My Financing USA Reviews 

2,516
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 313 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and loan officers for being exceptionally helpful, professional, and consistently responsive throughout the entire financial journey. Consumers note that the application process is remarkably smooth, efficient, and makes obtaining a loan straightforward without needing to leave home. People appreciate clear communication and personalized guidance from representatives who ensure every question is answered promptly. However, some reviewers were not happy with occasional delays regarding final funding timelines, title releases, and receiving their documentation. A small group of users mentioned that getting everything fully resolved took longer than expected.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, noting that consumers experience exceptional support and clear... See more

Service

Consumers find service to be positive, highlighting fast loan processing times and helpful, knowledgeable... See more

Customer service

People report positive experiences with customer service, noting that agents are consistently helpful,... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the fast and easy... See more

Response time

Users describe satisfaction with response time, frequently praising staff members who answered questions... See more

Reviews shaping this summary

Rated 5 out of 5 stars

It was a seamless process from start to finish. Cameron our loan officer was excellent and highly recommend their services. He provided insight on better pricing for RV extended warranty and walked us... See more

Company replied

Rated 5 out of 5 stars

The representative I dealt with, Kristy DeBoer, was wonderful to deal with! I met her at the Miami Boat show and got a good vibe from her. When it was time to buy a boat, I decided to go with Kristy r... See more

Company replied

Rated 5 out of 5 stars

Alex was very comprehensive and helped me navigate through teh entire process. He gave me reminders without being over bearing that were a big help to me since owning my own business consumes a consid... See more

Company replied

Rated 5 out of 5 stars

Our agent, Pedro, was very kind, genuine and helpful from the beginning. He answered every question with professionalism and worked promptly to get our loan moving. Kudos to him, he deserves all... See more

Company replied


Company details

  1. Non-bank financial service
  2. also in
  3. Financial advisor

Written by the company

My Financing USA provides a fast and easy buying experience for RV loans and Boat loans. Our experienced staff will help you every step of the way until you are on the road, or on the water. With low rates for good credit scores and flexible programs for those who are reestablishing themselves after credit problems in the past, we have a program for almost any situation. Apply online today to see what we can offer you.

Written by the company


Contact info

4.8

Excellent

TrustScore 5 out of 5

3k reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.8

All reviews

(2,516)

286 reviews in the last 12 months

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Rated 5 out of 5 stars

GOOD EXPERIENCE !!

GOOD EXPERIENCE !!! But needed a loan for the $21,000 only approved me for
$13,000 & have a 841 FICO SCORE ??? !! I guess used boats are RISKEEEE !!!

14 April 2026
My Financing USA logo

Reply from My Financing USA

Scott, thanks for leaving us a review. We're happy to hear that you had a good experience. Rates and terms depend on several factors including credit score, if the unit is used or new, as well as other factors. We work with our lenders to get you the best possible outcome for your situation. We're wishing you lots of fun out on the water!

Rated 5 out of 5 stars

Great service

I was able to get funding where other finance companies denied my loan.

27 April 2026
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Reply from My Financing USA

Glad to hear that we were able to help. Enjoy your Sea Ray, Richard!

Rated 2 out of 5 stars

This loan has taken 16 days

This loan has taken 16 days. Now the check was supposed to be next day mail, but now not coming till tomorrow night at 9pm. So more less Thursday. 3 days to get the check? Dealt with 2 different loan specialists. This has not been a good experience by any means. ⭐️⭐️

28 April 2026
Unprompted review
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Reply from My Financing USA

We know timing is critical in situations like this, and we understand how frustrating this experience felt.
While the overall timeline was 16 days, there were periods where we were waiting on required documentation from multiple parties, including updated insurance information. Once everything was received, we were able to move your loan to closing and funding.
There was also a transition within our team during your process, and your file was reassigned to keep it moving forward.
The check was sent via expedited shipping, but the final delivery timing was impacted by a carrier delay outside of our control.
While this didn’t come together as hoped, we do appreciate the chance to work with you and wish you the best moving forward.

