My Financing USA Reviews 

2,516
•
TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 313 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and loan officers for being exceptionally helpful, professional, and consistently responsive throughout the entire financial journey. Consumers note that the application process is remarkably smooth, efficient, and makes obtaining a loan straightforward without needing to leave home. People appreciate clear communication and personalized guidance from representatives who ensure every question is answered promptly. However, some reviewers were not happy with occasional delays regarding final funding timelines, title releases, and receiving their documentation. A small group of users mentioned that getting everything fully resolved took longer than expected.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, noting that consumers experience exceptional support and clear... See more

Service

Consumers find service to be positive, highlighting fast loan processing times and helpful, knowledgeable... See more

Customer service

People report positive experiences with customer service, noting that agents are consistently helpful,... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the fast and easy... See more

Response time

Users describe satisfaction with response time, frequently praising staff members who answered questions... See more

Reviews shaping this summary

Rated 5 out of 5 stars

It was a seamless process from start to finish. Cameron our loan officer was excellent and highly recommend their services. He provided insight on better pricing for RV extended warranty and walked us... See more

Company replied

Rated 5 out of 5 stars

The representative I dealt with, Kristy DeBoer, was wonderful to deal with! I met her at the Miami Boat show and got a good vibe from her. When it was time to buy a boat, I decided to go with Kristy r... See more

Company replied

Rated 5 out of 5 stars

Alex was very comprehensive and helped me navigate through teh entire process. He gave me reminders without being over bearing that were a big help to me since owning my own business consumes a consid... See more

Company replied

Rated 5 out of 5 stars

Our agent, Pedro, was very kind, genuine and helpful from the beginning. He answered every question with professionalism and worked promptly to get our loan moving. Kudos to him, he deserves all... See more

Company replied


Company details

  1. Non-bank financial service
  2. also in
  3. Financial advisor

Written by the company

My Financing USA provides a fast and easy buying experience for RV loans and Boat loans. Our experienced staff will help you every step of the way until you are on the road, or on the water. With low rates for good credit scores and flexible programs for those who are reestablishing themselves after credit problems in the past, we have a program for almost any situation. Apply online today to see what we can offer you.

Written by the company


Contact info

4.8

Excellent

TrustScore 5 out of 5

3k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(2,516)

286 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I thought the process was fairly smooth…

I thought the process was fairly smooth and Cory was quick to respond to my questions which made the process even better

26 June 2026
My Financing USA logo

Reply from My Financing USA

Thanks for taking the time to leave us a review, Michael! Cory is great at addressing any questions or concerns his customers have. We hope you enjoy your Grady White!

Rated 5 out of 5 stars

Logan Taylor has been excellent in our…

Logan Taylor has been excellent in our needs, specifically questions and concerns that we need answered. Logan is active in responding in a timely manner when we would have questions. Would recommend.

24 June 2026
My Financing USA logo

Reply from My Financing USA

We're glad that Logan was able to help. We hope you have lots of fun in your Keystone, Bryan!

Rated 5 out of 5 stars

Great overall experience

My loan officer Maria really went to work for me. I told her what I needed for a loan and she got it. Great communication, fast on returned calls, answered all my questions. Great overall experience. I'm already telling my friends and coworkers.

23 June 2026
My Financing USA logo

Reply from My Financing USA

We're glad that you had such a good experience that you're telling your friends. We agree; Maria is wonderful! She will appreciate your kind words. Enjoy your endless adventures!

Rated 5 out of 5 stars

Best experience I’ve ever had

Best experience I’ve ever had, I would highly recommend this company
And Ryan, I can not say enough nice things about you, you truly cared and went above and beyond to make sure this got done
Me and my family thank you!

24 June 2026
My Financing USA logo

Reply from My Financing USA

Bradley, it's our pleasure to help our customers reach their dream of owning a boat. Ryan will really appreciate your kind words! Enjoy your time out on the water!

