MetLife Pet Insurance Reviews 

11,103
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 9,623 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently find the claim submission process easy and straightforward, often highlighting the seamless user experience and simple online portal. People appreciate the quick response times and efficient payouts for claims. Reviewers also frequently praise the customer service for being helpful, pleasant, and clear, providing peace of mind regarding their pets' care and coverage. However, some customers also noted difficulties with claim denials, particularly when pre-existing conditions were cited, even for unrelated issues. A few other people also felt that customer service was disappointing, describing experiences with multiple calls for resolution and a lack of accountability during the claims and appeals process.

What people talk about most

Claim

Clients share positive opinions on claim, with many reviewers finding the online submission process simple... See more

User experience

Users describe positive interactions with user experience, highlighting the ease of navigating the portal,... See more

Service

Reviewers mention positive feedback about service, highlighting the peace of mind it provides for unexpected... See more

Response time

People report positive experiences with response times, noting quick and efficient responses to claims and... See more

Customer service

Reviewers highlight positive aspects of customer service, with many finding interactions pleasant, helpful,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

It's nice to have the peace of mind with pet insurance. I have the Preventative health in addition to the illness insurance. How wonderful to actually get money back from going to the vet! The reimbur... See more

Company replied

Rated 5 out of 5 stars

Super easy to submit a claim and consistently quick in paying out. Occasionally they request additional info, but are clear in what they need. I have never had a claim denied. I love that I can combin... See more

Company replied

Rated 5 out of 5 stars

I have never used pet insurance before, partly because I thought it was not a good value... MetLife offers great options for those looking to insure our four legged family members! Reasonable coverag... See more

Company replied

Rated 5 out of 5 stars

Email communication with MetLife is easy and responses are received on a timely basis. Chats are also quite good with company reps. polite and knowledgeable. Explanations of why MetLife is paying,... See more

Company replied


Company details

  1. Pet Insurance Company

Written by the company

MetLife was founded over 150 years ago to help families navigate life’s twists and turns with financial protection. But then in 2020 we realized something: who rounds out a family better than our pets? And thus- MetLife Pet Insurance was born. Backed by a group of pet lovers determined to treat your pets as if they were our own, MetLife Pet Insurance strives to help you make sure your furry family members are protected. Our comprehensive pet insurance policies for dogs and cats help you cover the cost of injuries, illnesses, pet meds, holistic care, emergencies and more- allowing pet owners to help give their pets the best care possible. We also offer a unique family plan,1 which allows pet parents to cover up to three pets on one policy, and even offer a 0-day waiting period on accidents and optional Preventive Care benefits.2 That means no matter what your pets are getting into, they can be protected by midnight on the very same day you enroll in a policy. This commitment to helping provide pet parents with the best pet insurance possible, may be part of why MetLife Pet Insurance has won the “Pet Insurance of the Year” award 4 years in a row. 3 But that’s not all. Here at MetLife Pet, our passion for animals extends beyond the home. That’s why in addition to offering cost-effective pet insurance for dogs and cats, we also work with hundreds of animal shelters across the country to help our furry friends find their forever homes. Because at MetLife Pet, our pets are more than just animals. They’re family. 1 Coverage options may be limited for certain ages. 2 Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans. 3 “2022, 2023, 2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). ©2025 MetLife Services and Solutions, LLC. All Rights Reserved. L4805429[exp0927][All States and][No Territories]


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

11k reviews

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4.7

All reviews

(11,103)

9,636 reviews in the last 12 months

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Rated 4 out of 5 stars

Quick & Easy

Quick & Easy

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Donna! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy sign up

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Jennifer! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Manuel! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

MetPet was always there when I needed…

MetPet was always there when I needed them. Right up til my Great Pyrenees passed away last week.
Compassionate, competent, excellent customer service and they understand the medical issues that dogs run into.
It will be difficult to get another dog anytime soon but if I do, I will go right back to MetPet. Five Stars! Thank you.

29 July 2026
Unprompted review
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Glenn. We are deeply sorry about your recent loss. Please know that our thoughts are with you during this difficult time. We appreciate your time and feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 4 out of 5 stars

Poppy

like the ability to adjust plan with deductible, and optional preventative

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Anne! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

This was easy to fill out and didn't…

This was easy to fill out and didn't take long

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy and quick

This was an easy process, it was simple to understand and compare prices.

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Amber! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Referred by a friend who’s been very happy with the coverage and service

Referred by a friend who has been very happy with the service

28 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to share a rating of your experience with MetLife Pet Insurance. Our team is happy to answer any questions you may have at this time. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you!

Rated 3 out of 5 stars
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Judith. We are sorry to hear of your frustrations regarding your experience with MetLife Pet Insurance. We would like to speak with you further. Please email us directly, with your contact information, at pet_feedback@metlife.com and a team member will reach out to you directly. Thank you.

Rated 5 out of 5 stars

It was easy and smooth to registere our…

It was easy and smooth to register our dog for pet insurance

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Carlos! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Easy Does It

They made it easy

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Jody! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Marvin! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

easy explanation of policy and very…

easy explanation of policy and very reasonable rates

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Tracy! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Ease of use on the site and…

Ease of use on the site and straightforward info.

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Gina! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

I am so happy that I can get insurance…

I am so happy that I can get insurance for my cat. I had to pay 1200 once for my deceased cat and that was with no insurance.

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Christina! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 4 out of 5 stars

Ease of use and better coverage than…

Ease of use and better coverage than previous insurance.

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Joyce! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 4 out of 5 stars

I TRUST METLIFE AND THEY GSVE ME A…

I TRUST METLIFE AND THEY GSVE ME A MILITARY DISCOUNT

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Marvin and Joyce! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

easy to navigate

Easy to do online.

29 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Theresa! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Best Pet Insurance Available

The website was very easy to navigate to compare different policy options.
It was much less expensive than other insurance companies for the same coverage.

28 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello, Michael! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

Rated 5 out of 5 stars

Straightforward process

Clear, straightforward process.

16 July 2026
MetLife Pet Insurance logo

Reply from MetLife Pet Insurance

Hello! Thank you for taking the time to leave a review of your experience with MetLife Pet Insurance. We appreciate your feedback and are sure other policyholders and those considering pet insurance will find it helpful.

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