EP Financial Solutions Reviews 438

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 172 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their politeness, helpfulness, and understanding, often highlighting their professional and empathetic approach. Many people appreciate the exceptional customer service, noting that interactions are handled with care and that advisors are knowledgeable and supportive, making difficult situations feel manageable. However, some people were dissatisfied with the contact methods, reporting persistent and unwanted calls and messages even after requesting them to stop. Additionally, a few customers experienced issues with the payment system, describing it as problematic with errors and a lack of confirmation, and some found the service to be ambiguous regarding payment arrangements.

What people talk about most

Staff

Consumers find staff to be positive, with many praising their helpfulness, professionalism, and empathetic... See more

Customer service

People report positive experiences with customer service. Many customers found advisors to be professional,... See more

Payment

Reviewers highlight ambiguous aspects of payment. While some customers found the payment process helpful and... See more

Customer communications

Clients share negative opinions on contact. Many reviewers report persistent and unsolicited calls, emails,... See more

Service

Customers consistently note ambiguous experiences with service. While many reviewers praise the helpfulness... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The gentleman who called me was extremely polite, considerate and helpful. Even so hi called me to do his job for his company and collect a payment he first wanted to receive some information from m... See more

Company replied

Rated 5 out of 5 stars

The gentlemani spoke with was so lovely. He was extremely kind & made my worry disappear. I’m very unwell at the moment. I’m having to rely on benefits. He suggested people that can be helpful i... See more

Company replied

Rated 5 out of 5 stars

My experience was very good. After a few questions to make sure that I, whom am a Pensioner, was covered to pay all my other bills, my transaction was handled very efficiently, kindly and compassiona... See more

Company replied

Rated 5 out of 5 stars

The agent I spoke to was very professional and listened to what I had to say. He was very polite and definitely a credit to the company. I received several texts reminding me to call them, and when th... See more

Company replied


Company details

  1. Debt Collecting

Written by the company

Working on behalf of trusted brands, our clients turn to us to help their customers, typically when they fall into arrears. Our colleagues specialise in supporting people experiencing financial difficulty, and our goal is simple: to deliver compassionate, affordable, and sustainable solutions. We understand that life happens. That’s why we focus on listening, not judging. Our team of trained specialists take the time to understand each customer’s individual circumstances and works with them to create realistic, sustainable solutions tailored to their situation. Authorised and regulated by the Financial Conduct Authority, Everyday People Financial Solutions (EP Financial Solutions) is part of the Everyday People Group of companies.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

438 reviews

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1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

Ten out of Ten

Very nice helpful and understanding really appreciated

16 June 2025
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to provide a review. We are pleased to know you found our team member helpful and understanding.

Rated 5 out of 5 stars

Debt collection services

These days Debt collection services are polite, respectful, and ultimately much more usable. I’m very grateful for this.

16 June 2025
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to provide your feedback. We are glad to know you found our team polite and respectful.

Rated 1 out of 5 stars

Broken website and dishonest fees

Their payment system was a nightmare errors, glitches, and no confirmation that my payment went through. Suddenly, I received a random "payment identification number" with no explanation.

When I called customer service, the agent cut me off, put me on hold for 15 minutes, and then dropped the call. It took multiple attempts to finally settle this tiny amount, wasting my time and causing unnecessary stress.

13 June 2025
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Hi,

Thank you for reaching out via TrustPilot.

We are sorry to hear you had issues with our website. We will raise this issue and your concern about being cut off, as well as the hold time for a complaint investigation, as this does not meet the service standards we hold ourselves to. We apologise for any inconvenience this caused.

Regarding fees, please note that at EPFS, we do not add any fees or interest to the balances we receive. Should a late payment fee be applicable, this will be part of the creditor’s terms and conditions, and any payment collected on the fee is returned to the creditor.

Once the complaint investigation is complete, we will issue a letter with full details to the address we have registered against the account.

If we can do anything further, our complaints team can be contacted directly at complaints@myepfs.com.

Kind Regards

Rated 4 out of 5 stars

Genuine help

Genuinely wanted to help and went through my finances before we started anything to find viable options.

10 June 2025
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to provide this feedback - it is much appreciated.

Rated 5 out of 5 stars

Very good service that helps to support…

Very good service that helps to support me to make payments that I could afford and the advicer didn't make me feel bad for falling behind on my payments and told me all I need to know to keep up with them

10 June 2025
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to provide a review. We are pleased to know that you found our team offered good service and were able to help. The feedback is appreciated.

Rated 5 out of 5 stars

Very professional

Very professional, polite, caring and empathetic. They checked to make sure you had enough to live on and payment plans are available. I didn’t need this as I paid the bill in full. Only missed one payment with Plusnet due to poor health. All sorted now.
It was a pleasure talking to them.

9 June 2025
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to provide a review. We are pleased to know that you found our team to be professional, polite, caring and empathetic. The feedback is appreciated.

Rated 5 out of 5 stars

I received a message from the company…

I received a message from the company about a financial situation I have. The call handler was very professional and helpful. I explained the situation and she took my details. She said she would raise this with the company I am in dispute with and get back to me. I am very happy with how the call handler dealt with my problem

9 June 2025
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time to provide a review. We are delighted to hear that you found our team to be professional and helpful.

Rated 5 out of 5 stars

The gentleman put me at ease and we…

The gentleman put me at ease and we sorted settlement out with ease and very polite

28 May 2025
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

We are very pleased to know you were put at ease and the situation was sorted. Many thanks for taking the time to provide this feedback.

Rated 5 out of 5 stars

Had a very good talk …

Had a very good talk with ‘Julie’ who helped me to set up a fortnightly plan, she very very patient and helpful..as have been other people in their team . 🤗

23 May 2025
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for the feedback - we will pass this onto Julie. Great to hear you've had a good experience with the team.

Rated 4 out of 5 stars

Plusnet

Your advisor was very helpful and willing to help with my situation,

15 May 2025
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

We appreciate you taking the time to provide this feedback. We are glad to know our team were helpful.

Rated 4 out of 5 stars

Very keen to be help

Very keen to be help. But keep the communication going.

15 May 2025
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for taking the time tp provide feedback. Much appreciated.

Rated 4 out of 5 stars

Advisor very polite.

The advisor who spoke to me was quite helpful gentle and extremely respectful.
Thanks.

5 May 2025
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for the feedback. It's good to hear you found our team helpful and respectful.

Rated 5 out of 5 stars

Considerate and compassionate

Considerate and compassionate. Addressed the issues logically and with great care. And arrived at a careful decision.

30 April 2025
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Thank you for the feedback; we very much appreciate you taking the time to share your experience.

Rated 1 out of 5 stars

Charged a £15 fee on a £10 payment I…

Charged a £15 fee on a £10 payment I hadn't realised I'd missed.

24 April 2025
Unprompted review
EP Financial Solutions logo

Reply from EP Financial Solutions

Hi,

Thank you for reaching out via TrustPilot.

At EPFS we add no fees or interest to the balances passed to us. Should a late payment fee be applicable this will be part of the creditor’s terms and conditions, and any payment collected on the fee is returned to the creditor.

We can help gain information on why a fee was added by raising a query on your behalf with our client if you would like to raise a complaint, this can be done via our Complaints team if you can send them further details to complaints@myepfs.com.

If you would like us to assist raising the query, please send the complaints team your EPFS reference, number, please note, with contact via email they will in the first instance reply with some identification verification questions. Once ID&V is completed, they will ensure any enquiry is fully investigated and responded to.

Kind Regards

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