Net Credit was quick with response time, smooth application process and quickly funded me the same day after getting approved. The rate I got was also far better than any other loan company I have ap... See more
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Very easy to work with. Simple application process. They are upfront with you about the high interest but when needing funds it was a life saver. I'm glad I found them. Money was in my account the... See more
Wow! It was a weekend when it happened, I needed help in a bad way! Now! Everyone I asked online wanted info that would've taken days, I didn't have days. It was insane! They offered help but wanted... See more
Well, the speed of, security measures, other positive reviews, and the fact that you are here for me when I really needed a break is a good start. The ability to perform everything at home convenient... See more
Company details
About NetCredit
Written by the company
Your financial situation is unique. Shouldn't your loan options be, too?
Fast funding- Flexible terms
- Personal loans for up to $10,000*
- Lines of credit up to $4,500
This won't affect your credit score.
Learn more at our Rates & Terms.
What makes us different?
You're not just your credit score.
When you apply, advanced algorithms take a broader look at your finances to create an offer just for you.
You can pick what you need.
Borrow an amount that meets your needs and repay in a way that works for your financial situation.
You can improve your finances.
You can build credit history by making on-time payments, giving you the power to create a better future.
*In CA, some customers may qualify for up to $10,500.
All NetCredit loans and lines of credit are offered by a member of the NetCredit family of companies or a lending partner bank. All loans and lines of credit will be serviced by NetCredit.
In states where NetCredit loans and lines of credit are offered by a lending partner bank, loans and lines of credit are underwritten by, approved by and funded by Republic Bank & Trust Company or Transportation Alliance Bank, Inc. d/b/a TAB Bank. Refer to the Rates & Terms page for your state for more information.
CA residents: NC FINANCIAL SOLUTIONS OF CALIFORNIA, LLC d/b/a NetCredit is licensed by the Department of Financial Protection and Innovation. Loans made pursuant to a California Financing Law license (License No. 603K020).
Contact info
175 W. Jackson Blvd, 60604, Chicago, United States
- (877) 392-2014
- support@netcredit.com
- netcredit.com
4.8
Excellent
33k reviews
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
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Netcredit is a good source for emergency funds. They conducted an intensive financial investigation and the funds were received as promised. The customer service was excellent. I needed emergency funds and paid it off right away. Read all documents carefully and do your homework because the fees are extremely high and should be paid off in full as soon as you can. If you drag it out you will be paying and the loan will not go down for a long long time. Remember Netcredit is doing what they were set out to do and that is make money. If you mess with their money you are going to pay. Make it a great choice or not!! The choice is always yours!
1 May 2026
Unprompted review
I have not received a card or account…
I have not received a card or account number yet, so I have not been able to access the account yet.
5 June 2026
The application was easy and online
The application was easy and online. It was quick and I am very satisfied. Thank you for helping me in my time of need.
5 June 2026
My experience with NetCredit
Well the response was positive and informative. I was guided through the process and received a response in less than 72 hours. Thanks 🙏
5 June 2026
This was fast quick easy and very…
This was fast quick easy and very trusted site all you had to do was verify your banking information and voila your money was in your account direct deposit just pay your bills on time to inform a good credit history thank you so much to my friend for referring me here
5 June 2026
I was surprised of how quickly my funds…
I was surprised of how quickly my funds were available. I was skeptical reading the reviews and decided to try for myself and glad I did!
5 June 2026
Experience
It has a been a really good experience thus far. The representative that I spoke to was very helpful and explained everything, so I had the clarity that I needed to make my decision.
5 June 2026
It was great experience great help…
It was great experience great help didn't take long at all.
5 June 2026
Very easy to work with
Very easy to work with. Simple application process. They are upfront with you about the high interest but when needing funds it was a life saver. I'm glad I found them. Money was in my account the next day. I love that as I pay it down I can continue to borrow from it as needed as a line of credit. Excellent communication!
5 June 2026
The process was so simple
The process was so simple. After I verified my information my money was on my account the same day. Making small payments over time is perfect for me.
5 June 2026
Application process and speed of…
Application process and speed of transactions. Great place to deal with!!
5 June 2026
It’s was an unexpected surprise
It’s was an unexpected surprise, it’s came at the right time and I was able to get my problems resolved.
5 June 2026
Very easy submit and receive the money…
Very easy submit and receive the money thank you wish it was only one payment per month not second per month. Thank you
5 June 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Was quick and very easy loan
Was quick and very easy loan. Application wasn't complicated and I was very happy for that!
20 May 2026
Unprompted review
Reply from NetCredit
Hi Reno,
Thank you for your feedback!
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