I tried to take my own life because of how they treated me.
Shame on them
Hopefully I will make a full recovery.
But it's hard knowing you've been deceived and are very vulnerable.
I hope Karma comes for the company owners, there employees also the person who trained her and the person who took pleasure in conning me.

26 February 2024
Unprompted review
Lowell Group logo

Reply from Lowell Group

Good morning Darren,

I am sorry to hear you feel this way.

I have reviewed your details and I can confirm the concern you have raised is being investigated by the appropriate department and a response will be issued in due course.

In the meantime, if you have any queries or concerns please don't hesitate to contact us and we will be more than happy to help.

Kind regards,
Ana

Rated 1 out of 5 stars

Absolutely fraudsters!!..…

Absolutely fraudsters!!...my accounts have been closed but yet they still illegally and falsely report defaults each month on my credit file ...I have made a complaint to the ICO and the fca and dpo just waiting to hear back..another fight on my hands but I will take this all the way!

1 December 2023
Unprompted review
Lowell Group logo

Reply from Lowell Group

Edit 26/02/2024:

Good morning Russell,

Thank you for getting back to us with the details requested. I can confirm I have reviewed your account and the concern you raised has been dealt with by the relevant department and a resolution has been communicated via the email address you have provided.

In most cases, a default has already been registered on customers credit file before it's sold to Lowell and it will be visible for up to six years.

As the data controller of our customer's account we have a duty to ensure all information reporting on their credit file is accurate.

If you haven't received the final response or you wish to discuss it further please don't hesitate to contact us via phone, live chat or website.

Hope this helps,
Ana



Good morning Russell,

I am sorry you feel this way.

Once a default has been registered on a customers credit file, it will remain there for up to six years. When customer takes steps to clear their debt, we'll ensure all payments are reflected on their credit file within 30-50days. Then once the account has been paid in full, we'll update the credit reference agencies and ensure the default also states it has been satisfied.

To support you with your concerns and investigate the matter I've sent you a direct message.

Kind regards,
Ana

Rated 1 out of 5 stars

Scamming Parasites!

THIS COMPANY IS RAN BY PARASITES! THEY ARE CURRENTLY TRYING TO HARASS ME ABOUT A DEBT THAT IS STATUE BARRED! I HAVE CONTACTED THEM ONCE AND TOLD THEM THIS. NOW THEY ARE SENDING LETTERS TO MY ELDERLY GRANDPARENTS HOUSE KNOWING FULL WELL I DO NOT RESIDE THERE AS THEY ARE NOW TRYING THEIR LUCK WITH THEIR USUAL ILLEGAL TACTIC!, FIRST THEY SEND LETTERS TO AN ADDRESS THEY KNOW YOU ARE NO LONGER AT PURPOSELY SO YOU WON'T REPLY TO THEM SO YOU WON'T BE THERE TO RECEIVE THEM, THEN THEY WILL SEND YOU LETTERS BEFORE ACTION KNOWING YOU WON'T BE RECEIVING THEM THEN THEY WILL GET THEIR IN HOUSE FAKE SOLICITORS OVERDALES LEGAL WHICH IS IN FACT LOWELL FINANCIAL AT THE SAME ADDRESS THEN THEY WILL GO FOR THE COURT CLAIM AS IF YOU DO NOT DEFEND IT AS YOU ARE NOT AWARE THEY CAN OBTAIN A CCJ AGAINST YOU!!!! REPORT THEM TO THE FCA AND DEFEND ALL CLAIMS THEY MAKE IMMEDIATELY AS THIS COMPANY JUST LIKE PARASITES WILL CONTINUE TO HARASS YOU AND BREAK THE PROTECTION FROM HARASSMENT ACT 1997!!!!

8 February 2024
Unprompted review
Lowell Group logo

Reply from Lowell Group

Good afternoon Jay,

I am sorry to hear you feel this way.

As a debt purchaser, we have a responsibility to contact our customers the help them manage their debt.

If you believe that we have contacted you incorrectly then please be assured we're here to listen and address your concerns. We work closely with the credit reference agencies and can conduct a full and thorough investigation directly with the client to ensure we get to the bottom of it.

To support you with this matter I have sent you a direct message.

Kind regards,
Sibell

Rated 1 out of 5 stars

Scammers

Such scammers. My mum received a letter claiming she had mobile phone debt of £40. She has never ever missed a payment for a phone company now or in the past. Judging by other reviews it seems a common problem.

7 February 2024
Unprompted review
Lowell Group logo

Reply from Lowell Group

Good afternoon Libbie,

I am sorry you feel this way.

Lowell are fully regulated by the FCA and the ICO and we work within all regulatory requirements to deliver the highest level of support for our customers. Please be assured that any contact we attempt is part of our responsibility to help our customers manage their debt.

The vast majority of contact we attempt is when we're unaware how we can help our customers. Once we hear from them and better understand their situation, we can offer lots of flexible solutions such as; affordable repayment plans, holds for those who need the time and space and guidance regarding other independent advice services.

