Modern Day Lending Reviews 80

TrustScore 5 out of 5

4.9

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their exceptional dedication, professionalism, and genuine care, often highlighting their willingness to go above and beyond. Many people found the service to be outstanding, noting the efficiency, expertise, and smooth process from start to finish. Reviewers frequently commend the excellent customer service, emphasizing the team's responsiveness and clear communication. Consumers were particularly impressed with the quick response times and the seamless user experience, even for complex situations. Many people appreciated how the team proactively addressed challenges and provided timely updates, making the entire process stress-free and easy to understand.

What people talk about most

Staff

Customers consistently note positive experiences with staff. Reviewers frequently praise the team's... See more

Service

Reviewers express high satisfaction with the service, consistently highlighting its professionalism and... See more

Customer service

Users describe positive interactions with customer service. Customers consistently praise the... See more

Response time

Clients share positive opinions on response time, consistently highlighting excellent communication and... See more

User experience

People report positive experiences with the user experience. Customers consistently describe the process as... See more

Based on these reviews

Rated 5 out of 5 stars

These folks are worldclass. They took our extremely complex situation and wizarded an affordable mortgage that no one else could match. Top marks for stick-handling last minute hurdles into a smooth l... See more

Company replied

Rated 5 out of 5 stars

We had a fantastic experience working with Romy during our recent home purchase. What stood out the most was how much time he took to truly understand our needs and what we were trying to achieve. H... See more

Company replied

Rated 5 out of 5 stars

Mike Liguori and Mike Halligan were incredible throughout the entire home-buying process. They constantly went above and beyond; responding at all hours (even after 9pm some days!) staying on top of e... See more

Rated 5 out of 5 stars

I’ve been in real estate for 25 years and can confidently say that Mike Liguori is in a league of his own. He brings creativity, precision, and a deep understanding of finance to every deal. Mike has... See more

Rated 5 out of 5 stars

As a self-employed buyer, we faced unique challenges that other lenders overlooked—but this mortgage team understood exactly what was needed! They caught the special considerations others missed and... See more

Rated 5 out of 5 stars

I don’t have enough words to praise Liam Baker at Modern Day Lending. My husband and I have bought and sold properties all over the country, and hands down, Liam is the best loan officer we have ever... See more

Company replied

Rated 5 out of 5 stars

Being self employed it Is difficult or atleast I thought it would be to own a home. Max made the process very straight forward and helped us navigate the process from helping us get all our documents... See more

Rated 5 out of 5 stars

I just closed my first loan with Modern Day Lending and the entire process from start to finish was perfect. There was never an error or mistake. I have never had such a smooth process. Adam and... See more

Rated 5 out of 5 stars

We had such a great experience working with Mike as our mortgage lender. He made the whole process easy to understand and kept everything moving smoothly from start to finish. Mike was super responsiv... See more

Rated 5 out of 5 stars

I've been a real estate professional for 20 years and i've worked with a tremendous number of lenders during that time. Hands down Mike Liguori and his team are the best in the business. Mike is the... See more

Rated 5 out of 5 stars

I have been working with Mike Ligouri for years now on mortgages for all of our properties. Mike is so easy to work with and keeps the process moving seamlessly! His communication is second to none,... See more

Rated 5 out of 5 stars

Great experience from start to finish. Adam handled my second mortgage with total professionalism and made the process painless. In the past, mortgage applications always felt like a moving target —... See more

Rated 5 out of 5 stars

Adam MacBride and Andrew Murray we're top notch. I reached out to a handful of brokers and these guys were in the front by a mile - Speed was key and they executed from start to finish - Navigated a f... See more

Rated 5 out of 5 stars

I give Mike Liguori a two thumbs up. He is simply the best! very knowledgeable and the most proactive professional i have work with in all of my business transactions. He skillfully navigated... See more

Rated 5 out of 5 stars

My wife and I had an incredible experience with Romy and his team. I’ve been in Real Estate 10 years and I know tons of people in the industry but I can’t recommend anyone else that would go above and... See more

Company replied

Rated 5 out of 5 stars

Mike and Brian were absolutely phenomenal to work with regarding transparency, timeliness, and making things happen. I cannot thank the both of them enough for working with me to get the deal done.... See more

Rated 5 out of 5 stars

Matt,did a great job getting us a loan,in a short time period. I am self employed, making it a struggle to prove income to a bank.This home loan was even processed over the holidays. I will use th... See more

