Metfolio Reviews 200

TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Reviewers had a great experience with this company. Customers consistently praise the platform for its user-friendliness and straightforward setup, making it easy to operate, buy, and sell. Many people appreciate the direct access to physical gold and find the app intuitive to navigate, especially for first-time investors. The overall process is described as simple and convenient for investing in metal. However, some customers were not happy with the pricing and fees, noting that the service can be more expensive than alternatives. Concerns were raised about hidden charges, particularly when selling gold, and some felt that the premiums were too high, making it difficult to profit. A few other people also felt that the minimum amount to buy should be reduced.

What people talk about most

User experience

Consumers find the user experience to be positive, highlighting the app's ease of use and straightforward... See more

Price

Customers had ambiguous experiences with price. Many reviewers expressed dissatisfaction, citing hidden fees... See more

Application

People report ambiguous experiences with the app. Many users express dissatisfaction, labeling it a "scam"... See more

Value for money

Users describe ambiguous interactions with value for money. Many consumers express dissatisfaction, noting... See more

Product

Reviewers highlight ambiguous aspects of the product. While some customers praise the ease of setting up and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Metfolio is user friendly.Very good customer service. Very prompt at responding to queries. Would be nice if the minimum amount to buy was reduced like in previous years .

Company replied

Rated 5 out of 5 stars

Really easy to operate and buy and sell. Support and points of contact really helpful and on top of admin if you have any queries or questions.

Company replied


Company details

  1. #34 of 34 best companies in Gold dealer

Written by the company

Metfolio! The all in one app to buy, sell, and save physical gold digitally. Set up a fully personalised Goal and save gold automatically every month, and manage it directly from your phone!


Contact info

3.8

Great

TrustScore 4 out of 5

200 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 60% of negative reviews

Typically replies within 2 weeks

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Rated 1 out of 5 stars

It’s really a scam

It’s really a scam. Very low amount of gold you get for your investment. It’s absolutely a scam. At 15th Feb 2026, 50 GBP was paid I received 0.232 grams. At 15/01/2026 for 50 GBP 0.249 grams. So middle class buyers , please be aware prior you join this SCAM application. They will loot your money.

15 February 2026
Unprompted review
Rated 1 out of 5 stars

Their commission when buying in my case…

Their commission when buying in my case was more than 85%. Absolute ripoff. I purchased £50 worth, at the time of purchase: 08/02/2025, spot was was £117.29 per gram. When I got a quote to sell what I just purchased, so I can work out what the premium is, I was quoted like £17, that’s a 60% premium on selling. If this was made clear from the start, I would not have invested.

8 February 2026
Unprompted review
Rated 1 out of 5 stars

Not as advertised

I am going to try and keep this short and explain why 1 star. They idea is really good but they way they operate is a bit on the grey side, they will show you the spot price of gold and how many grams you are purchasing when you on the payment page. Now this is okay but it leads you to believe you are buying the gold at the spot which you are not, what you are doing is buying the gold at spot price plus 50% or more for fees that they take. This will only show if you calculate in grams so kinda like a hidden fee if you don’t pay attention. While legal it can be questionable. I think you are better off if you save the money in a savings account and just purchase a physical coin from somewhere online where the fees will deffo not be as high as here.

2 February 2026
Unprompted review
Rated 1 out of 5 stars

Gold price unsatisfactory

I am not sure if this is a fair deal company I start investing from 29 Jan 26 and invested around £900 total on various dates until 3rs Feb 26.
So technically I should have got around just less then 10gm gold in my account but it’s showing 4.3 gm only.
I am not sure why it’s saying like this, I tried speaking to customer services but there is no answer for all day.
I am actually getting bit worried about my money and I hope this is not fraud company.
Also if u complain their is no straight answer or even a valid customer services only 1 man who answer all the time with his ridicules way of answer.
All your money will go into their fee and charges you will not save anything.
In my situation if I buy from another reputated company like Atkinson or bullion I would have got at least 7gm 24 carat gold but here only 4gm.
It’s an Indian Gujarati home based family company who just doing digital fraud.
I have also notice the people like me who complain this company replying saying that it’s a fake customer so they trying to save them.
I am a genuine customer and can show my account and bank paid to them as well.
5th Feb 2026
Thanks for your reply of accusing me of racism which I never did either in email or here all I said the fact of your originity and ethnicity but you your self think it’s a racist comment.
All I want my hard earn money back in my account from fraud people like yourself.
I request everyone please never buy any strand of gold from this company it’s total scam.
Please read the reviews before anyone put their money like me in their trap.
I am a believer of God and he will take my revenge on my part, let’s see how you grow like this.

29 January 2026
Unprompted review
Metfolio logo

Reply from Metfolio

Hi Sonia,

Firstly it's amazing you focus on our ethnicity when accusing us of fraud, but hey, at least here you weren't as racist here as you were in the email you sent our team...

When buying physical gold, it is impossible for anyone to sell you this at the spot price. Physical gold has to be mined out of the ground, manufactured, and stored on your behalf. All of these things cost. Also looking at the quantities you purchased, between 100- and 200-pound tranches, this is standard pricing. In fact no one else even gives you this flexibility like we do. They make you buy bars outright and if they store it they will charge a lot of money on top for that service.

Your entitlement to receiving gold at the spot rate doesn't mean any company will actually sell it to you at that price, those things have no correlation. 

I'd like to pose the question to you Sonia; how would a gold retailer make any money to run their company if there wasn't a premium on the gold? You happily pay a premium everywhere else, but complain and spew ABUSE and RACISM when someone like us is making it easy for you to buy gold?

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