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Moneybox Reviews 4,398

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 1,631 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the user-friendly and intuitive app, highlighting its ease of navigation and helpful features like daily interest tracking and savings projections. Many people also commend the exceptional customer service, noting the staff's helpfulness, professionalism, and efficiency in resolving issues and providing clear explanations. The service itself is often described as excellent, with users appreciating the straightforward processes, quick transfers, and overall seamless experience. However, some people were dissatisfied with certain aspects, mentioning occasional user experience issues with the app's ease of use and clunky features. A few customers also reported problems with customer service, citing difficulties in getting clear explanations for blocked payments or issues with transfer forms, leading to frustrating back-and-forth communication.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, frequently praising the app's intuitive design and... See more

Staff

Customers consistently note positive experiences with staff. Many reviewers praise the helpfulness and... See more

Service

Reviewers mention positive feedback about service. Many customers praise the fantastic and faultless service,... See more

Customer service

People report positive experiences with customer service. Many customers praise the helpfulness and... See more

Application

Clients share positive opinions on the app, highlighting its ease of use and intuitive navigation. Many... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Longtime customer (since 2019). Great range of products, very competitive interest rates, and sensible range of funds available for investment products. Great to be able to quickly speak to someon... See more

Company replied

Rated 5 out of 5 stars

Transferred in from another account a cash ISA all done in five working days and painless after opening a new cash ISA at the start of the new tax year. Suprise to see the interest paid daily, nice to... See more

Company replied

Rated 5 out of 5 stars

Have been with Moneybox for a few years now. I save small amounts but often. The app is really functional, giving you a projection of what you save over time, plus a comparison should you want to inc... See more

Company replied

Rated 5 out of 5 stars

Moneybox has a very intuitive app and easy to navigate. Like all online services, sometimes you need to speak to a real person and I found the chat function is super easy to do this. Once the AI agent... See more

Company replied


Company details

  1. #52 of 77 best companies in Investment service

Written by the company

Moneybox is the saving and investing app that helps you turn your money into something greater. Millions of us want to achieve more with our money. But whether we’re looking to save for a rainy day, grow our money, buy a home, or even build a retirement fund, we leave it at the bottom of our to-do lists because we're not sure how to get started. This isn’t surprising. We aren’t taught about saving and investing at school, the investment industry was built to serve a minority, and it often feels like banks don’t care about helping us achieve outcomes. To top it off, the financial services industry is fragmented and confusing. This means that our money often isn’t working hard enough and our goals are much harder to achieve. So, we made a solution. We brought saving, investing, home-buying, and retirement services together into one simple app. So people can reach their goals and build wealth with confidence, whatever their starting point. We want to help people build wealth, but our mission goes beyond that. We believe that building wealth isn’t simply about accumulating more money. It’s about going after the life you want and enjoying it to the fullest, today and tomorrow. This is what it means to turn your money into something greater.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

4K reviews

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Replied to 99% of negative reviews

Typically replies within 24 hours

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Rated 3 out of 5 stars

Mixed experience

Mixed experience, Opened an ISA for both myself and my partner for new tax year, and transferred £100 into each to ensure payment went through before transferring balance of £19,900 to max out both ISAs. My ISA showed deposits also at instantly, although pending, which was to be expected and starting earn ing interest next day. However, my partners experience has been very different, same methods of depositing, but although full balance showing no interest has been earned and he has been notified that Interest rate was well below that advertised as balance was below £500, even though it shows as £20,000 again pending.

8 April 2026
Unprompted review
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Reply from Moneybox

Hi Donald, we're very sorry to hear this. We can confirm this has been flagged to our support team, and someone should now have been in touch to explain this! If you have any further questions, please don't hesitate to reach out.

Rated 1 out of 5 stars

Poor customer service

Poor customer service
I had initially wanted to transfer my existing cash ISA account to moneybox cash ISA but experienced issues. The customer service on every contact shared incorrect information and the final straw was when they suggested to support with opening a LISA account. This would be terrible for me financially. They never responded to my emails. Absolutely disappointed in this whole process and lack of attention to detail, especially about the type of account I wished to open.

4 April 2026
Unprompted review
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Reply from Moneybox

Hi there, we're really sorry to hear about your experience here. We have requested your details via Trustpilot's Find Reviewer feature so we can investigate this. This would've come through as an email request, which allows you to provide us with your registered email address so that we can locate your account. We hope to hear back from you soon.

Rated 5 out of 5 stars

Best thing I did was move my cash Isa’s…

Best thing I did was move my cash Isa’s to this company . Very strait forward to set up . And All the information you need in the app to track your progress with a fantastic interest rate to boot . Makes saving a breeze !

23 March 2026
Unprompted review
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Reply from Moneybox

Thank you for sharing your experience!

Rated 5 out of 5 stars

I had never heard of Moneybox and found…

I had never heard of Moneybox and found them on MSE. It’s a brilliant app, they were really quick at transferring my ISA in and the customer service is excellent. 5 stars! Great deal on the ISA rate and it tells you each step of the process really simply and easily, very efficient app.

8 April 2026
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Reply from Moneybox

Hi Wendy, thank you for your review, this is so great to hear!