Company replied

Rated 5 out of 5 stars

Michael and Brian were great to work with. Being a business owner for 16 years, I do not qualify for a “traditional” mortgage. The team walked us through all the steps necessary to complete a semi c... See more

Rated 5 out of 5 stars

I have been selling real estate for over 25 years across three states and have held a broker's license in two of them. In this transaction, we initially worked with a lender who was unable to perform,... See more

Company replied

Rated 5 out of 5 stars

I worked with Mike and Adam for a condo mortgage and they were nothing short of spectacular. They provided a seamless process from start to finish, answering any questions I had at all times of the da... See more

Rated 5 out of 5 stars

Joe was excellent! He made the entire process seamless and always took the time to reach out and explain any parts of the mortgage process I had a question about. He is extremely responsive and acc... See more

Rated 5 out of 5 stars

I have worked with Mike Ligouri many times on mortgages for my properties. I could not be more impressed with the entire experience, every time! From start to finish, Mike and his team have always b... See more

Rated 5 out of 5 stars

Romy.. and his team were the best I have ever worked with. Being self-employed high net worth but not every tax return filed with every single company.. It was nice to work with a team that was s... See more

Company replied

Rated 5 out of 5 stars

Working with Mike at Modern Day Lending was a smooth and stress-free experience from start to finish. He was responsive, knowledgeable, and always willing to answer any questions I had. Mike went the... See more

Rated 5 out of 5 stars

Louis is truly the best! As first-time homebuyers, my husband and I were incredibly overwhelmed by the entire process, but Louis made everything feel manageable from start to finish. He took t... See more

Company replied

Rated 5 out of 5 stars

Brian, Mike and the team were outstanding! Mike meant business from the first time I called him and Brian was a master at communication, effectiveness and overall service. Because of Modern Day Lendin... See more

Rated 5 out of 5 stars

Working with this company was so easy .. after having dealt with a different mortgage before I found Modern Day Lending I was so frustrated but when I got a hold of Mr Liam Baker my stress was gone …... See more

Company replied

Rated 5 out of 5 stars

We had an amazing experience with Adam and his team. They are quick, efficient and communicated very well from start to finish. As a self employed customer, Adam was super helpful in finding the loan... See more

Rated 5 out of 5 stars

Romy was a delight to work with. He was very experienced, professional and helpful. The process was quick and seamless. Any time I had a question he was easily available. I highly recommend Romy and w... See more

Company replied

Rated 5 out of 5 stars

Adam and his team worked fast and efficient to help me get a second mortgage. My situation was challenging due to being self employed, and the entire process was smooth. I highly recommend Cornerston... See more

Rated 5 out of 5 stars

Mike and his team are absolutely amazing to work with!! You can always count on them to give you the best service, honest, transparent, and trustworthy!!! If you need a knowledgable mortgage team this... See more

Rated 5 out of 5 stars

Experienced and efficient. I am a real estate agent and I’ve referred multiple buyers to Mike, Adam and team. They go above and beyond, many times communicating with my clients after “work hours” to e... See more

Rated 5 out of 5 stars

Our agent Louis Scavone was very knowledgeable,handled all the issues that came up with expertise and in a timely manner. Louis lead us through the entire process and the end results were exactly wha... See more

Rated 5 out of 5 stars

I began this journey in October 2024, and I can truly say that Sean, Lane, and Edward have been an incredible part of one of the biggest milestones in my life becoming a homeowner. Sean playe... See more

Company replied

Rated 5 out of 5 stars

Romy was very helpful and knowledgeable about pursuing my mortgage, something most brokers aren’t. I highly recommend him if you are looking for a smooth process.

Company replied

Rated 5 out of 5 stars

Adam was great!! He is so easy to get in touch with and he always took the time to answer our questions and explain things in an uncomplicated manner. Communication is key, and he delivered! Thanks Ad... See more

Rated 5 out of 5 stars

Adam and the whole team at Modern Day Lending are incredible. They took us through a complicated lending situation and were able to get us closed on time and at the best terms! Can not recommend them... See more

Rated 5 out of 5 stars

Sean Lane was professional, prompt and very helpful throughout the entire process. I have worked with him before and will always come to Modern Day Lending for my mortgage needs.