Rated 5 out of 5 stars

Quick responses

Quick responses, ability to Finance the payment i wanted and the vehicle i wanted. Alex Cosgrove was excellent in his ability to get things done. Really appreciate him.

27 April 2026
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Reply from My Financing USA

Gary, we're happy to hear that we met your expectations. We will give Alex your compliments. Enjoy your Class A!

Rated 5 out of 5 stars

Hannah was absolutely a gem

Hannah was absolutely a gem. Would highly recommend her in the future. Couldn’t have been an easier process. 100 percent satisfied.

22 April 2026
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Reply from My Financing USA

Laura, thank you for your review. We're thrilled to hear you had a good experience with Hannah. We hope you make lots of memories in your Forest River!

Rated 5 out of 5 stars

Corey was amazing and made the process…

Corey was amazing and made the process as smooth as possible. Whatever you pay him it ain’t enough, will definitely use again

22 April 2026
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Reply from My Financing USA

Christopher, thank you for your review. Cory will appreciate it! We hope you make lots of memories out on the water!

Rated 5 out of 5 stars

Ryan made the whole process super…

Ryan made the whole process super smooth and was there to answer all my questions definitely recommend

21 April 2026
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Reply from My Financing USA

Matthew, we are happy to hear that Ryan was able to help. Thanks for your review. Enjoy your time off roading!

Rated 5 out of 5 stars

great experience

great experience. easy to work with

17 April 2026
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Reply from My Financing USA

Griffith, thanks for your review. We're glad you had a stellar experience! Enjoy your time out on the water!

Rated 5 out of 5 stars

Very helpful thru the whole process and…

Very helpful thru the whole process and kept me updated on everything and worked in a timely manner

17 April 2026
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Reply from My Financing USA

MJ, we appreciate your 5-star review! We're happy that we were able to keep you informed throughout every step of the process. Enjoy your Tracker!

Rated 5 out of 5 stars

The financial officer was very…

The financial officer was very thorough. He communicated what need to be done with thorough time to complete. I got an education on online business financing. Very pleased with the experience . Mitchell Martin was professional. I would recommend him to handle a super yacht.

17 April 2026
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Reply from My Financing USA

Mark, thanks for your 5-star review. Mitchell is great! We're happy that your experience went smoothly. Enjoy your time out on the water!

Rated 5 out of 5 stars

Mitchell MartIn

Mitchell Martin was so knowledgeable and on top of it with everything. Not one issue and the entire process from start to finish took no time at all.

16 April 2026
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Reply from My Financing USA

We're thrilled that Mitchell was able to help and that everything went smoothly. Enjoy your time out on the road!

Rated 5 out of 5 stars

Mike Doss is single handily getting…

Mike Doss is single handily getting this 5 star review…this person was Johnny on the spot every time I called every time I text and had my questions answered immediately…myfi should fell lucky to have this person under their umbrella of employees…well done Mike Doss well done!!!

16 April 2026
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Reply from My Financing USA

Thanks for your review, Ryan. Mike appreciates it! Enjoy your boat.

Rated 4 out of 5 stars

Great but a little more communication…

Great but a little more communication would make it 5 star

16 April 2026
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Reply from My Financing USA

Richard, we appreciate your honest review. Excellent customer service is our top priority, so we appreciate notes on how to improve. Enjoy your Keystone!

Rated 5 out of 5 stars

extremely grateful

Ramon and Brenda are extremely grateful to have had the pleasure of working with Logan Taylor, an outstanding loan officer who guided us through the entire process. My Financing USA exceeded our expectations, and Logan's exceptional service recognition. Please give Logan a raise – he earned it! Thanks again, Logan, for your tireless efforts.

7 April 2026
Unprompted review
My Financing USA logo

Reply from My Financing USA

Ramon and Brenda, we appreciate your thoughtful review. Logan is wonderful and he will appreciate your kind words. We're glad we were able to exceed your expectations. Enjoy your UTV!

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