EP Financial Solutions Reviews 437

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 172 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their politeness, helpfulness, and understanding, often highlighting their professional and empathetic approach. Many people appreciate the exceptional customer service, noting that interactions are handled with care and that advisors are knowledgeable and supportive, making difficult situations feel manageable. However, some people were dissatisfied with the contact methods, reporting persistent and unwanted calls and messages even after requesting them to stop. Additionally, a few customers experienced issues with the payment system, describing it as problematic with errors and a lack of confirmation, and some found the service to be ambiguous regarding payment arrangements.

What people talk about most

Staff

Consumers find staff to be positive, with many praising their helpfulness, professionalism, and empathetic... See more

Customer service

People report positive experiences with customer service. Many customers found advisors to be professional,... See more

Payment

Reviewers highlight ambiguous aspects of payment. While some customers found the payment process helpful and... See more

Customer communications

Clients share negative opinions on contact. Many reviewers report persistent and unsolicited calls, emails,... See more

Service

Customers consistently note ambiguous experiences with service. While many reviewers praise the helpfulness... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The gentleman who called me was extremely polite, considerate and helpful. Even so hi called me to do his job for his company and collect a payment he first wanted to receive some information from m... See more

Company replied

Rated 5 out of 5 stars

The gentlemani spoke with was so lovely. He was extremely kind & made my worry disappear. I’m very unwell at the moment. I’m having to rely on benefits. He suggested people that can be helpful i... See more

Company replied

Rated 5 out of 5 stars

My experience was very good. After a few questions to make sure that I, whom am a Pensioner, was covered to pay all my other bills, my transaction was handled very efficiently, kindly and compassiona... See more

Company replied

Rated 5 out of 5 stars

The agent I spoke to was very professional and listened to what I had to say. He was very polite and definitely a credit to the company. I received several texts reminding me to call them, and when th... See more

Company replied


Company details

  1. Debt Collecting

Written by the company

Working on behalf of trusted brands, our clients turn to us to help their customers, typically when they fall into arrears. Our colleagues specialise in supporting people experiencing financial difficulty, and our goal is simple: to deliver compassionate, affordable, and sustainable solutions. We understand that life happens. That’s why we focus on listening, not judging. Our team of trained specialists take the time to understand each customer’s individual circumstances and works with them to create realistic, sustainable solutions tailored to their situation. Authorised and regulated by the Financial Conduct Authority, Everyday People Financial Solutions (EP Financial Solutions) is part of the Everyday People Group of companies.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

437 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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Rated 5 out of 5 stars

Good service

Shaun who I spoke to was very helpful and very professional

9 February 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to share your feedback. We’re delighted to hear that Shaun was helpful and professional in supporting you.

We really appreciate you getting in touch and sharing your experience.

Rated 1 out of 5 stars

Spam operator

This company keeps ringing me but no answer when I pick up. I don’t have any debt & the person they want to contact is not me. Total spam methods of communication.

I can’t find a way to contact them without giving my details, which I really don’t think they need to know.

This is the message.

Hello, we are calling from EP Financial Solutions to speak with J Zel&@$ka. If you are available to speak to one of our advisors, please press one. Otherwise, please call us back on 01418460860. Quoting reference number 151031573. Thank you.

If you read this, please stop calling me.

6 February 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to leave a review, and we’re sorry for the frustration this has caused.

We want to reassure you that this is not spam. Occasionally, the contact details we are provided are incorrect, which can result in us contacting someone who is not the intended person. We appreciate how inconvenient this can be and apologise for that experience.

Any identity and verification checks are in place solely to protect the personal data of the individual we have been asked to support. If you are not the correct person, you do not need to share any personal information with us.

There are several options to remove incorrect contact details. You can visit https://contactus.myepfs.com, enter the reference number, select the option confirming you are the wrong person, and provide the phone number you would like removed. Alternatively, you can call the number provided and our team will remove the number for you, or email contactus@myepfs.com with the reference number and the phone number that should be removed.

While we can identify the reference mentioned in your review, we’re unable to confirm which phone number you’d like flagged as incorrect from the review alone.

We’re sorry again for the inconvenience caused, and thank you for bringing this to our attention.

Rated 1 out of 5 stars

Called at 8.30 in the morning.

Called at 8.30 in the morning.
Refused to say what the call was about or what they do unless I disclose private personal information.
I requested a copy of the phone but was told "we are not a data processor, so I will have to go the so called creditor to request a copy of the call!!! Mind blowing false.

5 February 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to share your feedback. We’re sorry to hear about your experience and appreciate you raising your concerns.

We take matters relating to data protection and call handling very seriously. We would like to clarify that we typically act as a data processor on behalf of our client rather than as the data controller.

For data protection reasons, the information we are able to disclose during a telephone call is restricted unless standard identity verification questions can be completed. This is to ensure personal information is protected in line with data protection requirements.

At this stage, we are not yet able to locate the specific interaction from this review alone. We have reached out to you via Trustpilot, and if you are able to provide a reference number or confirm the telephone number used for the call directly to Trustpilot, this will allow us to locate the correct account, retrieve the relevant call recording, and investigate your concerns fully.

Once our review is complete, we will respond in writing using the contact details held on the account. Thank you for bringing this to our attention and for giving us the opportunity to investigate.

Rated 5 out of 5 stars

Very nice and very professional and…

Very nice and very professional and very polite Albert Moore.