Company replied

Rated 5 out of 5 stars

Romy conducted the whole process in a very professional manner. I recently had a stroke and he was very patient in dealing with the time it took to deal with me. The process had a few bumps along the... See more

Rated 5 out of 5 stars

Mike was great to work with. Extremely responsive and got us exactly what we were looking for. We will be working with him again and I highly recommend Modern Day Lending!

Rated 5 out of 5 stars

Mike and his Team are amazing. Fast, Efficient and Great Communication. They do what they say without any confusion. Top Notch. Trustworthy and great products. Thanks Mike and Team..

Rated 5 out of 5 stars

Mike was fantastic, he stayed on top of the transaction from start to finish and kept me updated every step of the way. I would definitely recommend his company!

Rated 5 out of 5 stars

Such an amazing company to work with they made the process so streamline and smooth definitely will work with them again in the future. Thanks, Brian and Mike.

Company replied

Rated 5 out of 5 stars

My experience with this company was absolutely stress free. Joe Abrams and team were super helpful and supportive throughout the process. Highly professional and knowledgeable in the loan process. I... See more

Rated 5 out of 5 stars

I can’t thank Adam MacBride at Modern Day Lending enough for their exceptional service and dedication throughout my loan process. As a self-employed borrower, I knew the process could be more comp... See more

Rated 5 out of 5 stars

Mike and his team truly came through for my family and I. Being self-employed, our loan was a bit difficult to get across the finish line. Mike and his team jumped through a number hoops to get it don... See more

Rated 5 out of 5 stars

Outstanding Customer Service. The customer service at Modern Day Lending was truly remarkable. My loan officer Adam MacBride was always available to answer questions and provide guidance throughout... See more

Rated 5 out of 5 stars

Testimonial for Cornerstone First Mortgage Romy Acevedo and Team Navigating the process of securing a home equity loan can be daunting, especially when it comes to gathering all the necessar... See more

Rated 5 out of 5 stars

We had a great experience working with Mike Halligan. Mike stayed in contact throughout the entire process and responded back quickly to any questions we had. We were able to close a complicated loan... See more

Company replied

Rated 5 out of 5 stars

Michael helped us secure a complex loan for a house in Texas, he and his team were there every step of the way.


Company details

  1. Mortgage Lender

About Modern Day Lending

Written by the company

We’re not your average mortgage brokerage. At MDL, we specialize in making the home financing process faster, smarter, and more personal — especially for those who don’t fit the traditional lending mold.

✅ Self-employed?
✅ Investor or entrepreneur?
✅ Need a jumbo or non-QM loan?
✅ Looking to refinance with a strategy that makes sense?

We’ve got you.

From bank statement loans to DSCR investor loans, we craft mortgage solutions that work with your real financial story — not against it.

If you’re planning to buy, refinance, or just want to understand your options, we’re here to help.

📲 Call us at 516-289-9706 or visit moderndaylending.com to get started!

Let’s make your real estate goals a reality.

Smarter Financing, Better Opportunities

Written by the company

Need a mortgage fast, but banks keep saying no? We will get it done, period.
Modern Day Lending specializes in mortgages built specifically for entrepreneurs, investors, freelancers, and self-employed professionals. We turn mortgage denials into approvals—fast.

Contact info

Promotion box for Modern Day Lending

Get Approved Today!

Speak to one of our experts about your loan and get qualified today.

4.9

Excellent

TrustScore 5 out of 5

80 reviews

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Rated 5 out of 5 stars

They just do what they say they are going to do

They just do what they say they are going to do, every time. I have used them to do a mortgage and a refi. I run a business and typically find these things very distracting from my day to day. Both times I have used Adam and his team I am always amazed at how painless they make the process.

16 February 2026
Unprompted review
Rated 5 out of 5 stars

Romy.

Romy.. and his team were the best I have ever worked with. Being self-employed high net worth but not every tax return filed with every single company.. It was nice to work with a team that was smart looked at my assets had mix income and credit history and say of course we can do this deal. The rate was not that much higher than the conventional lender I was working with but the conventional lender I was working with came up with item after item and I could see it was never going to happen. Romy came in and within a short period managed to get the financing done and we closed early.

Cannot say anything more about what a great experience it was ! I will be referring him to clients and self-employed in the future.

11 February 2026
Unprompted review
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Reply from Modern Day Lending

Warren,

Thank you for the review and for trusting Romy and our team. We’re glad we could structure the right solution and get you closed early. We appreciate your referrals and look forward to working together again!

