Meridian OneCap Reviews 110

TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

Service from Maude is the best on the market. Anthony is also really helpfull and involve when needed. Structure/rate are good. Credit: Way more tight than before and vs the competition. See... See more

Company replied

Rated 5 out of 5 stars

My experience with Meridian has been great. We've been doing business with them for years, but this year it has improved even more due to Shawn, their new Sr. Business Manager. He is awesome, experi... See more

Company replied

Rated 4 out of 5 stars

Great service, rep in BC is excellent, responds quickly & service was fast. Rep in Alberta was not so good, took much longer to get the deal done & I still need to call about my new contract as the f... See more

Company replied

Rated 5 out of 5 stars

Meridian OneCap has been a pleasure to work with. Easy to deal with, friendly staff, super fast and efficient to get things done when requested. We couldn't be happier with our experiences with them... See more

Company replied

Company details

  1. Business-to-Business service

Written by the company

As a wholly owned subsidiary of Meridian Credit Union, we offer flexible finance programs for manufacturers, distributors and dealers. Meridian OneCap makes it easy for you to do business. We are highly efficient at processing transactions. We are also highly dedicated to building lasting partnerships. Our leadership team has worked in the Canadian finance industry for a combined 130 years. We approach each opportunity with a wealth of knowledge, and a fresh perspective, to create successful sales tools for manufacturers and vendors and tailored programs for end users. Meridian OneCap Credit Corp can provide any amount that a client may need. Our clients rely upon our team’s national and local expertise to provide the tools best suited to their market. Our approach is informed by a wealth of industry understanding. We’ve used that expertise to create leasing solutions for a wide variety of industries. But that’s just our starting point. Because we know that every business is unique, we will customize a solution to meet your business needs. Our flexibility, and yours, is enhanced by a variety of available payment structures. Our team is known as industry leaders. We’ve earned our reputation through consistent delivery of financing programs with the most efficient transaction process and superior customer service. With the largest direct sales force within the Canadian market, it’s no wonder our customer service is unparalleled.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

110 reviews

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Replied to 100% of negative reviews

Typically replies within 1 month

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Rated 5 out of 5 stars

good

Meridian has been a good floor plan provider, easy to work with

17 September 2025
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Reply from Meridian OneCap

We're glad to hear that the experience has been positive!

Rated 1 out of 5 stars

I was offered free financing on my…

I was offered free financing on my purchase but it turned out to be a hoax as I was required to pay in advance the value of the interest free period.
Secondly it was supposed to be withing 2 days but stretched to 4 then offered so late it became 5.
Some much for integrity!

6 May 2025
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Reply from Meridian OneCap

Thank you for letting us know. Please reach out via the phone number we've sent to your email so we can talk further about your experience.

Rated 1 out of 5 stars

The process took over a week

The process took over a week. He did not return my calls. I asked for him to calculate the required down to keep my payment under a certain amount and he did not do it. Now my monthly payment is higher than I wanted it to be. He tried to add a $225 fee at the last minute even though the equipment dealer had already credited him the day before.

1 May 2025
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Reply from Meridian OneCap

We're sorry to hear about your experience. Please reach out via the phone number we've sent over email so we can discuss the situation in depth.

Rated 1 out of 5 stars

Loan application Meridian One Cap

I applied for financing for a zero turn mower, I applied early may of 2025. My application was submitted and i waited for a phone call from Meridian. After a week i called the vendor and asked when i should receive a call they said i should have received one a day or two after they submitted my application. After a week and a half i finally received a call for meridian and they gathered the necessary information. Another week went by and no call back. I reached out and they said they should have an approval shortly. After another 3 days i got a call back saying i was approved. They then needed to make the contract for the loan. That took another week and once i received it the interest rate and down payment information was incorrect. They had to redo it and finally the information was correct. It then took another few days for them to send the vendor the info so they could then deliver the zero turn mower. In total it took 1 month to receive my mower. I think that is completely unacceptable. They are the slowest company i have ever dealt with and will Never be dealing with them again!!! Also everytime i reached out for an update the rep would rarely answer the phone sometimes for a couple of days! I suggest that no one deals with this company!!

1 May 2025
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Reply from Meridian OneCap

First, thanks for letting us know. We're sorry to hear that your experience was lengthy and complex. While this is a busy time of year, that's no excuse for the delays you've experienced. Please look for a message from us so we can talk in depth.

Rated 5 out of 5 stars

they we're fast at getting approval and…

they we're fast at getting approval and getting you into your equipment to start working. I would recommend them to anyone and would use them again for other equipment purchases.

5 June 2025
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Reply from Meridian OneCap

We're glad to hear that the experience was easy and fast!

Rated 5 out of 5 stars

Quick


Quick, fast, easy.

5 June 2025
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Reply from Meridian OneCap

Thank you for your feedback, Dennis.

Rated 5 out of 5 stars

Efficient and timely financing documentation

The financing was placed in a timely manner. The account manager kept me informed of the key dates that money would be coming out of our account. The documentation was easy to access for signing. A very smooth worry free process

19 March 2025
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Reply from Meridian OneCap

Thank you for your feedback, Steven!

Rated 5 out of 5 stars

Compliment on Excellent Service


I am writing to express my sincere appreciation for the outstanding service I recently received from your company.

From the beginning of my claim process, your team demonstrated professionalism, efficiency, and genuine care. Every step was handled smoothly, and I felt supported throughout the entire experience. The prompt response, clear communication, and attention to detail truly exceeded my expectations.

It's rare to find such a high level of customer service, and I want to commend your team for their dedication and hard work. You have certainly earned my trust and continued loyalty.

Thank you once again for your excellent service

13 April 2025
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Reply from Meridian OneCap

Thank you for this detailed feedback!

Rated 3 out of 5 stars

The company can Improve the process of…

The company can Improve the process of signing documents. Some documents went back and forth between us a couple times because of errors on the documents.

31 March 2025
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Reply from Meridian OneCap

We are always looking to improve our service, so thank you for the feedback!

Rated 5 out of 5 stars

Easy transaction

Easy transaction
Fast service

14 March 2025
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Reply from Meridian OneCap

Thanks for your feedback, Andreas. We're glad to hear about your positive experience.

Rated 4 out of 5 stars

Reliable

The guy that helped me was very knowledgeable. They kept my machine until I could pick it up.

5 March 2025
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Reply from Meridian OneCap

Thanks for your feedback, Martin!

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