Rated 5 out of 5 stars

Ryan was awesome very helpful

I run a auto repair shop and dont get much time away this made it real easy didnt even have to leave home

24 June 2026
My Financing USA logo

Reply from My Financing USA

Taylor, thanks for your review! We want our process to be accessible for our customers and we're glad that our online application made it simple. Enjoy your time out on the water!

Rated 5 out of 5 stars

What made my experience great was…

What made my experience great was Shelby. She worked with me to see if I had found a boat.

22 June 2026
My Financing USA logo

Reply from My Financing USA

We're glad you were able to find your dream boat and that Shelby could help. Enjoy your Tracker!

Rated 5 out of 5 stars
My Financing USA logo

Reply from My Financing USA

We're thrilled to hear you had a good experience with us! Mitchell will appreciate your kind review. Enjoy your time out on the water, Jeffrey!

Rated 5 out of 5 stars

Quickly got the boat i wanted

Easy to use, all questions where answered upfront. Process was explained in detail. Found the boat i wanted went into close in 72 hours.
Process from decision to buy a boat to getting the boat was 1 week. Aj was on top of her game- appreciate her !

18 June 2026
My Financing USA logo

Reply from My Financing USA

Todd, we're happy to hear that we could get you out on the water quickly! AJ and the whole team hope you have lots fun in your Tracker.

Rated 5 out of 5 stars

Chris was straight up and excellent to…

Chris was straight up and excellent to work with. The process and approval was fast with no issues. First class all the way.

17 June 2026
My Financing USA logo

Reply from My Financing USA

We're thrilled that our customer service met your expectations. That's always our goal! Enjoy your Sea Ray, Donald.

Rated 5 out of 5 stars

Andrew made the buying process smooth…

Andrew made the buying process smooth and easy! He is a great financial guy and needs a raise

16 June 2026
My Financing USA logo

Reply from My Financing USA

Andrew is great and will really appreciate your review. Enjoy your time out on the water!

Rated 5 out of 5 stars

Quick and easy

Quick and easy. Very friendly

4 June 2026
My Financing USA logo

Reply from My Financing USA

We're glad to hear it, Alysia. We hope you make lots of memories out on the water this summer and for the years to come!

Rated 5 out of 5 stars

Very nice people,

Very nice people, helped us throughout the whole ordeal

4 June 2026
My Financing USA logo

Reply from My Financing USA

Thank you for your kind words, Marc. Have fun out on the water this summer!

Rated 5 out of 5 stars

Wonderful financing process

Wonderful financing process. My only complaint is that I wish the texting process was more streamlined with email but it is a great company to finance with.

4 June 2026
My Financing USA logo

Reply from My Financing USA

Amanda, thank you for taking the time to share your experience with us. Honest feedback truly helps us grow. We're so glad the overall process still earned a 5-star experience, and we hope you're absolutely loving your Forest River! If you ever need anything down the road, don't hesitate to reach out.

Rated 5 out of 5 stars

Great Communication

Great Communication
Answered every question that I had and was very informative.

3 June 2026
My Financing USA logo

Reply from My Financing USA

We're happy to hear that Mitchell was able to answer any questions you had. Making sure our customers feel informed is important to us. We hope you make lots of memories out on the water, Debra!

Rated 5 out of 5 stars

An awesome way to get financing!

Mitchell was fantastic from start to finish, He always kept me informed and was there when I had questions. The whole process was was quick!

3 June 2026
My Financing USA logo

Reply from My Financing USA

Glad to hear it, John! It's important that our customers are informed throughout every part of their experience. Mitchell and everyone on the team hopes you have lots of fun out on the road!

Rated 5 out of 5 stars

Great experience

AJ went above and beyond to get the loan funded in time to meet our required date. Great communication, always kept me informed.

3 June 2026
My Financing USA logo

Reply from My Financing USA

We're thrilled that AJ was able to help you. We hope you enjoy your time out on the road, Richard!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look