- Modern Day Lending Team

Rated 5 out of 5 stars

Lending wizards

These folks are worldclass. They took our extremely complex situation and wizarded an affordable mortgage that no one else could match. Top marks for stick-handling last minute hurdles into a smooth landing. These guys go the extra 10 miles and never give up. Big thank you to Billy Griffo, loan lead extraordinaire!

11 February 2026
Unprompted review
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Reply from Modern Day Lending

Tom, Thank you for the kind words and for trusting our team! We’re glad we could navigate a complex situation and deliver the right solution. Huge credit to Billy for his persistence and expertise… we’re lucky to have him. We appreciate the opportunity to work with you and wish you all the best ahead.

-Modern Day Lending Team

Rated 5 out of 5 stars

Such an amazing company to work with…

Such an amazing company to work with they made the process so streamline and smooth definitely will work with them again in the future. Thanks, Brian and Mike.

5 February 2026
Unprompted review
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Reply from Modern Day Lending

Nicholas,

We appreciate your trust in our team. Delivering a seamless, well-executed experience is always our priority. Brian and Mike appreciate the recognition, and we look forward to working together again!

- Modern Day Lending Team

Rated 5 out of 5 stars

Highly Recommended

My wife and I had an incredible experience with Romy and his team. I’ve been in Real Estate 10 years and I know tons of people in the industry but I can’t recommend anyone else that would go above and beyond to secure your greatest asset! Thank you to the entire team and organization!

13 January 2026
Unprompted review
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Reply from Modern Day Lending

Sam, Thank you for the kind words and the trust you placed in our team. We’re honored to have worked with you and appreciate the recognition of Romy’s dedication and care throughout the process. Congratulations, and thank you for recommending us.

Rated 5 out of 5 stars

Louis is the man!

Louis is truly the best! As first-time homebuyers, my husband and I were incredibly overwhelmed by the entire process, but Louis made everything feel manageable from start to finish. He took the time to guide us every step of the way, always making sure we understood our options and felt confident in each decision.

He went above and beyond—working around the clock to ensure our deal closed smoothly—and for that, we will always be grateful. His dedication, responsiveness, and genuine care for his clients truly set him apart.

If you’re looking for someone who will go the extra mile to get you to the closing table and into the home of your dreams, Louis is absolutely the person you want on your team.

As a real estate agent myself, I can honestly say I’ve rarely met someone who advocates for their clients the way Louis does. I will without hesitation be recommending him to our family, friends, and clients.

Thank you so much, Louis—we couldn’t have done this without you!

9 January 2026
Unprompted review
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Reply from Modern Day Lending

Thanks so much! We’re so glad Louis could make your first home purchase such a smooth one.

Rated 5 out of 5 stars

I began this journey in October

I began this journey in October 2024, and I can truly say that Sean, Lane, and Edward have been an incredible part of one of the biggest milestones in my life becoming a homeowner.

Sean played a significant role in helping my family achieve the dream of owning our own home. From start to finish, the dedication, knowledge, and care he and his team showed were unmatched. I am beyond grateful that I had the opportunity to work with both Edward and Sean I honestly cannot thank them enough.

As a small business owner, the home-buying process can feel overwhelming, but Sean made what felt impossible become a reality. He and his team worked tirelessly, around the clock, to make sure everything came together, and their commitment did not go unnoticed.

If you are looking to purchase a new home especially if you are a first-time homebuyer—I highly recommend connecting with Sean and his team . Sean is, without question, one of the best mortgage lenders I have ever worked with. His professionalism, transparency, and genuine care for his clients truly set him apart.

Forever thankful for Sean and his incredible team.

31 December 2025
Unprompted review
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Reply from Modern Day Lending

Huge congrats on the new home! We know how tricky the process can be for small business owners, so we’re thrilled Sean and the team could make it happen for you.

Rated 5 out of 5 stars

Experience, Knowledge, and Problem Solving Skills pays off again!

I have been selling real estate for over 25 years across three states and have held a broker's license in two of them. In this transaction, we initially worked with a lender who was unable to perform, and with only two and a have weeks remaining, we made the decision to switch to Matthew. Despite significant challenges-including a property with no flooring-Matthew was able to successfully get the loan closed. His experience, knowledge, and problem solving skills made all the difference. I would not hesitate to recommend Matthew to clients or colleagues who need a lender that can truly get the job done. As a matter of fact, I called Matthew this morning to give him another file.

