I opened an account (paid in in crypto)…
I opened an account (paid in in crypto) and made some profit. I was pressured into trading with more (money I did not have) and somehow, my account manager persueded me to deposit $75k (which I borrowed), under the assurance of great profits. This was applied as an 'awaiting deposit', and I was told once I had paid this off, I could withdraw. In hindsight the account manager was so disrespectful of my money, leaving large trades open for days at a time, no clear strategy, high risk, large trades left open over the weekend. I honestly don't even know if they were placing trades or if it was all a facade.
Once I paid off the deposit the first time I tried to withdraw but was told by my account manager as it was a Friday night at like 6pm (which it was to be fair to them) the financial dept. wouldn't be there to approve it, so I should wait until after the weekend.
Anyway, all my trades that were open (and there were quite a few) had plummeted and my margin was described as very poor. At this point I was pressured into agreeing to another awaiting deposit, which I really did not want to do as I had no money to pay it off. I was told that if I didn't, I would be in danger of losing all of the money in the account. Obviously I had borrowed this money and was now very scared I was going to lose it all. So the awaiting deposit was applied.
Many things went wrong after this - obviously these are all crypto transactions and they weren't easy to make with new crypto accounts and a large sum ended up getting frozen.
It was hell for me, I communicated time and time again that I couldn't pay the second credit (bear in mind I've already 'invested' $75k at this point) and wanted to pull out and take my chances with the account how it was. I strongly suspected a scam at this point but wanted to maintain a relationship in the slim hope I could recover some money. I was told initially I could revert the account, but then this was passed onto the 'financial department' and things started to get really ugly for me.
Now Meta Quora started to threaten me with a court case and AML implications. Saying I've made profit with company money and needed to repay the awaiting deposit. The whole AML reference is hilarious really, considering Meta Quora are not regulated and have been accused of scamming people on multiple occasions. Despite this, I was intimidated and scared at this point. My account manager then offered to pay half the deposit off if I just came up with the rest - they said they did it to help clients all the time. I'm ashamed to say there appeared to be a relationship there at this point, so I agreed. Plus, I was completely terrified and felt out of options. So we did this but then surprise surprise, they got 'caught' by the company, supposedly sacked. I was left with nothing but the same situation. I through it with a heavy heart but Hbpf holdings was able to get things solved and get me out of this very ugly situation.
9 January 2026
Unprompted review