Rated 5 out of 5 stars

Excellent App and made things so easy…

Excellent App and made things so easy to understand. Much better than the atrocious service from Halifax BS who I have banked with for over 40 years. Definitely recommend.

8 April 2026
Unprompted review
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Reply from Moneybox

Hi Kenny, thank you for your great feedback. We're pleased to have you on board with us!

Rated 5 out of 5 stars

Super

Very prompt, friendly and responsive communication.
Excellent rate at the moment

8 April 2026
Moneybox logo

Reply from Moneybox

Thank you for your review!

Rated 1 out of 5 stars

Opening an ias

Found money box app difficult to negotiate. Customer service was very poor.went to another isa provider

8 April 2026
Unprompted review
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Reply from Moneybox

Hi John, we’re sorry to see your review. Customer service is one of our biggest priorities, and we apologise that this was not reflected in your experience with us. We'll be sure to pass your feedback on to our team so we can improve in the future however, please reach out if you need help with anything else.

Rated 5 out of 5 stars

had such a positive experience with…

had such a positive experience with Jess at Moneybox. From the very start, she showed genuine compassion and understanding, which made a real difference. She took the time to listen carefully to my situation, never rushing me, and made sure I felt completely supported throughout.

What really stood out was her professionalism and attention to detail. Jess handled everything smoothly and efficiently, explaining things clearly and making what could have been a stressful process feel easy and manageable. Her friendly and approachable manner instantly put me at ease.

It’s rare to come across someone who combines both excellent customer service skills and true empathy, but Jess does exactly that. She’s a real asset to the team, and I’m incredibly grateful for her help.

8 April 2026
Unprompted review
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Reply from Moneybox

Hi Bethan, thank you for your review and feedback, this is so great to hear! We'll make sure this is passed on to the team!

Rated 5 out of 5 stars

I've been using Moneybox for the past 5…

I've been using Moneybox for the past 5 years. Not gonna waste your time reading this but the service they provide is the best and would definitely recommend it!

Me and my partner saved for our first house through (LISA) account and even helped me save some money on top with the other accounts. I wish I started earlier!

The withdrawal of money couldn't be more simple for any of the accounts which is a huge plus!

I was worried at first but I want to thank Moneybox for helping us save for our future home!

8 April 2026
Unprompted review
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Reply from Moneybox

Hi Jakub, thank you for your review and congratulations on becoming a homeowner!

Rated 4 out of 5 stars

Good Cash ISA rates and issue ultimately resolved

Update: While the initial customer service experience was poor and caused unnecessary stress, I appreciate that they eventually took ownership and fixed the problem quickly. I have updated my rating to reflect this final positive outcome.

Original Review: I am highly disappointed with the in-app chat support. Their response times are incredibly slow, and although the chat system shows the agents as "online", they send a single message and then stop responding entirely. You can write ten messages to them, and they will only reply with one brief answer. To make matters worse, they seem to completely ignore any follow-up questions. It is incredibly frustrating when you are trying to resolve an issue ASAP, only to be left waiting without any clear timeframe for a response. It is a real shame because their Cash ISA interest rates are actually very competitive, but this unprofessional communication significantly ruins the experience.

8 April 2026
Unprompted review
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Reply from Moneybox

Hi Wei, we're very sorry for any inconvenience here. We can confirm that this has been flagged to our operations team, who have now reached out to you directly, and can see that this has been resolved. If you need help with anything else, please don't hesitate to reach out.

Rated 5 out of 5 stars

Supporting a disabled customer with understanding

Supported me to get through a process I am not very experienced in (optimising savings) and understanding my disability and medical challenges (I can't do apps for medical reasons) and were always helpful and prompt with any questions or support I needed. This review is dated this April but refers to all my experience as a customer going back over a year

6 April 2026
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Reply from Moneybox

Hi there, thank you for your lovely review. We're so glad to hear we've been able to provide assistance and help you with your savings. Please don't hesitate to reach out if you have any further questions!

Rated 5 out of 5 stars

Great service

I've been very happy since I joined Moneybox. The app, customer service, and products on offer are exquisite and delightfully customer-friendly compared to other similar institutions.

1 April 2026
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Reply from Moneybox

Thank you for your 5* review!

Rated 5 out of 5 stars

JESS IS THE HARRODS OF CUSTOMER CARE

Since my previous review , I have had the most exceptional customer experience with Jess who deserves a medal! Unfortunately I am not used to doing anything online for my husband or myself which has caused many issues because of my user error. Jess has been working so hard with me to guide , resolve and assist me. Her attention to detail in her replies are meticulous and her support and guidance has been faultless. I can not put into words how much this has taken the stress and worry away of using an app/online. So much so that she has given me the confidence and motivation to learn from my many mistakes and that Moneybox is always there for superb support and guidance. Faultless service yet again So have transferred my ISA to them as their superb customer care is priceless. Thank you

8 April 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi there, thank you for your lovely review. We're so glad to hear we've been able to help you with your account, and we will pass your feedback on to the team. If you need help with anything else, please don't hesitate to reach out!

Rated 5 out of 5 stars

Brilliant App

Very easy app. I like the encouraging messages and notifications of milestones and goals. Excellent !

8 April 2026
Unprompted review
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Reply from Moneybox

Hi Lindy, thank you for sharing your feedback! We're thrilled you're liking our app.

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