19 November 2025
Unprompted review
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Reply from Modern Day Lending

We really appreciate the trust, especially coming from someone with your level of experience in the industry. It’s great to hear Matthew could step in and solve those tricky property issues to get the deal closed!

Rated 5 out of 5 stars

Matt,did a great job getting us a…

Matt,did a great job getting us a loan,in a short time period.
I am self employed, making it a struggle to prove income to a bank.This home loan was even processed over the holidays. I will use this bank again in the future, and if you are self employed, I suggest reaching out to this company, and requesting Matt as your loan officer, he is more than capable of doing his job well! A true professional, even with challenging hiccups in the loan process, Matt powered through.
Thank you, we love our new home !

23 December 2025
Unprompted review
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Reply from Modern Day Lending

We know how tough it can be to prove income when you’re self-employed, so we’re thrilled Matt could get this closed for you over the holidays. Enjoy your new home—it was a pleasure working through those hurdles with you!

Rated 5 out of 5 stars

Romy was very helpful and knowledgeable…

Romy was very helpful and knowledgeable about pursuing my mortgage, something most brokers aren’t. I highly recommend him if you are looking for a smooth process.

12 December 2025
Unprompted review
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Reply from Modern Day Lending

It’s great to hear that Romy’s expertise made the process so much easier for you. We really appreciate the recommendation and are glad everything went smoothly!

Rated 5 out of 5 stars

The team at modern day are the best

The team at modern day, were very precise, didnt waste my time, were very honest and upfront from beginning to closing, and took care of business with a positive and confident ensuring and responsive protocol

23 December 2025
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Reply from Modern Day Lending

We really appreciate the feedback! It’s great to hear our team’s straightforward and responsive approach made such a positive impact on your experience.

Rated 5 out of 5 stars

Romy was a delight to work with

Romy was a delight to work with. He was very experienced, professional and helpful. The process was quick and seamless. Any time I had a question he was easily available. I highly recommend Romy and will use him for all future business matters.

1 December 2025
Unprompted review
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Reply from Modern Day Lending

We're so glad Romy was able to keep everything moving quickly and stay available for your questions. We really appreciate the recommendation and look forward to working with you again!

Rated 5 out of 5 stars

Working with this company was so easy…

Working with this company was so easy .. after having dealt with a different mortgage before I found Modern Day Lending I was so frustrated but when I got a hold of Mr Liam Baker my stress was gone … I would recommend to anyone interested in refinancing 10 out of 10

1 November 2025
Unprompted review
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Reply from Modern Day Lending

It's awesome to hear that Liam could turn things around for you and make the refinance so much easier. We really appreciate the 10/10 shoutout!

Rated 5 out of 5 stars

Best loan officer!

I don’t have enough words to praise Liam Baker at Modern Day Lending. My husband and I have bought and sold properties all over the country, and hands down, Liam is the best loan officer we have ever worked with. He is incredibly knowledgeable, proactive, and truly committed to helping you get the deal done. He knows the process inside and out and guides you every step of the way with confidence and clarity. It was genuinely refreshing to work with someone who cares this much about his clients. We couldn’t recommend him more!

5 December 2025
Unprompted review
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Reply from Modern Day Lending

That’s a huge compliment coming from someone who has bought and sold so much property! We’re lucky to have Liam, and we’re so glad his expertise made this such a refreshing experience for you both.

Rated 5 out of 5 stars

Personalized Guidance That Got Us Into Our Home

We had a fantastic experience working with Romy during our recent home purchase. What stood out the most was how much time he took to truly understand our needs and what we were trying to achieve. He listened carefully, asked the right questions, and worked with us to find the loan option that made the most sense for our family.

Thanks to his dedication and problem-solving, we were able to secure a loan that fit our situation and ultimately get into our new home.

10 November 2025
Unprompted review
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Reply from Modern Day Lending

It was a pleasure helping your family find the right fit, and we’re so glad Romy took the time to get the details right. Enjoy the new home—we’re thrilled it all came together for you!

Rated 5 out of 5 stars

Sean Lane was professional

Sean Lane was professional, prompt and very helpful throughout the entire process. I have worked with him before and will always come to Modern Day Lending for my mortgage needs.

25 November 2025
Unprompted review
Modern Day Lending logo

Reply from Modern Day Lending

There is no better compliment than a returning client. We’re so glad Sean could take care of you again and keep things simple!

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