3 February 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you, for your kind feedback. We’re really pleased to hear that you found our service professional, polite, and positive.

Rated 5 out of 5 stars

Great service very efficient and…

Great service very efficient and helpful friendly staff getting you sorted with any issues well recommended

29 January 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for your kind feedback. We’re really pleased to hear that you found our service efficient and helpful, and that our team were friendly and able to support you with any issues.

Rated 5 out of 5 stars

My experience was excellent.

My experience was excellent,very understanding and helpful customer service.very considerate and an excellent problem solver.
I'm a very happy customer

27 January 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for sharing your experience. We’re delighted to hear that you received such understanding and helpful customer service, and that our team were considerate and able to support you effectively.

We really appreciate your feedback and the time you’ve taken to leave this review.

Rated 5 out of 5 stars

The lady I spoke to was so helpful and…

The lady I spoke to was so helpful and understanding cannot say same for other debt companies who are threatening and pushy ( won't name names ! ) but this lady today was just so helpful and understanding of my personal circumstances

27 January 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to share your experience. We’re really pleased to hear that the colleague you spoke with was helpful, understanding, and took the time to listen to your personal circumstances.

Supporting people with empathy and respect is very important to us, so it’s encouraging to know this came across in your interaction. We appreciate your feedback and are grateful you chose to share it.

Rated 5 out of 5 stars

No body wants a debt recovery firm…

No body wants a debt recovery firm getting in contact , but as far as they go every correspondence ive had with this company has been profesional , empathetic and concise. Not once have they been pushy or not listened to my side infact they have actually gone above and beyond to support me on an issue that is out of my control and hands.

23 January 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to share your experience.

We understand that being contacted by a debt recovery firm is never easy, so we really appreciate you recognising the professionalism, empathy, and care shown by our team. Supporting people fairly, listening to individual circumstances, and helping find sensible solutions is central to how we work.

Thank you again for your comments.

Rated 1 out of 5 stars

If you don’t stop trying to pursue me…

If you don’t stop trying to pursue me for money I don’t owe, I am going to make your life more miserable than you make others. Take your scammy business and your scammy employer and shove them where the sun doesn’t shine. Next letter will be a cease and desist and after that I will be writing to trading standards, the ombudsman, and whoever else I need to inform to shut down your scam. Scum.

23 January 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

We’re sorry to hear about your concerns.

Our role is to support customers who are in arrears by helping them find affordable and sustainable solutions, while ensuring the information we act on is accurate and fair.

We do not intentionally make contact for balances that are not owed. If you do not hold an account in arrears with the client we contacted you on behalf of, and have no knowledge of the balance in question, we would absolutely like to help resolve this. In such cases, we can liaise directly with our client to investigate and ensure the account is accurately updated.

As we’re unable to identify your case from this review alone, please respond to the message we’ve sent via Trustpilot or contact us at complaints@myepfs.com with any reference details you may have received.

We’re here to help and will do everything we can to bring this to a swift resolution.

Rated 5 out of 5 stars

Received a phone call the gentleman was…

Received a phone call the gentleman was very polite and listened to my concerns. He gave me more time to resolve the matter. Thank you.

19 January 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

We’re pleased to hear that our colleague took the time to listen to your concerns. Treating people with respect and understanding individual circumstances is really important to us.

Thank you for taking the time to share your experience.

Rated 5 out of 5 stars

Julie the advisor I spoke with today…

Julie the advisor I spoke with today was very helpful.

22 January 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for your feedback. We’re pleased to hear that Julie was very helpful. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Never thought I’d be writing a positive…

Never thought I’d be writing a positive review for a debt collection agency but crosses wires led to me not getting the final bill from the supplier and it moving to debt collection - the advisor totally understood my situation and I paid the final bill without the debt agency’s charges. Impressive!

13 January 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to share your experience. We are really pleased to hear our advisor understood your situation and was able to support. Your feedback is greatly appreciated.

Rated 5 out of 5 stars

Received a response today

Received a response today, this company has changed my perception of them. I still think the inability to talk to the same advisor is an issue but overall they respond to all complaints and are sensitive and understanding. I can now tackle the actual problem with EE who I wish were as responsive and supportive as this organisation. This organisation listens and genuinely cares. Thank you for your understanding during a very difficult time.

12 January 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for coming back to update your review. We really appreciate you giving us the opportunity to provide further information and are pleased to hear you felt listened to and supported.

Rated 5 out of 5 stars

Excellent supportive company…

Excellent supportive company ..understanding and very helpful

8 January 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for your kind feedback. We are really pleased to hear you found our team supportive, understanding, and helpful.

Rated 5 out of 5 stars

A very good experience today and was…

A very good experience today and was helped with a friendly professional gentleman from EP Financial Solutions

6 January 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for your feedback. We are pleased to hear you had a good experience and found our colleague friendly and professional.

Rated 5 out of 5 stars

I was listened to in a very polite…

I was listened to in a very polite manner by the lady I spoke to. She directed me further to the right agencies to help me with my situation.
Feeling uplifted
Thank you so much for your help.

5 January 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to share your feedback. We’re really pleased to hear that you felt listened to and supported, and that the guidance provided helped you feel uplifted. Wishing you all the best going forward.

Rated 5 out of 5 stars

The Lady I spoke with was very kind

The Lady I spoke with was very kind. She listened to me explain my concerns and is now trying to help me resolve my issues.

2 January 2026
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for your the review. We are glad to hear your feedback.

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