To investigate your family member experience and offer you my support, I've sent you a direct message.

Kind regards,
Sibell

Edit:

Thank you for the details you have provided, unfortunately I was unable to locate any information in regards to your family member account.

Please get in touch via phone, live chat or website and we will be more than happy to help you get to the bottom of it.

Kind regards,
Ana

Rated 1 out of 5 stars

Update

Update : As this is now in the hands of my legal representative, I WILL NOT BE ANSWERING YOUR DM'S.

2 February 2024
Unprompted review
Lowell Group logo

Reply from Lowell Group

Good afternoon,

I'm sorry to hear you feel this way.

Please let us know if there is anything else we can do to help resolve your concerns.

Kind regards,
Sibell

Rated 1 out of 5 stars

Constant letters phone calls chasing a…

Constant letters phone calls chasing a debt already paid tryed to go on there app very poor to does not give any option but to share info you will then receive letters from other company’s inc debts that are statute barred almost immediately. By all means talk on the phone just remember your adding blood to a shark pool these are not the alleged nice guys they will have paid peanuts for your debt to.

22 January 2024
Lowell Group logo

Reply from Lowell Group

Good afternoon Brian,

I am sorry to hear you feel this way.

Please be assured if you have any form of dispute regarding the validity of the debt, we're here to listen and work with you.

To better understand your experience and offer you my support, I've sent you a direct message.

Kind regards,
Sibell

Rated 1 out of 5 stars

STILL hounding me ....

Trying to collect a non existing debt - shame on you for harassing humans in what has been an incredibly tough period of time in many ways for so many people.

The o2 debt doesn’t exist .. shame on you and your horrible ways.

Threatening with calls and letters can have significant impact on people’s health. Have some decency.

EDIT - STILL hounding over phone and email ...everytime a message comes through it's very anxiety provoking as a. it doesn't exist b. you're harassing me

EDIT AGAIN 19/03 - after o2 taking full ownership of their error (this took my 4 hours to sort out) I'm now guess what STILL being hounded via email and letter... do better.

23 January 2024
Lowell Group logo

Reply from Lowell Group

Good afternoon Katy,

I am sorry to hear you fell this way.

Please be assured if you have any form of dispute regarding the validity of the debt, we're here to listen and work with you. Where required, we can request a full and through investigation to take place directly with the client.

To better understand your experience and offer you my support, I've sent you a direct message.

Kind regards,
Sibell

Rated 1 out of 5 stars

There was no need to ring me

I received a phone call a couple of weeks ago from, Lowells - saying there has been another mobile number added to my account - they said his name was called, Caine! The Customer. I asked why are they contacting me because I’ve gone through a bankruptcy and was dissolved 12 months later - in 2019 so I’m unsure why they have telephoned me!!

4 January 2024
Unprompted review
Lowell Group logo

Reply from Lowell Group

Good afternoon Glen,

I want to apologise about the inconvenience.

Please be assured that we strive to provide the highest level of customer service and support for our customers. There might be instances when errors occur however we make sure they are corrected as soon as possible.

Kind regards,
Sibell

Rated 1 out of 5 stars

Ive sent a email to all of the email addresses on your business website you disgrace.

Ive sent a message to these email addresses investors (at) lowellgroup (dot) co (dot) uk lowell (at) montford (dot) london and talent (dash) acquisition (dot) UK (at) lowellgroup (dot) co (dot) uk. I got these emails from lowellbusiness (dot) co (dot) uk (forward slash) contact. Your complaint form only allows 500 characters I'm not pandering to your restrictions. So I sent a email stating if its not wiped by the 19th of January 2024 I will go to the ICO under the GDPR and the financial ombudsman as I have never had an account with BT PLC and I dont owe them £133.12 and you have frauduently obtained my DATA and threatened to send it on to a third party which is illegal use of my DATA!!! You have slanderously stated I have an account with BT PLC and owe them £133.12 which I dont and Im not doing your online chat as that means I have to sign up for a lowell account which I AM NOT DOING SO GET THAT STRAIGHT FOR A START!!! You have the mail to the above email addresses from me and you have till the 19th of January 2024 to remove all of my DATA and wipe this none existant ludicrous and fallacious bill you have sent me. This is all I have to say to you if it isn't sorted by the 19th of January 2024 you can expect to hear from the ICO under the GDPR and the financial ombudsman and a solicitor as I will be suing you.

You absolute disgrace.

I would give you minus 5 stars or minus a thousand stars you dont deserve to call yourself a company under company house you are a disgrace and get a life you sad individuals in a cost of living crisis you should be ashamed of your selves.

That is my final word on this you have till the 19th of January 2024 if it isnt sorted I am only contacting you through the above mentioned companies.

You horrible horrible people.

11 January 2024
Unprompted review
Lowell Group logo

Reply from Lowell Group

Good afternoon,

Thanks for leaving Lowell a review i can see that you have had a complaint which our team have dealt with. The team will be in contact shortly via writing with the outcome.

