N26 Reviews 40,757

It has been great digital banking experience with many flexible options. N26 is the best to manage your day to day financials

I've been with N26 now for a few years and in that time I have never had any issues. Easy to set up, finding your way around the app is simple and working with Wise to transfer funds from the UK couldn't be easier.

Finally a bank that works for the user and not the other way around

Horrible. Blocked my wrong card when I texted customer support. The result: my only physical card got blocked while being on a 6 month trip. I could not get cash out anymore in Asia. Support was not willing to help. Absolutly worthless as a metal customer that is paying significant amount in membership fees.

I have a transaction issue I send a money 3 days ago still didn’t receive or comeback my account..I can not get a real anwer from chat bot and I’m really nervous about my transaction

Simple handy fast app of a bank that is not expensive and is transparent and client oriented

EN
I view this site's request for my personal information as a violation of the international right to freedom of movement, as well as of every individual's right to personal privacy. The sanctions to which you refer may apply to government institutions or specific individuals directly; however—as of this very moment—no sanctions of any kind are on record against me personally. I am entitled—and indeed have the right—to travel the world without having to provide explanations to you. I consider this to be an offense and a sign of disrespect on your part. Furthermore, let me add this: I have absolutely no interest in the services you provide, nor do I have any need for them whatsoever. Therefore, I request that you please delete my account and purge all my personal data from your systems. Thank you very much for your attention to this matter.
ES
Este sitio pidiendome informacion personal lo veo como una violacion al derecho internacional de libre movimiento y ademas a la privacidad personal de cada individuo. Las sanciones que haces referencias podrian estar establecidas a instituciones gubernamentales o personas directamente.. En mi persona hasta este minuto no consta ningun tipo de sancion. Puedo y tengo el derecho de moverme por el mundo sin tener que darles explicaciones a ustedes. Lo considero como una ofensa y falta de respeto de su parte. Pero le digo mas.. los servicios que ustedes brindan no me interesan en lo absoluto, no los necesito para nada, asi que por favor eliminan mi cuenta y borren de todos mi datos personales de sus sistemas. Muchas gracias por su atencion sobre este asunto.

I’ve been using N26 for everything, from paying my kids' school fees to managing my investments. Their stock trading feature is a game-changer with zero commissions. I’m genuinely impressed with how customer-oriented they are. The support team is incredibly fast, and the app is rock-solid—it works perfectly without any glitches

Perfectly fit for my life style,

N26 is powerful and simple to use banking solution.

Reminds my every day what a blessing it is that we don't have to rely on the old established systems any longer. I wished traditional bankers would try to learn from N26 & Co what it means to offer banking services worthy of the 21st century.

I like the UI and the functionalities of the app.
One the thing probably missing, in the investment chart, I would like to see when I did invest in the stock on the timeseries chart, so I can know with which price I bought the stock.
What do you think?

I have been banking with N26 for a few years now and I find the experience to be very good. I love the App and if I have to talk to a customer service person, it is easy, seamless and efficient. I also love the products that N26 has to offer

I love it! Coz' they book it right away your transaction and that's how I like about a bank.

Excellent mobile app, easy to use
No transaction fees
As a Metal member, you can immediately contact support
Make real-time transfers without additional fees
Free cash withdrawals from ATMs
Possibility to invest on global stock markets
Possibility to receive various discounts on hotels, car rentals, etc.
Insurance against various types of accidents

N26 is a modern concept of banking, originally designed for young people who want to travel the world...

To me they're one of a kind and the first of their kind.... their service is of good quality and their system is reliable....

Even though, I'm not a big spender... I'm grateful they came into existence.

They have really good perks for people who like an alternative tool concerning finances in our global system....

A definite plus.
And thank you for your services....

Maxim.

Customer services terrible!! Returned product to Lidl and they acknowledge return and to refund. Never received. Supplied all of the information to n26. They ruled in my favour and agreed to refund. I have a acknowledgement on their website. Waited weeks for refund, never received. After continually contacting them and them saying payment will be soon, they now say they need more information. I had already supplied them with all of the information that they request again. Order number, payment receipt, delivery receipt, approval by Lidl to return, return received receipt by Lidl, approval to pay by Lidl, communications from me to Lidl requesting late payment. A whole story of what happened!!
N26 customer support is terrible!!

I am extremely disappointed with my experience using N26, particularly regarding their referral program.

I followed all the required steps and conditions to participate, and many people I referred successfully signed up and completed the process. This generated a significant amount of referral rewards, few hundreds euros, which were never paid out.

N26 later claimed that my behavior violated their terms and conditions. However, after carefully reviewing those terms, I could not identify any violation on my part. I repeatedly contacted customer support asking for a clear explanation of what exactly I had done wrong (with screenshots and proofs of my actions), but I never received a concrete answer. The only response I was given was that “the decision was final and that no further explanation would be provided”.

I find this approach highly unprofessional and lacking transparency, especially for a financial institution that should be built on trust and accountability. One of my friends had to go through exactly the same experience for the same reason.
Later on, all the chats with customer service about the issue magically DISAPPEARED. Shame on them. I still have the screenshots though.

Based on this experience I honestly feel to say “don’t trust N26, stay away from them”.

Everything is so easy and works first time. The total package includes great benefits.