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Mercury Insurance Reviews 

391
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 340 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, patient, and knowledgeable when explaining policy options and answering questions. People note that agents go the extra mile to provide smooth interactions and clear guidance without any pressure. Consumers also highlight that the insurance rates are very affordable and the online setup process is quick and efficient. Some reviewers were not happy with customer service, noting long hold times, ignored inquiries, or frustrating communication issues. A few people also mentioned unexpected rate increases upon renewal or complicated underwriting requirements during application processes.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting their professionalism, efficiency, and... See more

Customer service

Reviewers highlight positive aspects of customer service, describing agents as helpful, informative, and... See more

Service

Reviewers mention positive feedback about service, highlighting prompt responses and efficient interactions... See more

Price

Clients share positive opinions on price, consistently noting that rates are among the most competitive... See more

User experience

Users describe positive interactions with user experience, finding the online process exceptionally simple... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Shane was incredibly kind and informative! He made me feel comfortable and I felt great after the call, like a sense of relief knowing I made this decision to keep myself and my family safe by choosin... See more

Company replied

Rated 5 out of 5 stars

Mercury prompt action in providing quote, No hold up for any information and promptly issuing the papers after payment. All interaction was done via phone and e-mail in very short time.

Rated 5 out of 5 stars

It was great to have a real human to follow up with. I’m only 50 but I get so tired of the automated systems. There was some miss recorded information on my Carfax and the agent was able to contact un... See more

Company replied

Rated 5 out of 5 stars

I wanted to find the same coverage I had for an auto policy at a lower cost. When talking to insurance agents I had my insurance policy in front of me, my odometer miles, driver license, and VIN. That... See more

Company replied


Company details

  1. Money & Insurance

About Mercury Insurance

Written by the company

Since 1962, Mercury Insurance has helped customers protect what matters most with affordable auto insurance and home insurance coverage. We offer car, homeowners, renters, and condo insurance with flexible options and competitive rates, making it easy to bundle policies and save.

Guided by our purpose to help people reduce risk and overcome unexpected events, we focus on delivering reliable protection and responsive support when it matters most. Our teams aim to provide a smooth and efficient claims experience, helping customers recover and move forward with confidence.

Mercury is known for offering affordable rates, customizable policies, and a wide range of discounts, helping customers maximize value without sacrificing coverage. Our financial strength is backed by an A rating from A.M. Best, along with industry recognition for insurance excellence.

Headquartered in Brea, California, Mercury Insurance serves customers across Arizona, California, Florida, Georgia, Illinois, New Jersey, New York, Nevada, Oklahoma, Texas, and Virginia through a network of independent agents, offering personalized guidance and coverage tailored to your needs.

Whether you’re looking for dependable auto insurance or coverage for your home, Mercury Insurance is committed to helping you protect what matters while getting more value for your insurance dollar. Not all products are available in every state.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

391 reviews

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4.4

All reviews

(391)

350 reviews in the last 12 months

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Rated 5 out of 5 stars

Talisha was great at explaining the…

Talisha was great at explaining the auto insurance coverage. She was knowledgeable, patient, and made sure I understood all of my options. She answered my questions clearly and provided excellent customer service. I appreciate her help and would highly recommend reaching out to her. For auto insurance (866) 520-7335 ext. 78239.

13 July 2026
Rated 4 out of 5 stars

Mostly Happy with One Reservation

The AIS agent I dealt with for my quotes, Tatiana Uribe Gutierrez, was fantastic. I’m happy with my policies and their competitive rates. I was NOT happy with the hoops I was made to jump through with Mercury underwriting in order to get the Umbrella Policy for reasons that had never been raised before, either when receiving my quote or with prior Umbrella policies I’d had with other companies. I found that part of the process to be unreasonable, unnecessarily stressful and did result in my Auto Insurance rates being slightly increased from the original quote. But other than that, I’m very satisfied with my Mercury experience so far.

9 July 2026
Mercury Insurance logo

Reply from Mercury Insurance

We truly appreciate you sharing your positive feedback regarding your experience with our agent and your policies. We are glad to hear you are satisfied with the competitive rates. We understand your frustration with the underwriting process for the Umbrella Policy and the impact it had on your auto insurance rates. We value your business and are committed to providing a smooth experience for all our customers.

Rated 5 out of 5 stars

I have always been a happy customer…

I have always been a happy customer with Mercury Insurance. I have used all the other big names insurance companies in the past on both auto and home policy, but Mercury is the most affordable and provide the best customer service.

8 July 2026
Mercury Insurance logo

Reply from Mercury Insurance

We are so happy to hear that we have consistently met your expectations and provided you with both affordable rates and excellent customer service for your auto and home policies. We truly appreciate your kind words and continued loyalty.

Rated 1 out of 5 stars

Terrible claims process

If i could give less stars i would. I had Mercury for a few years they are a terrible company when it comes to the claims process. They are terrible to deal with hard to get ahold of and they lie and don't pay out your full claim. We got hit by a tornado a few months back and our area had a lot of wind and hail damage my roof included. I put a claim in they sent out an adjuster I received a call a few day later they said i need a full replacement. My claims person was Russell he told me my roof was valued at 15000 my deductible was 5000 then since my roof was 14 yrs old there is depreciation they were supposed to pay our like 7500 they gave me 5000 instantly then told me I'd get the rest once I put the roof on and sent pics to them that's where it fell apart I put a new roof on called them it took him a day or 2 to call me back he then calls me at 7:30 at night and then tells me that my roof does not qualify for depreciation and they're not paying any more money out. They are a pathetic shiesty company with shit employees.. Now since we had a tornado roll through our area there has been a ton of people with damage that have had to deal with insurance the best companies in our area have been Hanover, Country Financial, and surprisingly state farm

20 March 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate you taking the time to share your detailed feedback regarding your claims experience. We are truly sorry to hear about the difficulties you encountered, especially following such a challenging event as a tornado. We are reviewing your comments internally and have shared them with Claims management.

Rated 1 out of 5 stars

One customer support guy was so much…

One customer support guy was so much rude and he disconnected the call even though there was no such debate or argument but later I called and connected with other customer support agent and he helped to finish the task.

10 July 2026
Mercury Insurance logo

Reply from Mercury Insurance

We sincerely regret that your initial interaction with our support team was unsatisfactory. We are glad our second agent could assist you effectively.

Rated 5 out of 5 stars

A nice and warm experience with Mercury

The two gentlemen are very helpful, patient, and knowledgeable, also Mercury's premium is very attractive/reasonable. I am hoping we can build up a realistic working relationship for a long time, and the future premium adjustment is based on objective and mutual beneficial environment. If so, Mercury's five-star is well deserved.

10 July 2026
Mercury Insurance logo

Reply from Mercury Insurance

We are so happy to hear about your positive experience with our team and our competitive premiums. We truly value building lasting relationships based on mutual benefit and objective adjustments. We look forward to continuing to earn your five-star rating!

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