Thanks

Ben

Rated 1 out of 5 stars

Phone call

I received a phone call today from lowells regarding ccj debts from around 2005 and 2009.The lady said I was still liable to pay these debts and they can be enforced even though I've heard nothing from any debtors for over 13 years I explained that these debts are now statute barred to which I was told there not. I then spoke to a supervisor (Nick7453) who confirmed these debts are not statute barred and still enforceable. He also notified me he would not stop contacting me by phone or in writing even though I've requested this on medical grounds. I've researched all sites regarding ccj's after 6 years. Can a debt be chased after 6 years?
The time limit is sometimes called the limitation period. For most debts, the time limit is 6 years since you last wrote to them or made a payment.

I have now requested lowell to prove that the debt is not statute barred and to cease contacting me by trying to enforce dated debt.I have also made a complaint and I'm awaiting the outcome. I will update later.
Thanks for your reply Ben, what more details do you require .
if you read the above..the supervisors name and extention no is there.

The statute barred template from the citizens advice bureau has been emailed to: enquiries email
The complaint has been emailed to;
Complaintsresolution email

2 January 2024
Unprompted review
Lowell Group logo

Reply from Lowell Group

Hi Jason,

Thanks for leaving Lowell a review, in order for me to investigate this further i have sent you a request for further details.

Thanks

Ben

Rated 1 out of 5 stars

I have been harressed by email for…

I have been harressed by email for months, email is addressed to someone that is not me. I get 2 emails sent with half an hr of eachother with the person's name spelt differently on each one with different reference numbers. Very suspicious. It is asking me to give them a call. I cannot email them back becuase it is a no reply email address and only contact details on their website is a phone number and address to send a written letter. I am certainly not ringing you up so you then have my details. I do have a common email address so the person in question may have done it in error but I am making this clear now, this is NOT ME. I do not have debt, I have never had debt. So under the GDPR rules, delete all my details immediately.

1 August 2023
Lowell Group logo

Reply from Lowell Group

Hi Beth,

Thanks for leaving a review i have sent you a request for further details so we can investigate this further for you.

Thanks

Ben

Rated 3 out of 5 stars

Inaccurate Information

Received an email from a no reply email with my name referencing a debt for a company I don’t even have any contracts with. The email also shows the company has a 5-star rating with TrustPilot which is clearly false. Called the number in the email (0333 556 5700) and spoke with a representative who asked for my name. I advised I did not want to give my name in case this was a scam. He said he could not proceed without security checks or I could communicate with them via email. I then asked for two seconds while I quickly look up the company. He asked if I was doing a search on Google to which I responded yes. He then promptly disconnected the call.

*** UPDATE 18-Dec-2023 ***
After the response from Lowell to this review, I tried calling back the number and spoke to another representative who stayed on the phone line this time. I provided only the information I saw they had from my email. It seems they do have a “debt” amount, but not one I agree I owed. That company was paid up and the balance they claimed I owed was very small (under £70) which they say I’ve owed for nearly 10 years but only now am getting contacted about. I asked for backup of the amount owed since it does not match my memory and they were unable to provide sufficient back up.

So, although the initial call made me believe this was a fraudulent company, perhaps they may be legitimate although in my case the “debt” is not. I’ve never had any debts so this experience was not nice. This could be an issue with the company they purchased the debt from though. In any event, based on today’s call I have changed my rating from 1 star to 3 stars because the representative did seem to be honest.

15 December 2023
Unprompted review
Lowell Group logo

Reply from Lowell Group

Hi Ash,

Our rating on Trustpilot is 4.2, not 5. This can be found by looking at the domain www.lowell.co.uk on Trustpilot.

If we are contacting you, it will be in relation to an outstanding debt. When you call our contact centre they are required to complete data protections checks with you. This is so they can complete security and ensure they're speaking to the correct person. If you pass security, we will be able to provide you with further details. If you do not, we would not be able to continue the conversation. For clarity the information we use to complete security checks are full name, first line of address, postcode and date of birth.

We're fully regulated by the FCA and ICO and we're dedicated to working with our customers, whatever the concern.

For further details regarding your account activity and to receive support, our team can be contacted on 0333 556 5552.

Kind regards,
Rebecca

EDIT 18/12
Hi Ash,
Thank you for providing the additional information. It looks as though you have just spoken with one of my colleagues who have resolved this for you.
Kind regards,
Rebecca

Rated 1 out of 5 stars

Blocked me from live chat for saying wt…

Blocked me from live chat for saying wt f(abbreviation) and saying I don't like their company. Chasing me for a small debt that's over 6 years old. I DONT like their company, they are scummy and will hound you. Don't pay them unless it will affect your credit report

Edit: that's a lie rebecca

16 November 2023
Unprompted review
Lowell Group logo

Reply from Lowell Group

Hi Matthew,

I have requested for further details from you to review the transcript.

Kind regards,
Rebecca

EDIT 21/11
Thank you for providing additional information. I have reviewed the chat transcript & the account and can confirm that the reason the chat was disconnected was because you did not respond. You have not been 'blocked' from the live chat service.
Kind regards,
Rebecca

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