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Mercury Insurance Reviews 

391
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 340 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, patient, and knowledgeable when explaining policy options and answering questions. People note that agents go the extra mile to provide smooth interactions and clear guidance without any pressure. Consumers also highlight that the insurance rates are very affordable and the online setup process is quick and efficient. Some reviewers were not happy with customer service, noting long hold times, ignored inquiries, or frustrating communication issues. A few people also mentioned unexpected rate increases upon renewal or complicated underwriting requirements during application processes.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting their professionalism, efficiency, and... See more

Customer service

Reviewers highlight positive aspects of customer service, describing agents as helpful, informative, and... See more

Service

Reviewers mention positive feedback about service, highlighting prompt responses and efficient interactions... See more

Price

Clients share positive opinions on price, consistently noting that rates are among the most competitive... See more

User experience

Users describe positive interactions with user experience, finding the online process exceptionally simple... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Shane was incredibly kind and informative! He made me feel comfortable and I felt great after the call, like a sense of relief knowing I made this decision to keep myself and my family safe by choosin... See more

Company replied

Rated 5 out of 5 stars

Mercury prompt action in providing quote, No hold up for any information and promptly issuing the papers after payment. All interaction was done via phone and e-mail in very short time.

Rated 5 out of 5 stars

It was great to have a real human to follow up with. I’m only 50 but I get so tired of the automated systems. There was some miss recorded information on my Carfax and the agent was able to contact un... See more

Company replied

Rated 5 out of 5 stars

I wanted to find the same coverage I had for an auto policy at a lower cost. When talking to insurance agents I had my insurance policy in front of me, my odometer miles, driver license, and VIN. That... See more

Company replied


Company details

  1. Money & Insurance

About Mercury Insurance

Written by the company

Since 1962, Mercury Insurance has helped customers protect what matters most with affordable auto insurance and home insurance coverage. We offer car, homeowners, renters, and condo insurance with flexible options and competitive rates, making it easy to bundle policies and save.

Guided by our purpose to help people reduce risk and overcome unexpected events, we focus on delivering reliable protection and responsive support when it matters most. Our teams aim to provide a smooth and efficient claims experience, helping customers recover and move forward with confidence.

Mercury is known for offering affordable rates, customizable policies, and a wide range of discounts, helping customers maximize value without sacrificing coverage. Our financial strength is backed by an A rating from A.M. Best, along with industry recognition for insurance excellence.

Headquartered in Brea, California, Mercury Insurance serves customers across Arizona, California, Florida, Georgia, Illinois, New Jersey, New York, Nevada, Oklahoma, Texas, and Virginia through a network of independent agents, offering personalized guidance and coverage tailored to your needs.

Whether you’re looking for dependable auto insurance or coverage for your home, Mercury Insurance is committed to helping you protect what matters while getting more value for your insurance dollar. Not all products are available in every state.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

391 reviews

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4.4

All reviews

(391)

349 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Homeowner Policy Issues

I requested my homeowner policy to be canceled upon renewal and instead they canceled it 10 days earlier and charged me a $50 fee for the early cancellation.

They always say to call my agent but when I do I never hear back. I have always had to call in multiple times just to get what I needed done.

I do not recommend Mercury Insurance or any of their affiliate companies.

2 June 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate you sharing your experience. We are concerned to hear about the cancellation issue and the difficulty reaching an agent. Please call our Customer Relations Department at (714) 671-4785 for further assistance.

Rated 4 out of 5 stars

Knowledgeable and helpful

Knowledgeable and helpful. Patience is key for over the phone online process which I've experience. Its a smooth transition from Agent to specialists to process quotes. It's efficient.

29 May 2026
Rated 5 out of 5 stars

Changing my electric panel prior to…

Changing my electric panel prior to being insured by Mercury was an eye opener, All this time, I never thought my previous panel, Murray was a fire hazard. Thank you for having me replace it for my family’s safety.

30 May 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're happy to hear we could help ensure your family's safety by identifying that hazard. Thank you for sharing your positive experience!

Rated 1 out of 5 stars

Don’t Go with Mercury

Mercury insurance has terrible customer service and underwriters. As a goverment employee I was supposed to receive a discounted rate but they took every chance they could to cancel my policy.

30 May 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We are sorry to hear about your experience. We would like the opportunity to review this with you. Please call our Customer Relations Department at (714)671-4785.

Rated 5 out of 5 stars

DAMON CURRAN was an extremely helpful

DAMON CURRAN was an extremely helpful, courteous and knowledgeable agent. Getting insurance on my California home and car bundle was effortless. He communicated with my mortgager and DMV for both policies. Plus, excellent price on a very comprehensive coverage package for auto & home.

30 May 2026
Rated 5 out of 5 stars

Process took a very short amount of…

Process took a very short amount of time, and even talking to customer service to straighten out a mistake a had made, was very easy and fast.
I am seriously considering insuring everything with Mercury after being with one Insurance Company for the last 40+ years.

27 May 2026
Mercury Insurance logo

Reply from Mercury Insurance

We are so glad to hear about your positive experience with our customer service and the efficient process! We truly appreciate your kind words and your consideration.

Rated 4 out of 5 stars
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate your feedback and hope your experience improves. We are always working to enhance our offerings. Please call us at (714)671-4785 if there is anything we can do for you.

Rated 5 out of 5 stars

Experienced brokers sales agent l

Very impressed with your broker agent Boris Paz. The whole process of getting a decent quote for my Condo Insurance was smooth, efficient & pleasant! As result I quickly selected Mercury Insurance as my insurer.

20 May 2026
Mercury Insurance logo

Reply from Mercury Insurance

We are so glad to hear that your experience with us was smooth, efficient, and pleasant! We appreciate you sharing your positive feedback.

Rated 4 out of 5 stars

I am disappointed in what you offer for…

I am disappointed in what you offer for road assistance. I think 75.00 per occurrence is not a good price. I did not include it with my policy as TripleA offers so much more for less of a price.

24 May 2026
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate you sharing your thoughts on our road assistance. We do offer higher coverage amounts for the towing portion of your Roadside Assistance coverage. Please reach out to your Agent to inquire about increasing your coverage.

Rated 5 out of 5 stars

Lynn & Lula were professional

Lynn & Lula were professional, while at the same time personable on my conversations with both of them. Both were patient with me, as I ask a lot of questions to verify my understanding. Excellent representatives of AIS!!

21 May 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're so glad to hear about your positive experience with our team members. It's wonderful that they were both professional and personable, and patiently answered all your questions. Thank you for sharing your kind feedback!

Rated 5 out of 5 stars

Excellent!!

Excellent!!! I was helped by the most knowledgeable, understanding, and professional AIS/Mercury agent!!! I will be a long time customer with Mercury because of the great customer service and excellent pricing for my needs!

21 May 2026
Mercury Insurance logo

Reply from Mercury Insurance

We are so happy to hear about your excellent experience with our agent! We truly appreciate your positive feedback and look forward to serving you for many years.

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